Capchase Pay paymentsPublic preview
Offer businesses flexible payment terms on SaaS contracts while getting paid instantly.
Capchase Pay is a payments solution that enables SaaS businesses to offer customers flexible payment terms while collecting annual contract value up front.
This helps both the software businesses and buyers manage their cashflow while reducing buying friction.
Payment flow 
Below is a demonstration of the Capchase Pay payment flow from your checkout page:
Get started
You don’t have to integrate Capchase Pay and other payment methods individually. If you use our front-end products, Stripe automatically determines the most relevant payment methods to display. Go to the Stripe Dashboard and enable Capchase Pay. To get started with one of our hosted UIs, follow a quickstart:
Other payment products
The following Stripe products also let you add Capchase Pay from the Dashboard:
If your integration requires manually listing payment methods, learn how to manually configure Capchase Pay payments.
Allowed business categories
The following business categories are the only ones allowed to use Capchase Pay:
- Computer Programming
- Computer Software Stores
- Digital Goods - Applications (Excludes Games)
- Computer Network Services
- Computer, Peripherals, and Software
- Information Retrieval Services
Additional requirements
By enabling Capchase Pay, acknowledge that:
- Disputes between you and your customer will not impact the customer’s obligation to pay Capchase.
- Where a customer fails to comply with its payment obligation, you will cooperate with Capchase and promptly suspend that customer’s access to your product, software, or services upon receipt of a written request from Capchase.
- You are responsible for maintaining commercially reasonable business practices consistent with the industry standards applicable to you in your fulfillment of your obligations under your contracts with customers.
Refunds
Capchase Pay supports full and partial refunds. The refund period is up to 180 days after the purchase. Refunds for Capchase Pay payments are asynchronous and take up to 5 minutes to complete. We’ll notify you of the final refund status using the charge. webhook event. When a refund succeeds, the Refund object’s status transitions to succeeded. In the rare instance that a refund fails, the Refund object’s status transitions to failed and we return the amount to your Stripe balance. You then need to arrange an alternative way of providing your customer with a refund.
Supported currencies
You can create Capchase Pay payments in the currencies that map to your country. The default local currency for Capchase Pay is usd and customers also see their purchase amount in usd.
| Currency | Country |
|---|---|
usd | United States |