BLIK payments

A Checkout Session must satisfy all of the following conditions to support BLIK payments:

• Prices for all line items must be expressed in Złoty (currency code pln).

Use this guide to learn how to enable BLIK—it shows the differences between accepting a card payment and using BLIK.

Enable BLIK as a payment method

When creating a new Checkout Session, you need to:

1. Add blik to the list of payment_method_types.
2. Make sure all your line_items use the pln currency.

Stripe::Checkout::Session.create({
  mode: 'payment',
  payment_method_types: ['card'],
  payment_method_types: ['card', 'blik'],
  line_items: [{
    price_data: {
      currency: 'usd',
      # To accept `blik`, all line items must have currency: pln
      currency: 'pln',
      product_data: {
        name: 'T-shirt',
      },
      unit_amount: 2000,
    },
    quantity: 1,
  }],
  success_url: 'https://example.com/success',
  cancel_url: 'https://example.com/cancel',
})

What customers see

Inside their Banking app, customers see four lines related to each BLIK transaction:

• If you provided a value for description when creating the PaymentIntent, the first two lines display it (max 70 characters).
• If you provided a value for statement_descriptor (typically, an order ID), line 3 displays it (max 22 characters).
• The fourth line automatically populates with the URL of your website.

Fulfill your orders

After accepting a payment, learn how to fulfill orders.

When testing your Checkout integration, select BLIK as the payment method and click the Pay button.

Use test mode to test a successful payment by entering any 6-digit code (such as 123456) in the payment form.

The refund period for BLIK is up to 13 months after the original payment.

Customers can dispute a payment through their bank up to 13 months after the original payment and there’s no appeal process.

Learn more about BLIK disputes.