Payment methods

Learn about the supported payment methods for Invoicing.

By default, customers can pay invoices with any of the payment methods that you’ve enabled in your Invoice template. In some situations, there might be restrictions that prevent payment methods from being used for an invoice. For instance, a payment method might only operate in one currency or have limitations on the amount that can be paid. If there’s a limitation on a payment method, Stripe won’t automatically select it for you.

Supported payment methods

Stripe Invoicing supports the following payment methods:

Payment method	Description	Currencies	Business location	Limitations
ACH Direct Debit	Accept debit payments from customers with a US bank account using the Automated Clearing House (ACH) payments system operated by Nacha.	USD	United States	None
Affirm	Enable customers to split their payments over time while your business gets paid up front.	CAD, USD	Canada, United States	You can only add this payment method to individual invoices. Invoices that use this payment method only support the `send_invoice` collection method.
Afterpay/Clearpay	Enable customers to split their payments over time while your business gets paid up front.	AUD, CAD, GBP, NZD, USD	Australia, Canada, New Zealand, United Kingdom, United States	You can only add this payment method to individual invoices. Invoices that use this payment method only support the `send_invoice` collection method.
Alipay	Allow customers to pay on the web or a mobile device using login credentials or the Alipay app.	AUD, CAD, CNY, EUR, GBP, HKD, JPY, MYR, NZD, SGD, USD	Australia, Canada, Europe, Hong Kong, Japan, New Zealand, Singapore, United States	None
Bancontact	Allow customers to authorize payments on the Bancontact website or mobile app and then return to your website for immediate notification about the success or failure of the payment.	EUR	Australia, Canada, Europe, Hong Kong, Japan, Mexico, New Zealand, Singapore, United States	None
Bank transfer	Receive bank transfers directly from customers using Payment Intents.	EUR, GBP, IDR, JPY, MXN, USD	Europe (SEPA), Indonesia, Japan, Mexico, United Kingdom, United States	You can only add this payment method to individual invoices. Invoices that use this payment method only support the `send_invoice` collection method.
Bacs Direct Debit	Accept debit payments from customers with a UK bank account.	GBP	United Kingdom	None
BECS Direct Debit	Accept debit payments from customers with an Australian bank account.	AUD	Australia	None
Boleto	Allow customers to pay for services or goods at authorized agencies or banks, ATMs, or online bank portals.	BRL	Brazil	None
Cash App Pay	Allow customers to make single or recurring payments to businesses using their digital wallet. Customers must authenticate their payment.	USD	United States	None
Cards	Allow customers to pay online using cards, which are linked to a debit or credit account at a bank.	Most currencies	Most locations	None
Crypto	Accept stablecoin payments that settle as fiat in your Stripe balance.	USD	United States	Invoices that use this payment method only support the `send_invoice` collection method.
EPS	Allow customers to pay online using their Austrian bank credentials.	EUR	Australia, Canada, Europe, Hong Kong, Japan, Mexico, New Zealand, Singapore, United States	None
Financial Process Exchange (FPX)	Allow customers to pay online using their Malaysian bank credentials.	MYR	Malaysia	None
iDEAL	Allow customers to pay online using their Netherlands bank credentials.	EUR	Australia, Canada, Europe, Hong Kong, Japan, Mexico, New Zealand, Singapore, United States	None
Klarna	Enable customers to pay with flexible payment options, such as pay over time or pay now, while your business gets paid up front.	AUD, CAD, CHF, CZK, DKK, EUR, GBP, NOK, NZD, PLN, RON, SEK, USD	Australia, Canada, most of Europe, New Zealand, United Kingdom, United States	You can only add this payment method to individual invoices. Invoices that use this payment method only support the `send_invoice` collection method.
Konbini	Allow customers in Japan to pay for bills and online purchases at convenience stores with cash.	JPY	Japan	Invoices that use this payment method only support the `send_invoice` collection method.
Link	Save and autofill payment and shipping information for your customers so they don’t need to enter payment details manually.	Most currencies	Most locations	None
Multibanco	Allow customers to pay using a voucher through their online banking platform or at an ATM.	EUR	Europe, United Kingdom, United States	Invoices that use this payment method only support the `send_invoice` collection method.
PayNow	Allow customers to pay using their preferred app from participating banks or non-bank financial institutions.	SGD	Singapore	Invoices that use this payment method only support the `send_invoice` collection method.
PayPal	Allow customers to pay using their PayPal account. Customers are redirected to the PayPal website to choose a funding source, such as their PayPal wallet, a linked card or bank account, or buy-now-pay-later.	AUD, CAD, CHF, CZK, DKK, EUR, GBP, HKD, NOK, NZD, PLN, SEK, SGD, USD	Europe, Switzerland, United Kingdom	None
Pre-authorized debit payments (PADs)	Accept debit payments from customers with a Canadian bank account using the Automated Clearing Settlement System (ACSS).	CAD, USD	Canada, United States	None
PromptPay	Allow customers to pay using their preferred app from participating banks.	THB	Thailand	Invoices that use this payment method only support the `send_invoice` collection method.
Przelewy24	Allow customers to pay online using bank transfers and other methods.	EUR, PLN	Australia, Canada, Europe, Hong Kong, Japan, Mexico, New Zealand, Singapore, United States	None
SEPA direct debit	Accept debit payments from customers with an EUR-denominated bank account within the SEPA region.	EUR	Most locations	None
WeChat Pay	Allow customers to use WeChat Pay to pay for goods and services inside of business apps and websites.	AUD, CAD, CHF (depending on business location), CNY, DKK, EUR, GBP, HKD, JPY, NOK, SEK, SGD, USD	Australia, Canada, Europe, Hong Kong, Japan, Singapore, United Kingdom, United States	None

* P.O. boxes don’t accept deliveries from other couriers, such as FedEx or UPS.

Configure payment methods

You can use the Dashboard or API to add and configure payment methods.

You can use the Invoicing API to select payment methods, decipher errors, and customize the payment experience.

Select payment methods

You can override the payment methods that can be used to pay an invoice by changing its payment settings. If you configured a default payment method on either the Customer or the Subscription object associated with the invoice, be sure to include it in the list of payment_method_types. Otherwise, the payment will fail.

Payment method errors

Payment method errors can prevent an invoice from being finalized. This can happen when:

Stripe attempts to automatically select payment methods, but all of the payment methods have restrictions that prevent them from being used (this often happens when only one or two payment methods are enabled).
You manually select a payment method but a restriction prevents it from being used.

In these cases, Stripe can’t finalize the invoice and sends an invoice.finalization_failed webhook to notify you of the problem. Look at the last finalization error for the invoice to view the error. To finalize the invoice and complete the payment, change the payment_settings for the invoice so that it has at least one valid payment method.

Payment method options

Some payment methods have additional options that you can set to customize the payment experience. See payment_method_options for details.