Learn about payment methods

We categorize payment methods into eight families:

• Cards
• Bank debits
• Bank redirects
• Bank transfers
• Buy now, pay later
• Real-time payments
• Vouchers
• Wallets

Each family has similar features, a single integration, and common checkout experiences. After you’ve integrated one payment method, you can add another within the same family with minimal changes to your integration.

To learn more about which payment methods are right for your business, see our payment method guide.

Cards

Cards are a common way for consumers and businesses to pay online or in person. Stripe supports global and local card networks. See the card brands that Stripe supports.

Bank debits

By debiting your customer’s bank account directly, you can save on transaction fees when compared to cards. For details, see the bank debits documentation.

Bank redirects

Bank redirects let customers pay online using their bank account, using a secure, intuitive checkout flow. They’re popular among European and Asian consumers and can improve conversion and reduce fraud. See bank redirects to learn more.

To request access to one of our invite-only payment methods, contact us.

Bank transfers

Customers or other businesses can use bank transfers to send money directly to your bank account and are common for accepting large payments from other businesses. In some countries, bank transfers are popular for consumer payments as well. See bank transfers to learn more.

Contact us to request to join one of our invite only payment methods.

Buy now, pay later

Buy now, pay later payment methods help retailers reach customers that want to pay in instalments. Your business is paid immediately and in full, and your customer pays nothing or a portion of the total cost at checkout. See buy now, pay later to learn more.

Contact us to request to join one of our invite only payment methods.

Real-time payments

Real-time payments let customers send money directly from their bank account or other funding source using an intermediary to authenticate, such as a phone number or other account. They’re a common payment type in Asia and Latin America. See real-time payments to learn more.

Vouchers

Vouchers are a popular way for customers in Asia and Latin America to complete online purchases in-person. At checkout, customers receive a digital voucher with pending transaction details and then complete the payment at local stores. See vouchers to learn more.

Contact us to request to join one of our invite only payment methods.

Wallets

Wallets provide a fast and secure way for consumers to pay with a saved card or a stored balance. Wallets improve conversion and reduce fraud, especially on mobile. See wallets to learn more.