Stablecoin payments
Learn about accepting payments in stablecoins.
Stablecoin payments allow you to accept stablecoins from customers around the world. Customers can pay with their preferred crypto wallet, token, and payment network, while completed stablecoin payments settle in your Stripe balance in USD.
Payment flow 
When customers select the crypto payment method, they’re redirected to crypto.stripe.com to connect their crypto wallet and complete the transaction.
Customer selects Crypto payment option at checkout
Customer is redirected to crypto.stripe.com to connect a crypto wallet and select a currency and payment network
Customer gets notification that the payment is complete
(Optional) Customer is redirected back to the business’ site for confirmation
Get started
You don’t have to integrate stablecoin payments and other payment methods individually. If you use our front-end products, Stripe automatically determines the most relevant payment methods to display. Go to the Stripe Dashboard and enable stablecoin payments. To get started with one of our hosted UIs, follow a quickstart:
Other payment products
The following Stripe products also let you add stablecoin payments from the Dashboard:
Learn more about how to accept stablecoin payments.
Limitations
Make sure stablecoins support your use case before getting started.
- Currently only US businesses can accept stablecoin payments.
- All stablecoin payments settle in your Stripe balance in USD.
- Refunds are always returned as stablecoins to the customer’s original wallet.
- Customer transaction limits are 10,000 USD per transaction and 100,000 USD per month.
Disputes
The risk of fraud or unrecognized payments is low because the customer must authenticate the payment with their bank. As a result, you won’t have disputes that turn into chargebacks, with funds withdrawn from your Stripe account.
Refunds
To issue a refund, follow the refund flow. For stablecoin payments, the refund goes back as stablecoins in the customer’s original wallet.
Billing
Stripe Billing supports stablecoin payments for both invoices and subscriptions.
Connect support
Connect platforms can accept crypto payments for all charge types. Each connected account must have the crypto payment method enabled.
Connected accounts with access to the full Stripe Dashboard
Connected accounts with access to the full Stripe Dashboard (including Standard accounts) can enable crypto payments through the Stripe Dashboard.
Connected accounts without access to the full Stripe Dashboard
You can request the crypto_ capability for connected accounts from the account details page in your platform Dashboard, or through the API.
To see which connected accounts have enabled Crypto, check whether their crypto_ capability is set to active in the Account object’s capabilities hash.