# Save payment details during payment

Learn how to accept a payment and save your customer's payment details for future purchases.

# Hosted page

> This is a Hosted page for when payment-ui is stripe-hosted. View the full page at https://docs.stripe.com/payments/checkout/save-during-payment?payment-ui=stripe-hosted.

Use [Stripe Checkout](https://docs.stripe.com/payments/checkout.md) for a fast, low-code integration that allows your customers to save their payment details for future purchases.

## Set up Stripe [Server-side]

First, [register](https://dashboard.stripe.com/register) for a Stripe account.

Use our official libraries to access the Stripe API from your application:

#### Ruby

```bash
# Available as a gem
sudo gem install stripe
```

```ruby
# If you use bundler, you can add this line to your Gemfile
gem 'stripe'
```

## Create a customer [Server-side]

To set up a payment method for future payments, you must attach it to an object that represents your customer. When your customer creates an account or has their first transaction with your business, create either a customer-configured [Account](https://docs.stripe.com/api/v2/core/accounts/create.md) object with the Accounts v2 API or a [Customer](https://docs.stripe.com/api/customers/create.md) object with the Customers API.

#### Accounts v2

```curl
curl -X POST https://api.stripe.com/v2/core/accounts \
  -H "Authorization: Bearer <<YOUR_SECRET_KEY>>" \
  -H "Stripe-Version: 2026-04-22.preview" \
  --json '{
    "contact_email": "jenny.rosen@example.com",
    "display_name": "Jenny Rosen",
    "configuration": {
        "customer": {}
    },
    "include": [
        "configuration.customer"
    ]
  }'
```

Successful creation returns the customer-configured [Account](https://docs.stripe.com/api/v2/core/accounts/object.md#v2_account_object-configuration-customer) object. Inspect the object for the customer’s `id` and store the value in your database for later retrieval.

#### Customers v1

```curl
curl https://api.stripe.com/v1/customers \
  -u "<<YOUR_SECRET_KEY>>:" \
  -d "name=Jenny Rosen" \
  --data-urlencode "email=jennyrosen@example.com"
```

Successful creation returns the [Customer](https://docs.stripe.com/api/customers/object.md) object. Inspect the object for the customer’s `id` and store the value in your database for later retrieval.

You can find these customers in the [Customers](https://dashboard.stripe.com/customers) page in the Dashboard.

## Create a Checkout Session [Client-side] [Server-side]

Add a checkout button to your website that calls a server-side endpoint to create a [Checkout Session](https://docs.stripe.com/api/checkout/sessions/create.md).

You can also create a Checkout Session for an [existing customer](https://docs.stripe.com/payments/existing-customers.md?platform=web&ui=stripe-hosted), allowing you to prefill Checkout fields with known contact information and unify your purchase history for that customer.

```html
<html>
  <head>
    <title>Buy cool new product</title>
  </head>
  <body>
    <!-- Use action="/create-checkout-session.php" if your server is PHP based. -->
    <form action="/create-checkout-session" method="POST">
      <button type="submit">Checkout</button>
    </form>
  </body>
</html>
```

A Checkout Session is the programmatic representation of what your customer sees when they’re redirected to the payment form. You can configure it with options such as:

- [Line items](https://docs.stripe.com/api/checkout/sessions/create.md#create_checkout_session-line_items) to charge
- Currencies to use

You must populate `success_url` with the URL value of a page on your website that Checkout returns your customer to after they complete the payment.

> Checkout Sessions expire 24 hours after creation by default.

After creating a Checkout Session, redirect your customer to the [URL](https://docs.stripe.com/api/checkout/sessions/object.md#checkout_session_object-url) returned in the response.

