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Beyond payments

Accept a Zip payment

Learn how to accept Zip, a popular buy now, pay later payment method in Australia and the US.

Caution

Stripe can automatically present the relevant payment methods to your customers by evaluating currency, payment method restrictions, and other parameters.

  • Follow the Accept a payment guide to build a Checkout integration that uses dynamic payment methods.
  • If you don’t want to use dynamic payment methods, follow the steps below to manually configure the payment methods in your Checkout integration.

Zip is a buy now, pay later payment method that allows customers to split purchases over a series of payments.

Customers authenticate a payment on Zip website and there is immediate notification about the success or failure of a payment.

Determine compatibility

A Checkout Session must satisfy all the following conditions to support Zip payments:

  • Prices for all line items must be expressed in Australian Dollar (currency code aud) or United States Dollar (currency code usd).

Accept a Zip payment

Note

Build an integration to accept a payment with Checkout before using this guide.

Make the following updates to your card payment integration to enable Zip.

Enable Zip as a payment method

When creating a new Checkout Session, you need to:

  1. Add zip to the list of payment_method_types
  2. Make sure all your line_items use the aud or usd currency.
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Stripe::Checkout::Session.create({
  mode: 'payment',
  payment_method_types: ['card'],
  payment_method_types: ['card', 'zip'],
  line_items: [{
    price_data: {
      currency: 'usd',
      product_data: {
        name: 'T-shirt',
      },
      unit_amount: 2000,
    },
    quantity: 1,
  }],
  success_url: 'https://example.com/success',
  cancel_url: 'https://example.com/cancel',
})

Fulfill your orders

After accepting a payment, learn how to fulfil orders.

Test your integration

When testing your Checkout integration, select Zip as the payment method and click Pay.

Handle refunds and disputes

Learn more about Zip disputes and refunds.

See also

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