Accept an OXXO payment

First, you need a Stripe account. Register now.

Server-side

This integration requires endpoints on your server that talk to the Stripe API. Use the official libraries for access to the Stripe API from your server:

# Available as a gem
sudo gem install stripe

# If you use bundler, you can add this line to your Gemfile
gem 'stripe'

Client-side

The Stripe Android SDK is open source and fully documented.

To install the SDK, add stripe-android to the dependencies block of your app/build.gradle file:

plugins {
    id("com.android.application")
}

android { ... }

dependencies {
  // ...

  // Stripe Android SDK
  implementation("com.stripe:stripe-android:21.14.0")
  // Include the financial connections SDK to support US bank account as a payment method
  implementation("com.stripe:financial-connections:21.14.0")
}

Configure the SDK with your Stripe publishable key so that it can make requests to the Stripe API, such as in your Application subclass:

import com.stripe.android.PaymentConfiguration

class MyApp : Application() {
    override fun onCreate() {
        super.onCreate()
        PaymentConfiguration.init(
            applicationContext,
            
"pk_test_TYooMQauvdEDq54NiTphI7jx"
        )
    }
}

Stripe samples also use OkHttp and GSON to make HTTP requests to a server.

A PaymentIntent is an object that represents your intent to collect payment from a customer and tracks the lifecycle of the payment process through each stage.

Server-side

Create a PaymentIntent on your server with an amount and the mxn currency (OXXO does not support other currencies). If you already have an integration using the Payment Intents API, add oxxo to the list of payment method types for your PaymentIntent.

curl https://api.stripe.com/v1/payment_intents \
  -u 
sk_test_BQokikJOvBiI2HlWgH4olfQ2
: \
  -d "amount"=1099 \
  -d "currency"="mxn" \
  -d "payment_method_types[]"="oxxo"

Additional payment method options

You can specify an optional expires_after_days parameter in the payment method options for your PaymentIntent that sets the number of calendar days before an OXXO voucher expires. For example, if you create an OXXO voucher on Monday and you set expires_after_days to 2, the OXXO voucher will expire on Wednesday at 23:59 America/Mexico_City (UTC-6) time. The expires_after_days parameter can be set from 1 to 7 days. The default is 3 days.

Client-side

On the client, request a PaymentIntent from your server and store its client secret.

class OXXOActivity: AppCompatActivity() {
    private lateinit var paymentIntentClientSecret: String

    private fun startCheckout() {
        // Request a PaymentIntent from your server and store its client secret
    }
}

In your app, collect the following required billing details from the customer. Create a PaymentMethodCreateParams with the billing details.

val billingDetails =
  PaymentMethod.BillingDetails(email = "email@email.com", name = "Jenny Rosen")
val paymentMethodCreateParams = PaymentMethodCreateParams.createOxxo(billingDetails)

Retrieve the client secret from the PaymentIntent you created in step 2 and call PaymentLauncher confirm. This presents a webview to display the OXXO voucher. Afterwards, onPaymentResult is called with the result of the payment.

class OXXOActivity : AppCompatActivity() {
    // ...
    private lateinit var paymentIntentClientSecret: String
    private val paymentLauncher: PaymentLauncher by lazy {
        val paymentConfiguration = PaymentConfiguration.getInstance(applicationContext)
        PaymentLauncher.Companion.create(
            this,
            paymentConfiguration.publishableKey,
            paymentConfiguration.stripeAccountId,
            ::onPaymentResult
        )
    }

    private fun startCheckout() {
        // ...

        val confirmParams = ConfirmPaymentIntentParams
                .createWithPaymentMethodCreateParams(
                  paymentMethodCreateParams = paymentMethodCreateParams,
                  clientSecret = paymentIntentClientSecret
                )
        paymentLauncher.confirm(confirmParams)
    }

    private fun onPaymentResult(paymentResult: PaymentResult) {
        when (paymentResult) {
            is PaymentResult.Completed -> {
                // The OXXO voucher was displayed successfully.
                // The customer can now pay the OXXO voucher at the OXXO convenience store.
            }
            is PaymentResult.Canceled -> {
                // handle cancel flow
            }
            is PaymentResult.Failed -> {
                // handle failures
                // (for example, the customer may need to choose a new payment
                // method)
            }
        }
    }
}

Optional: Email voucher link to your customer

Stripe sends a payment_intent.requires_action event when an OXXO voucher is created successfully. If you need to email your customers the voucher link, you can retrieve the PaymentIntent to get the link upon receiving the event. The hosted_voucher_url field in payment_intent.next_action.oxxo_display_details contains the link to the voucher.

Optional: Customize your voucher

Stripe allows customization of customer-facing UIs on the Branding Settings page.

The following brand settings can be applied to the voucher:

• Icon – your brand image and public business name
• Accent color—used as the color of the Copy Number button
• Brand colour – used as the background colour

OXXO is a delayed notification payment method, so funds are not immediately available. Customers might not pay for the OXXO voucher at an OXXO convenience store immediately after checking out.

Stripe sends a payment_intent.succeeded event on the next business day (Monday through Friday excluding Mexican holidays) for each OXXO voucher that was paid. Use the Dashboard or build a webhook handler to receive these events and run actions (for example, sending an order confirmation email to your customer, logging the sale in a database, or starting a shipping workflow).

After the expiry date, the PaymentIntent’s status transitions to processing and the customer can no longer pay for the expired OXXO voucher. If the OXXO voucher was not paid for before 23:59 America/Mexico_City (UTC-6) on the expiry date, Stripe sends a payment_intent.payment_failed event within 10 calendar days after the expiry date (in most cases, this event is sent within 7 calendar days). For example, if the OXXO voucher expires on 1 September, this event is sent by 10 September at the latest.

Receive events and run business actions

Manually

Use the Stripe Dashboard to view all your Stripe payments, send email receipts, handle payouts, or retry failed payments.

• View your test payments in the Dashboard

Custom Code

Build a webhook handler to listen for events and build custom asynchronous payment flows. Test and debug your webhook integration locally with the Stripe CLI.

• Build a custom webhook

In a sandbox, set PaymentMethod.BillingDetails#email to the following values when you call Stripe# confirmPayment() to test different scenarios.