#### Ruby

```ruby
# This example sets up an endpoint using the Sinatra framework.


require 'json'
require 'sinatra'
require 'stripe'

# Don't put any keys in code. See https://docs.stripe.com/keys-best-practices.
# Find your keys at https://dashboard.stripe.com/apikeys.
client = Stripe::StripeClient.new('<<YOUR_SECRET_KEY>>')

post '/create-checkout-session' dosession = client.v1.checkout.sessions.create({
    line_items: [{
      price_data: {
        currency: 'usd',
        product_data: {
          name: 'T-shirt',
        },
        unit_amount: 2000,
      },
      quantity: 1,
    }],
    mode: 'payment',
    # These placeholder URLs will be replaced in a following step.
    success_url: 'https://example.com/success',
  })

  redirect session.url, 303
end
```

### Payment methods

By default, Stripe enables cards and other common payment methods. You can turn individual payment methods on or off in the [Stripe Dashboard](https://dashboard.stripe.com/settings/payment_methods). In Checkout, Stripe evaluates the currency and any restrictions, then dynamically presents the supported payment methods to the customer.

To see how your payment methods appear to customers, enter a transaction ID or set an order amount and currency in the Dashboard.

You can enable Apple Pay and Google Pay in your [payment methods settings](https://dashboard.stripe.com/settings/payment_methods). By default, Apple Pay is enabled and Google Pay is disabled. However, in some cases Stripe filters them out even when they’re enabled. We filter Google Pay if you [enable automatic tax](https://docs.stripe.com/tax/checkout.md) without collecting a shipping address.

Checkout’s Stripe-hosted pages don’t need integration changes to enable Apple Pay or Google Pay. Stripe handles these payments the same way as other card payments.

### Confirm your endpoint

Confirm your endpoint is accessible by starting your web server (for example, `localhost:4242`) and running the following command:

```bash
curl -X POST -is "http://localhost:4242/create-checkout-session" -d ""
```

You should see a response in your terminal that looks like this:

```bash
HTTP/1.1 303 See Other
Location: https://checkout.stripe.com/c/pay/cs_test_...
...
```

### Verify your integration 

You should now have a working checkout button that redirects your customer to Stripe Checkout.

1. Click the checkout button.
1. You’re redirected to the Stripe Checkout payment form.

If your integration isn’t working:

1. Open the Network tab in your browser’s developer tools.
1. Click the checkout button and confirm it sent an XHR request to your server-side endpoint (`POST /create-checkout-session`).
1. Verify the request is returning a 200 status.
1. Use `console.log(session)` inside your button click listener to confirm the correct data returned.

For more information about configuring and testing your hosted Checkout integration, see [Accept a Payment](https://docs.stripe.com/payments/accept-a-payment.md?platform=web&ui=hosted-form).

## Save payment method [Server-side]

After setting up your hosted Checkout integration, choose a configuration for your integration to save the payment methods used by your customers.

By default, payment methods used to make a one-time payment with Checkout aren’t available for future use.

### Save payment methods to charge them off-session

You can set Checkout to save payment methods used to make a one-time payment by passing the [payment_intent_data.setup_future_usage](https://docs.stripe.com/api/checkout/sessions/create.md#create_checkout_session-payment_intent_data-setup_future_usage) argument. This is useful if you need to capture a payment method on-file to use for future fees, such as cancellation or no-show fees.

```curl
curl https://api.stripe.com/v1/checkout/sessions \
  -u "<<YOUR_SECRET_KEY>>:" \
  -d customer_creation=always \
  -d "line_items[0][price_data][currency]=usd" \
  -d "line_items[0][price_data][product_data][name]=T-shirt" \
  -d "line_items[0][price_data][unit_amount]=2000" \
  -d "line_items[0][quantity]=1" \
  -d mode=payment \
  --data-urlencode "success_url=https://example.com/success.html" \
  -d "payment_intent_data[setup_future_usage]=off_session"
```

If you use Checkout in `subscription` mode, Stripe automatically saves the payment method to charge it for subsequent payments. Card payment methods saved to customers using either `setup_future_usage` or `subscription` mode don’t appear for return purchases in Checkout (more on this below). We recommend using [custom text](https://docs.stripe.com/payments/checkout/custom-components.md#customize-text) to link out to any relevant terms regarding the usage of saved payment information.

> Global privacy laws are complicated and nuanced. We recommend contacting your legal and privacy team prior to implementing [setup_future_usage](https://docs.stripe.com/api/checkout/sessions/create.md#create_checkout_session-payment_intent_data-setup_future_usage) because it might implicate your existing privacy compliance framework. Refer to [the guidance issued by the European Protection Board](https://edpb.europa.eu/system/files/2021-05/recommendations022021_on_storage_of_credit_card_data_en_1.pdf) to learn more about saving payment details.

