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Accept a payment using local cards in NigeriaPrivate Vorschau

Vorsicht

Stripe can automatically present the relevant payment methods to your customers by evaluating currency, payment method restrictions, and other parameters.

  • Follow the Accept a payment guide to build a Checkout integration that uses dynamic payment methods.
  • If you don’t want to use dynamic payment methods, follow the steps below to manually configure the payment methods in your Checkout integration.

Integrating with Naira card enables Nigerian customers to pay using Nigerian-issued cards.

Local cards offer a redirect-based payment flow. When a customer makes a payment, Stripe redirects them to the local merchant of record service provider’s checkout page to authenticate and authorize the payment. After the customer authorizes the payment, Stripe redirects them back to your site.

Determine compatibility

A Checkout Session must satisfy all of the following conditions to support Nigerian payment methods:

  • Prices for all line items must be expressed in Nigerian naira (currency code ngn).
  • The minimum amount accepted is 500 NGN, and the maximum amount accepted is 100,000,000 NGN.

Accept a Naira card payment

Enable Naira card by making the following updates to your integration.

When creating a Checkout Session, you must do the following:

  • Add ng_card to the list of payment_method_types.
  • Make sure all line_items use the ngn currency.
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Stripe::Checkout::Session.create({
  mode: 'payment',
  payment_method_types: ['card'],
  payment_method_types: ['card', 'ng_card'],
  line_items: [{
    price_data: {
      currency: 'usd',
      # To accept `ng_card`, all line items must have currency: ngn
      currency: 'ngn',
      product_data: {
        name: 'T-shirt',
      },
      unit_amount: 2000,
    },
    quantity: 1,
  }],
  success_url: 'https://example.com/success',
  cancel_url: 'https://example.com/cancel',
})

Test your integration

When testing your Checkout integration, select Naira payment methods as the payment method and click Pay.

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