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Accept a payment using PAYCO in South Korea

Caution

Stripe automatically presents your customers payment method options by evaluating their currency, payment method restrictions, and other parameters. We recommend that you configure your payment methods from the Stripe Dashboard using the instructions in Accept a payment.

If you want to continue manually configuring the payment methods you present to your customers with Checkout, use this guide. Otherwise, update your integration to configure payment methods in the Dashboard.

Integrating with PAYCO enables South Korea-based customers to pay using this popular local payment method.

When a customer makes a payment, we redirect them to our local processor partner to authenticate and authorize the payment. After the customer authorizes the payment, we redirect them back to your site.

Determine compatibility

A Checkout Session must satisfy all of the following conditions to support South Korean payment methods:

  • Prices for all line items must be expressed in Korean won (currency code krw).
  • The minimum amount accepted is 100 KRW, and the maximum amount accepted is 2,000,000 KRW.

Accept a PAYCO payment

Enable PAYCO by making the following updates to your integration.

When creating a Checkout Session, you must do the following:

  • Add payco to the list of payment_method_types.
  • Make sure all line_items use the krw currency.
Stripe::Checkout::Session.create({
  mode: 'payment',
  payment_method_types: ['card'],
  payment_method_types: ['card', 'payco'],
  line_items: [{
    price_data: {
      currency: 'usd',
      # To accept `payco`, all line items must have currency: krw
      currency: 'krw',
      product_data: {
        name: 'T-shirt',
      },
      unit_amount: 2000,
    },
    quantity: 1,
  }],
  success_url: 'https://example.com/success',
  cancel_url: 'https://example.com/cancel',
})

Test your integration with PAYCO

While testing your Checkout integration, select PAYCO and click Pay. This redirects you to a Stripe-hosted page where you have the choice to authorize or fail the payment. If you authorize the payment, the PaymentIntent switches from requires_action to succeeded. Failing the test payment makes the PaymentIntent switch from requires_action to requires_payment_method. Learn more about how to test redirect-based payment methods.

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