### Save payment methods to prefill them in Checkout

By default, Checkout uses [Link](https://docs.stripe.com/payments/link/checkout-link.md) to provide your customers with the option to securely save and reuse their payment information. If you prefer to manage payment methods yourself, use [saved_payment_method_options.payment_method_save](https://docs.stripe.com/api/checkout/sessions/create.md#create_checkout_session-saved_payment_method_options-payment_method_save) when creating a Checkout Session to let your customers save their payment methods for future purchases in Checkout.

```curl
curl https://api.stripe.com/v1/checkout/sessions \
  -u "<<YOUR_SECRET_KEY>>:" \
  -d customer_creation=always \
  -d "line_items[0][price_data][currency]=usd" \
  -d "line_items[0][price_data][product_data][name]=T-shirt" \
  -d "line_items[0][price_data][unit_amount]=2000" \
  -d "line_items[0][quantity]=1" \
  -d mode=payment \
  --data-urlencode "success_url=https://example.com/success.html" \
  -d "saved_payment_method_options[payment_method_save]=enabled"
```

Passing this parameter in either [payment](https://docs.stripe.com/api/checkout/sessions/create.md#create_checkout_session-mode) or [subscription](https://docs.stripe.com/api/checkout/sessions/create.md#create_checkout_session-mode) mode displays an optional checkbox to let customers explicitly save their payment method for future purchases. When customers check this checkbox, Checkout saves the payment method with [allow_redisplay: always](https://docs.stripe.com/api/payment_methods/object.md#payment_method_object-allow_redisplay). Checkout uses this parameter to determine whether a payment method can be prefilled on future purchases. When using `saved_payment_method_options.payment_method_save`, you don’t need to pass in `setup_future_usage` to save the payment method.

> #### Use the Accounts v2 API to represent customers
> 
> The Accounts v2 API is generally available for Connect users, and in public preview for other Stripe users. If you’re part of the Accounts v2 preview, you need to specify a [specify a preview version](https://docs.stripe.com/api-v2-overview.md#sdk-and-api-versioning) in your code.
> 
> To request access to the Accounts v2 preview, 
> 
> For most use cases, we recommend [modeling your customers as customer-configured Account objects](https://docs.stripe.com/connect/use-accounts-as-customers.md) instead of using [Customer](https://docs.stripe.com/api/customers.md) objects.

Using [saved_payment_method_options.payment_method_save](https://docs.stripe.com/api/checkout/sessions/create.md#create_checkout_session-saved_payment_method_options-payment_method_save) requires an object to represent your customer (either a customer-configured `Account` or a `Customer`). To save a new customer, set the Checkout Session’s [customer_creation](https://docs.stripe.com/api/checkout/sessions/create.md#create_checkout_session-customer_creation) to `always`. Otherwise, the session doesn’t save the customer or the payment method.

If `payment_method_save` isn’t passed in or if the customer doesn’t agree to save the payment method, Checkout still saves payment methods created in `subscription` mode or using `setup_future_usage`. These payment methods have an `allow_redisplay` value of `limited`, which prevents them from being prefilled for returning purchases and allows you to comply with card network rules and data protection regulations. Learn how to [change the default behavior enabled by these modes](https://support.stripe.com/questions/prefilling-saved-cards-in-checkout) and how to change or override `allow_redisplay` behavior.

> You can use Checkout to save cards and other payment methods to charge them off-session, but Checkout only prefills saved cards. Learn how to [prefill saved cards](https://support.stripe.com/questions/prefilling-saved-cards-in-checkout). To save a payment method without an initial payment, [use Checkout in setup mode](https://docs.stripe.com/payments/save-and-reuse.md?platform=checkout).

### Let customers remove saved payment methods

To let your customers remove a saved payment method so it doesn’t resurface for future payments, use [saved_payment_method_options.payment_method_remove](https://docs.stripe.com/api/checkout/sessions/create.md#create_checkout_session-saved_payment_method_options-payment_method_remove) when creating a Checkout Session.

