Skip to content
Create account or Sign in
The Stripe Docs logo
/
Create accountSign in
OverviewAccept a paymentUpgrade your integration
Online payments
OverviewFind your use caseUse Managed PaymentsRecurring payments
In-person payments
Payment methods
Payment operations
Balances and settlement timeReceiptsRefunds and cancellations
Advanced integrations
Beyond payments

BLIK payments

Learn how to accept BLIK, a common payment method in Poland.

Caution

Stripe can automatically present the relevant payment methods to your customers by evaluating currency, payment method restrictions, and other parameters.

  • Follow the Accept a payment guide to build a Checkout integration that uses dynamic payment methods.
  • If you don’t want to use dynamic payment methods, follow the steps below to manually configure the payment methods in your Checkout integration.

BLIK is a single use payment method that requires customers to authenticate their payments. When customers want to pay online using BLIK, they request a six-digit code from their banking application and enter it into the payment collection form.

The bank sends a push notification to your customer’s mobile phone asking to authorize the payment inside their banking application. The BLIK code is valid for 2 minutes; customers have 60 seconds to authorize the payment after starting a payment. After 60 seconds, it times out and they must request a new BLIK code. Customers typically approve BLIK payments in less than 10 seconds.

Determine compatibility

A Checkout Session must satisfy all of the following conditions to support BLIK payments:

  • Prices for all line items must be expressed in Złoty (currency code pln).

Accept a payment

Note

This guide builds on the foundational accept a payment Checkout integration.

This guides you through enabling BLIK and shows the differences between accepting payments using dynamic payment methods and manually configuring payment methods.

Enable BLIK as a payment method

When creating a new Checkout Session, you need to:

  1. Add blik to the list of payment_method_types.
  2. Make sure all your line_items use the pln currency.
Command Line
cURL
Stripe CLI
Ruby
Python
PHP
Java
Node.js
Go
.NET
No results
curl https://api.stripe.com/v1/checkout/sessions \
  -u "
sk_test_BQokikJOvBiI2HlWgH4olfQ2
:" \
  -d "line_items[0][price_data][currency]"=pln \
  -d "line_items[0][price_data][product_data][name]"=T-shirt \
  -d "line_items[0][price_data][unit_amount]"=2000 \
  -d "line_items[0][quantity]"=1 \
  -d mode=payment \
  -d "payment_method_types[0]"=card \
  -d "payment_method_types[1]"=blik \
  --data-urlencode success_url="https://example.com/success"

What customers see

Inside their Banking app, customers see four lines related to each BLIK transaction:

Fulfill your orders

After accepting a payment, learn how to fulfill orders.

Test your integration

When testing your Checkout integration, select BLIK as the payment method and click the Pay button.

Use a sandbox to test a successful payment by entering any 6-digit code (such as 123456) in the payment form.

Handle refunds and disputes

The refund period for BLIK is up to 13 months after the original payment.

Customers can dispute a payment through their bank up to 13 months after the original payment and there’s no appeal process.

Learn more about BLIK disputes.

See also