Link

Link allows your customers to select a saved payment method at checkout instead of entering payment information. Your customers can save their credit cards, debit cards, or US bank accounts for faster checkout at any Link-enabled business. Link also lets you accept Instant Bank Payments. All Link transactions confirm immediately, and successful payments settle to your Stripe balance on the same timeline as card payments, regardless of the payment method that funds the payment.

Customers can make changes to their account, view their purchase history, or reach out to the Link customer support team by visiting link.com. For information about how your payment integration affects Link, see Link in different payment integrations.

Payment flow

The Link payment flow varies depending on the Stripe product that you’re using. To learn more, see Faster checkout with link.

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For eligible transactions, Stripe automatically displays Link when it’s enabled under Wallets in your payment method settings. All Link transactions confirm immediately, and successful payments settle to your Stripe balance on the same timeline as card payments, regardless of the payment method that funds the payment.

You can integrate Link in two ways: as a payment method, or by incorporating it into a card-specific integration. Stripe recommends using Link as a payment method, because it’s a simpler integration and works with dynamic payment methods out of the box. However, if you only accept card payments, or you require access to card details such as the brand or last 4 digits, add Link to your card integration.

Both Link integrations accept all types of payment methods supported by Link, including credit cards, debit cards, and Instant Bank Payments.

If you integrate Link as a payment method, then each Link transaction has a PaymentMethod object with a type of link and no wallet hash.

If you incorporate Link into a card-specific integration, then each Link transaction has a PaymentMethod object with a type of card and a card.wallet hash with a type of link.

Refunds

Link supports full and partial refunds. You can initiate refunds through the Stripe Dashboard or API, similar to other payment methods. The refund process is typically completed within 5-10 business days, depending on your bank.

Disputes

Disputes for Link payments follow a similar process to card disputes. You can respond to disputes through the Stripe Dashboard or API. The dispute process and timelines might vary, depending on whether the saved payment method used for the transaction was a card or bank account.

Supported currencies

Link supports all currencies that Stripe supports for card payments.