#### Accounts v2

```curl
curl https://api.stripe.com/v1/checkout/sessions \
  -u "<<YOUR_SECRET_KEY>>:" \
  -d "customer_account={{CUSTOMERACCOUNT_ID}}" \
  -d "line_items[0][price_data][currency]=usd" \
  -d "line_items[0][price_data][product_data][name]=T-shirt" \
  -d "line_items[0][price_data][unit_amount]=2000" \
  -d "line_items[0][quantity]=1" \
  -d mode=payment \
  --data-urlencode "success_url=https://example.com/success.html" \
  -d "saved_payment_method_options[payment_method_remove]=enabled"
```

#### Customers v1

```curl
curl https://api.stripe.com/v1/checkout/sessions \
  -u "<<YOUR_SECRET_KEY>>:" \
  -d customer={{CUSTOMER_ID}} \
  -d "line_items[0][price_data][currency]=usd" \
  -d "line_items[0][price_data][product_data][name]=T-shirt" \
  -d "line_items[0][price_data][unit_amount]=2000" \
  -d "line_items[0][quantity]=1" \
  -d mode=payment \
  --data-urlencode "success_url=https://example.com/success.html" \
  -d "saved_payment_method_options[payment_method_remove]=enabled"
```

The customer can’t remove a payment method if it’s tied to an active subscription and the customer doesn’t have a default payment method saved for invoice and subscription payments.


# Embedded page

> This is a Embedded page for when payment-ui is embedded-form. View the full page at https://docs.stripe.com/payments/checkout/save-during-payment?payment-ui=embedded-form.

Use [Stripe Checkout](https://docs.stripe.com/payments/checkout.md) to embed a prebuilt payment form on your website that allows your customers to save their payment details for future purchases.

## Set up Stripe [Server-side]

First, [register](https://dashboard.stripe.com/register) for a Stripe account.

Use our official libraries to access the Stripe API from your application:

#### Ruby

```bash
# Available as a gem
sudo gem install stripe
```

```ruby
# If you use bundler, you can add this line to your Gemfile
gem 'stripe'
```

## Create a customer [Server-side]

To set up a payment method for future payments, you must attach it to an object that represents your customer. When your customer creates an account or has their first transaction with your business, create either a customer-configured [Account](https://docs.stripe.com/api/v2/core/accounts/create.md) object with the Accounts v2 API or a [Customer](https://docs.stripe.com/api/customers/create.md) object with the Customers API.

#### Accounts v2

```curl
curl -X POST https://api.stripe.com/v2/core/accounts \
  -H "Authorization: Bearer <<YOUR_SECRET_KEY>>" \
  -H "Stripe-Version: 2026-04-22.preview" \
  --json '{
    "contact_email": "jenny.rosen@example.com",
    "display_name": "Jenny Rosen",
    "configuration": {
        "customer": {}
    },
    "include": [
        "configuration.customer"
    ]
  }'
```

Successful creation returns the customer-configured [Account](https://docs.stripe.com/api/v2/core/accounts/object.md#v2_account_object-configuration-customer) object. Inspect the object for the customer’s `id` and store the value in your database for later retrieval.

#### Customers v1

```curl
curl https://api.stripe.com/v1/customers \
  -u "<<YOUR_SECRET_KEY>>:" \
  -d "name=Jenny Rosen" \
  --data-urlencode "email=jennyrosen@example.com"
```

Successful creation returns the [Customer](https://docs.stripe.com/api/customers/object.md) object. Inspect the object for the customer’s `id` and store the value in your database for later retrieval.

You can find these customers in the [Customers](https://dashboard.stripe.com/customers) page in the Dashboard.

## Create a Checkout Session [Server-side]

From your server, create a *Checkout Session* (A Checkout Session represents your customer's session as they pay for one-time purchases or subscriptions through Checkout. After a successful payment, the Checkout Session contains a reference to the Customer, and either the successful PaymentIntent or an active Subscription) and set the [ui_mode](https://docs.stripe.com/api/checkout/sessions/create.md#create_checkout_session-ui_mode) to `embedded_page`. You can configure the [Checkout Session](https://docs.stripe.com/api/checkout/sessions/create.md) with [line items](https://docs.stripe.com/api/checkout/sessions/create.md#create_checkout_session-line_items) to include and options such as [currency](https://docs.stripe.com/api/checkout/sessions/object.md#checkout_session_object-currency).

