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Accept a PayPal payment

Learn how to accept PayPal payment, a digital wallet popular with businesses in Europe.

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Caution

Stripe automatically presents your customers payment method options by evaluating their currency, payment method restrictions, and other parameters. We recommend that you configure your payment methods from the Stripe Dashboard using the instructions in Accept a payment.

If you want to continue manually configuring the payment methods you present to your customers with Checkout, use this guide. Otherwise, update your integration to configure payment methods in the Dashboard.

Stripe Checkout shows PayPal either as a standard payment method or as a standalone button, depending on which option is more likely to increase the conversion rate.

Determine compatibility

A Checkout Session must satisfy all of the following conditions to support PayPal payments:

  • Prices for all line items must be in the same currency. If you have line items in different currencies, create separate Checkout Sessions for each currency.

Accept a payment

Note

Build an integration to accept a payment with Checkout before using this guide.

Use this guide to learn how to enable PayPal—it shows the differences between accepting a card payment and using PayPal.

Enable PayPal as a payment method

When creating a new Checkout Session, do the following:

  1. Add paypal to the list of payment_method_types.
  2. Make sure all your line_items use the same currency.
Stripe::Checkout::Session.create({
  mode: 'payment',
  payment_method_types: ['card'],
  payment_method_types: ['card', 'paypal'],
  line_items: [{
    price_data: {
      currency: 'usd',
      product_data: {
        name: 'T-shirt',
      },
      unit_amount: 2000,
    },
    quantity: 1,
  }],
  success_url: 'https://example.com/success',
  cancel_url: 'https://example.com/cancel',
})

Fulfill your orders

After accepting a payment, learn how to fulfill orders.

Test your integration

You don’t need to connect your PayPal business account to test the integration. However, make sure to connect your PayPal and Stripe accounts when you’re ready to activate live mode payments.

When testing your Checkout integration, select PayPal as the payment method and click Pay.

To simulate the most common integration and failure scenarios for PayPal payments, pass email values that match the patterns described in these test scenarios.

Test scenarios

Email patternScenarioExplanation
.*payee_account_restricted@.*Merchant account restrictedCapturing or authorizing a payment fails with a payment_method_unexpected_state error if your merchant account is restricted by PayPal. Provide an email matching this pattern at time of authorization to fail the authorization.
.*transaction_refused@.*Transaction refusedCapturing a payment fails with a payment_method_provider_decline error if the transaction is refused by PayPal.
.*instrument_declined@.*Payment instrument declinedCapturing a payment fails with a payment_method_provider_decline error if the instrument presented was either declined by the processor or bank, or it can’t be used for this payment.
.*authorization_expired@.*Manually capturing an authorized paymentCapturing an authorized payment fails with a capture_charge_authorization_expired error if the authorization has already expired.

Handle refunds and disputes

Learn more about PayPal disputes and refunds.

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