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Accept a payment using local cards in NigeriaPrivate preview

Caution

Stripe automatically presents your customers payment method options by evaluating their currency, payment method restrictions, and other parameters. We recommend that you configure your payment methods from the Stripe Dashboard using the instructions in Accept a payment.

If you want to continue manually configuring the payment methods you present to your customers with Checkout, use this guide. Otherwise, update your integration to configure payment methods in the Dashboard.

Integrating with Naira card enables Nigerian customers to pay using Nigerian-issued cards.

Local cards offer a redirect-based payment flow. When a customer makes a payment, Stripe redirects them to the local merchant of record service provider’s checkout page to authenticate and authorize the payment. After the customer authorizes the payment, Stripe redirects them back to your site.

Determine compatibility

A Checkout Session must satisfy all of the following conditions to support Nigerian payment methods:

  • Prices for all line items must be expressed in Nigerian naira (currency code ngn).
  • The minimum amount accepted is 500 NGN, and the maximum amount accepted is 100,000,000 NGN.

Accept a Naira card payment

Enable Naira card by making the following updates to your integration.

When creating a Checkout Session, you must do the following:

  • Add ng_card to the list of payment_method_types.
  • Make sure all line_items use the ngn currency.
Stripe::Checkout::Session.create({
  mode: 'payment',
  payment_method_types: ['card'],
  payment_method_types: ['card', 'ng_card'],
  line_items: [{
    price_data: {
      currency: 'usd',
      # To accept `ng_card`, all line items must have currency: ngn
      currency: 'ngn',
      product_data: {
        name: 'T-shirt',
      },
      unit_amount: 2000,
    },
    quantity: 1,
  }],
  success_url: 'https://example.com/success',
  cancel_url: 'https://example.com/cancel',
})

Test your integration

When testing your Checkout integration, select Naira payment methods as the payment method and click Pay.

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