You can also create a Checkout Session for an [existing customer](https://docs.stripe.com/payments/existing-customers.md?platform=web&ui=stripe-hosted), allowing you to prefill Checkout fields with known contact information and unify your purchase history for that customer.

To return customers to a custom page that you host on your website, specify that page’s URL in the [return_url](https://docs.stripe.com/api/checkout/sessions/create.md#create_checkout_session-return_url) parameter. Include the `{CHECKOUT_SESSION_ID}` template variable in the URL to retrieve the session’s status on the return page. Checkout automatically substitutes the variable with the Checkout Session ID before redirecting.

Read more about [configuring the return page](https://docs.stripe.com/payments/accept-a-payment.md?payment-ui=checkout&ui=embedded-form#return-page) and other options for [customizing redirect behavior](https://docs.stripe.com/payments/checkout/custom-success-page.md?payment-ui=embedded-form).

After you create the Checkout Session, use the `client_secret` returned in the response to [mount Checkout](https://docs.stripe.com/payments/checkout/save-during-payment.md#mount-checkout).

#### Ruby

```ruby
# This example sets up an endpoint using the Sinatra framework.
require 'json'
require 'sinatra'
require 'stripe'

# Don't put any keys in code. See https://docs.stripe.com/keys-best-practices.
# Find your keys at https://dashboard.stripe.com/apikeys.
client = Stripe::StripeClient.new('<<YOUR_SECRET_KEY>>')

post '/create-checkout-session' do
  session = client.v1.checkout.sessions.create({
    line_items: [{
      price_data: {
        currency: 'usd',
        product_data: {
          name: 'T-shirt',
        },
        unit_amount: 2000,
      },
      quantity: 1,
    }],
    mode: 'payment',ui_mode: 'embedded_page',
    return_url: 'https://example.com/checkout/return?session_id={CHECKOUT_SESSION_ID}'
  })

  {clientSecret: session.client_secret}.to_json
end
```

## Mount Checkout [Client-side] [Server-side]

#### HTML + JS

Checkout is available as part of [Stripe.js](https://docs.stripe.com/js.md). Include the Stripe.js script on your page by adding it to the head of your HTML file. Next, create an empty DOM node (container) to use for mounting.

```html
<head>
  <script src="https://js.stripe.com/dahlia/stripe.js"></script>
</head>
<body>
  <div id="checkout">
    <!-- Checkout will insert the payment form here -->
  </div>
</body>
```

Initialize Stripe.js with your publishable API key.

Create an asynchronous `fetchClientSecret` function that makes a request to your server to create the Checkout Session and retrieve the client secret. Pass this function into `options` when you create the Checkout instance:

```javascript
// Initialize Stripe.js
const stripe = Stripe('<<YOUR_PUBLISHABLE_KEY>>');

initialize();

// Fetch Checkout Session and retrieve the client secret
async function initialize() {
  const fetchClientSecret = async () => {
    const response = await fetch("/create-checkout-session", {
      method: "POST",
    });
    const { clientSecret } = await response.json();
    return clientSecret;
  };

  // Initialize Checkout
  const checkout = await stripe.createEmbeddedCheckoutPage({
    fetchClientSecret,
  });

  // Mount Checkout
  checkout.mount('#checkout');
}
```

#### React

Install [react-stripe-js](https://docs.stripe.com/sdks/stripejs-react.md) and the Stripe.js loader from npm:

```bash
npm install --save @stripe/react-stripe-js @stripe/stripe-js
```

To use the Embedded Checkout component, create an `EmbeddedCheckoutProvider`. Call `loadStripe` with your publishable API key and pass the returned `Promise` to the provider.

