Save SEPA Direct Debit details for future payments

To reuse a SEPA Direct Debit payment method for future payments, it must be attached to a Customer.

Create a Customer object when your customer creates an account with your business. Associating the ID of the Customer object with your own internal representation of a customer enables you to retrieve and use the stored payment method details later.

Create a new customer or retrieve an existing customer to associate with this payment. Include the following code on your server to create a new customer.

curl -X POST https://api.stripe.com/v1/customers \
  -u "
sk_test_4eC39HqLyjWDarjtT1zdp7dc
:"

Use this guide to learn how to enable SEPA Direct Debit – it shows the differences between setting up future payments for cards and using SEPA Direct Debit.

Enable SEPA Direct Debit as a payment method

When creating a new Checkout Session, you need to add sepa_debit to the list of payment_method_types.

Stripe::Checkout::Session.create({
  mode: 'setup',
  payment_method_types: ['card'],
  payment_method_types: ['card', 'sepa_debit'],
  customer: customer.id,
  success_url: 'https://example.com/success',
  cancel_url: 'https://example.com/cancel',
})

You can test your integration using the IBANs below. The payment method details are successfully collected for each IBAN but exhibit different behavior when charged.

Test IBANs