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Sofort payments

Learn about Sofort, a common payment method in Europe.

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警告

SOFORT has been discontinued as of March 31, 2025. For more information, read our support page.

Stripe users in Europe and the United States can use the Payment Intents API—a single integration path for creating payments using any supported method—to accept Sofort payments from customers in the following countries:

  • Austria
  • Belgium
  • Germany
  • Netherlands
  • Spain

Sofort is a single use, delayed notification payment method that requires customers to authenticate their payment. It redirects them to their bank’s portal to authenticate the payment, and it typically takes 2 to 14 days to receive notification of success or failure.

注意

Your use of Sofort must comply with our Sofort Terms of Service.

  • Customer locations

    Europe

  • Presentment currency

    EUR

  • Payment confirmation

    Customer-initiated

  • Payment method family

    Bank debit

  • Recurring payments

    through SEPA Direct Debit

  • Payout timing

    Standard payout timing applies

  • Connect support

    Yes

  • Dispute support

    No

  • Manual capture support

    No

  • Refunds / Partial refunds

    Yes / yes

Payment flow

Below is a demonstration of the Sofort payment flow from your checkout page:

Get started

You don’t have to integrate Sofort and other payment methods individually. If you use our front-end products, Stripe automatically determines the most relevant payment methods to display. Go to the Stripe Dashboard and enable Sofort. To get started with one of our hosted UIs, follow a quickstart:

  • Checkout: Our prebuilt, hosted checkout page.
  • Elements: Our drop-in UI components.

Other payment products

The following Stripe products also let you add Sofort from the Dashboard:

  • Invoicing
  • Payment Links

If you prefer to manually list payment methods or want to save Sofort details for future payments, see the following guides:

  • Manually configure Sofort as a payment
  • Save Sofort details for future payments

Disputes

The risk of fraud or unrecognized payments is low because the customer must authenticate the payment with their bank. As a result, you won’t have disputes that turn into chargebacks, with funds withdrawn from your Stripe account.

Refunds

Sofort payments can be refunded up to 180 days after the original payment.

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