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Beyond payments

Accept a Sofort payment

Learn how to accept Sofort, a common payment method in Europe.

Warning

SOFORT has been discontinued as of March 31, 2025. For more information, read our support page.

Caution

Stripe can automatically present the relevant payment methods to your customers by evaluating currency, payment method restrictions, and other parameters.

  • Follow the Accept a payment guide to build a Checkout integration that uses dynamic payment methods.
  • If you don’t want to use dynamic payment methods, follow the steps below to manually configure the payment methods in your Checkout integration.

Note

SOFORT is a delayed notification payment method, which means that funds are not immediately available after payment. A payment typically takes 2 to 14 business days to arrive in your account.

Customers pay with SOFORT by redirecting away from the Checkout Session to their bank, sending you payment, and then returning to Checkout. they’re then redirected back to your site.

Determine compatibility

A Checkout Session must satisfy all of the following conditions to support SOFORT payments:

  • Prices for all line items must be expressed in Euro (currency code eur).

Accept a payment

Note

Build an integration to accept a payment with Checkout before using this guide.

Use this guide to learn how to enable SOFORT—it shows the differences between accepting a card payment and using SOFORT.

Enable SOFORT as a payment method

When creating a new Checkout Session, you need to:

  1. Add sofort to the list of payment_method_types.
  2. Make sure all your line_items use the eur currency.
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Stripe::Checkout::Session.create({
  mode: 'payment',
  payment_method_types: ['card'],
  payment_method_types: ['card', 'sofort'],
  line_items: [{
    price_data: {
      currency: 'usd',
      # To accept `sofort`, all line items must have currency: eur
      currency: 'eur',
      product_data: {
        name: 'T-shirt',
      },
      unit_amount: 2000,
    },
    quantity: 1,
  }],
  success_url: 'https://example.com/success',
  cancel_url: 'https://example.com/cancel',
})

Fulfill your orders

After accepting a payment, learn how to fulfill orders.

Test your integration

When testing your Checkout integration, select SOFORT as the payment method and click the Pay button.

Handle refunds and disputes

The refund period for SOFORT is up to 180 days after the original payment.

There is no dispute process–customers authenticate with their bank.

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