Link in different payment integrations

Learn about using Link with dynamic payment methods and other integrations.

For eligible transactions, Stripe automatically presents Link when it’s enabled in the Wallets section of your payment method settings. All Link transactions confirm immediately, and successful payments settle to your Stripe balance on the same timeline as card payments, regardless of the payment method that funds the payment.

You can integrate Link in two ways: as a payment method, or by incorporating it into a card-specific integration. Stripe recommends using Link as a payment method, because it’s a simpler integration and works with dynamic payment methods out of the box. However, if you only accept card payments, or you require access to card details such as the brand or last 4 digits, add Link to your card integration.

Both Link integrations accept all types of payment methods supported by Link, including credit cards, debit cards, and Instant Bank Payments.

Link integrations

All Link transactions have a PaymentMethod object with a type of link.

To integrate Link as a payment method, use dynamic payment methods or pass link in the payment_method_types parameter. Because all Link transactions use the link payment method type, the objects associated with them don’t expose details about how the customer paid. If you require access to card details, such as the brand or last 4 digits, integrate with Link as described in the Link with card integrations tab.

This integration increases Link authorization rates by letting customers select a backup payment source. At checkout, if the customer’s Link account contains multiple eligible saved payment sources, Link suggests a backup. If the customer approves the backup, and the initial payment attempt fails, Link automatically retries the payment using the backup.

Note

Link as a payment method doesn’t support Interchange+ (IC+) pricing. Stripe bills all such Link transactions at a single blended rate. If you’re on IC+ pricing, integrate with Link as described in the Link with card integrations tab.