Create an asynchronous `fetchClientSecret` function that makes a request to your server to create the Checkout Session and retrieve the client secret. Pass this function into the `options` prop accepted by the provider.

```jsx
import * as React from 'react';
import {loadStripe} from '@stripe/stripe-js';
import {
  EmbeddedCheckoutProvider,
  EmbeddedCheckout
} from '@stripe/react-stripe-js';

// Make sure to call `loadStripe` outside of a component’s render to avoid
// recreating the `Stripe` object on every render.
const stripePromise = loadStripe('pk_test_123');

const App = () => {
  const fetchClientSecret = React.useCallback(() => {
    // Create a Checkout Session
    return fetch("/create-checkout-session", {
      method: "POST",
    })
      .then((res) => res.json())
      .then((data) => data.clientSecret);
  }, []);

  const options = {fetchClientSecret};

  return (
    <div id="checkout">
      <EmbeddedCheckoutProvider
        stripe={stripePromise}
        options={options}
      >
        <EmbeddedCheckout />
      </EmbeddedCheckoutProvider>
    </div>
  )
}
```

Checkout renders in an iframe that securely sends payment information to Stripe over an HTTPS connection.

> Avoid placing Checkout within another iframe because some payment methods require redirecting to another page for payment confirmation.

## Save payment method [Server-side]

After setting up your embedded Checkout integration, choose a configuration for your integration to save the payment methods used by your customers.

By default, payment methods used to make a one-time payment with Checkout aren’t available for future use.

### Save payment methods to charge them off-session

You can set Checkout to save payment methods used to make a one-time payment by passing the [payment_intent_data.setup_future_usage](https://docs.stripe.com/api/checkout/sessions/create.md#create_checkout_session-payment_intent_data-setup_future_usage) argument. This is useful if you need to capture a payment method on-file to use for future fees, such as cancellation or no-show fees.

```curl
curl https://api.stripe.com/v1/checkout/sessions \
  -u "<<YOUR_SECRET_KEY>>:" \
  -d customer_creation=always \
  -d "line_items[0][price_data][currency]=usd" \
  -d "line_items[0][price_data][product_data][name]=T-shirt" \
  -d "line_items[0][price_data][unit_amount]=2000" \
  -d "line_items[0][quantity]=1" \
  -d mode=payment \
  -d ui_mode=embedded_page \
  --data-urlencode "return_url=https://example.com/return" \
  -d "payment_intent_data[setup_future_usage]=off_session"
```

If you use Checkout in `subscription` mode, Stripe automatically saves the payment method to charge it for subsequent payments. Card payment methods saved to customers using either `setup_future_usage` or `subscription` mode don’t appear for return purchases in Checkout (more on this below). We recommend using [custom text](https://docs.stripe.com/payments/checkout/custom-components.md#customize-text) to link out to any relevant terms regarding the usage of saved payment information.

> Global privacy laws are complicated and nuanced. We recommend contacting your legal and privacy team prior to implementing [setup_future_usage](https://docs.stripe.com/api/checkout/sessions/create.md#create_checkout_session-payment_intent_data-setup_future_usage) because it might implicate your existing privacy compliance framework. Refer to [the guidance issued by the European Protection Board](https://edpb.europa.eu/system/files/2021-05/recommendations022021_on_storage_of_credit_card_data_en_1.pdf) to learn more about saving payment details.

### Save payment methods to prefill them in Checkout

By default, Checkout uses [Link](https://docs.stripe.com/payments/link/checkout-link.md) to provide your customers with the option to securely save and reuse their payment information. If you prefer to manage payment methods yourself, use [saved_payment_method_options.payment_method_save](https://docs.stripe.com/api/checkout/sessions/create.md#create_checkout_session-saved_payment_method_options-payment_method_save) when creating a Checkout Session to let your customers save their payment methods for future purchases in Checkout.

```curl
curl https://api.stripe.com/v1/checkout/sessions \
  -u "<<YOUR_SECRET_KEY>>:" \
  -d customer_creation=always \
  -d "line_items[0][price_data][currency]=usd" \
  -d "line_items[0][price_data][product_data][name]=T-shirt" \
  -d "line_items[0][price_data][unit_amount]=2000" \
  -d "line_items[0][quantity]=1" \
  -d mode=payment \
  -d ui_mode=embedded_page \
  --data-urlencode "return_url=https://example.com/return" \
  -d "saved_payment_method_options[payment_method_save]=enabled"
```

Passing this parameter in either [payment](https://docs.stripe.com/api/checkout/sessions/create.md#create_checkout_session-mode) or [subscription](https://docs.stripe.com/api/checkout/sessions/create.md#create_checkout_session-mode) mode displays an optional checkbox to let customers explicitly save their payment method for future purchases. When customers check this checkbox, Checkout saves the payment method with [allow_redisplay: always](https://docs.stripe.com/api/payment_methods/object.md#payment_method_object-allow_redisplay). Checkout uses this parameter to determine whether a payment method can be prefilled on future purchases. When using `saved_payment_method_options.payment_method_save`, you don’t need to pass in `setup_future_usage` to save the payment method.

