Save SEPA Direct Debit details for future payments

To reuse a SEPA Direct Debit payment method for future payments, it must be attached to a Customer.

Create a Customer object when your customer creates an account with your business. Associating the ID of the Customer object with your own internal representation of a customer enables you to retrieve and use the stored payment method details later.

Create a new customer or retrieve an existing customer to associate with this payment. Include the following code on your server to create a new customer.

curl -X POST https://api.stripe.com/v1/customers \
  -u "
sk_test_4eC39HqLyjWDarjtT1zdp7dc
:"

Use this guide to learn how to enable SEPA Direct Debit—it shows the differences between setting up future payments for cards and using SEPA Direct Debit.

Enable SEPA Direct Debit as a payment method

When creating a new Checkout Session, you need to add sepa_debit to the list of payment_method_types.

Stripe::Checkout::Session.create({
  mode: 'setup',
  payment_method_types: ['card'],
  payment_method_types: ['card', 'sepa_debit'],
  customer: customer.id,
  success_url: 'https://example.com/success',
  cancel_url: 'https://example.com/cancel',
})

You can test your integration using the IBANs below. The payment method details are successfully collected for each IBAN but exhibit different behavior when charged.

Test IBANs