Payout statement descriptors

Understand and manage how Stripe payouts appear on a connected account's bank statements.

Stripe allows you to configure payout statement descriptors at an account or payout level. We apply a precedence order across the payout statement descriptor configurations.

Banks don't always display statement descriptors

Beneficiary banks don’t guarantee that they’ll display statement descriptors. While Stripe shares this information with the beneficiary’s bank, it’s up to the beneficiary bank to decide what they actually display on the bank statement.

Account-level statement descriptors

Account-level statement descriptors allow you to configure a custom descriptor across all your auto and manual payouts. We recommend that you use this setting if you want a single statement descriptor. For example, you could display Cactus payout on your bank statement across all your Stripe payouts.

Dashboard

Account-level statement descriptors are customised on your payout settings page in the Dashboard.

Payout-level statement descriptors

Payout-level statement descriptors allow you to configure a unique descriptor for each manual payout. We recommend that you use this setting if you want a unique statement descriptor. For example, you could display Cactus payout 001 on your bank statement across a single Stripe manual payout.

Dashboard

Payout-level statement descriptors are customised on the balances overview page in the Dashboard when creating a manual payout.

API

Example response of a manual payout with a Statement Descriptor
{
  "id": "po_1OaFDbEcg9tTZuTgNYmX0PKB",
  "object": "payout",
  "amount": 1100,
  "currency": "usd",
  ...
  "statement_descriptor": "Cactus Payouts 001",
  "status": "pending",
  "type": "bank_account"
}

Precedence Order

If you don’t define an account-level or payout-level statement descriptor, we default to ‘STRIPE’ as the descriptor shown on your bank statement.