> #### Use the Accounts v2 API to represent customers
> 
> The Accounts v2 API is generally available for Connect users, and in public preview for other Stripe users. If you’re part of the Accounts v2 preview, you need to specify a [specify a preview version](https://docs.stripe.com/api-v2-overview.md#sdk-and-api-versioning) in your code.
> 
> To request access to the Accounts v2 preview, 
> 
> For most use cases, we recommend [modeling your customers as customer-configured Account objects](https://docs.stripe.com/connect/use-accounts-as-customers.md) instead of using [Customer](https://docs.stripe.com/api/customers.md) objects.

Using [saved_payment_method_options.payment_method_save](https://docs.stripe.com/api/checkout/sessions/create.md#create_checkout_session-saved_payment_method_options-payment_method_save) requires an object to represent your customer (either a customer-configured `Account` or a `Customer`). To save a new customer, set the Checkout Session’s [customer_creation](https://docs.stripe.com/api/checkout/sessions/create.md#create_checkout_session-customer_creation) to `always`. Otherwise, the session doesn’t save the customer or the payment method.

If `payment_method_save` isn’t passed in or if the customer doesn’t agree to save the payment method, Checkout still saves payment methods created in `subscription` mode or using `setup_future_usage`. These payment methods have an `allow_redisplay` value of `limited`, which prevents them from being prefilled for returning purchases and allows you to comply with card network rules and data protection regulations. Learn how to [change the default behavior enabled by these modes](https://support.stripe.com/questions/prefilling-saved-cards-in-checkout) and how to change or override `allow_redisplay` behavior.

> You can use Checkout to save cards and other payment methods to charge them off-session, but Checkout only prefills saved cards. Learn how to [prefill saved cards](https://support.stripe.com/questions/prefilling-saved-cards-in-checkout). To save a payment method without an initial payment, [use Checkout in setup mode](https://docs.stripe.com/payments/save-and-reuse.md?platform=checkout).

### Let customers remove saved payment methods

To let your customers remove a saved payment method so it doesn’t resurface for future payments, use [saved_payment_method_options.payment_method_remove](https://docs.stripe.com/api/checkout/sessions/create.md#create_checkout_session-saved_payment_method_options-payment_method_remove) when creating a Checkout Session.

#### Accounts v2

```curl
curl https://api.stripe.com/v1/checkout/sessions \
  -u "<<YOUR_SECRET_KEY>>:" \
  -d "customer_account={{CUSTOMERACCOUNT_ID}}" \
  -d "line_items[0][price_data][currency]=usd" \
  -d "line_items[0][price_data][product_data][name]=T-shirt" \
  -d "line_items[0][price_data][unit_amount]=2000" \
  -d "line_items[0][quantity]=1" \
  -d mode=payment \
  -d ui_mode=embedded_page \
  --data-urlencode "return_url=https://example.com/return" \
  -d "saved_payment_method_options[payment_method_remove]=enabled"
```

#### Customers v1

```curl
curl https://api.stripe.com/v1/checkout/sessions \
  -u "<<YOUR_SECRET_KEY>>:" \
  -d customer={{CUSTOMER_ID}} \
  -d "line_items[0][price_data][currency]=usd" \
  -d "line_items[0][price_data][product_data][name]=T-shirt" \
  -d "line_items[0][price_data][unit_amount]=2000" \
  -d "line_items[0][quantity]=1" \
  -d mode=payment \
  -d ui_mode=embedded_page \
  --data-urlencode "return_url=https://example.com/return" \
  -d "saved_payment_method_options[payment_method_remove]=enabled"
```

The customer can’t remove a payment method if it’s tied to an active subscription and the customer doesn’t have a default payment method saved for invoice and subscription payments.

