Credit Consumer IssuingPrivate preview
Learn about Stripe's consumer credit solution to launch a credit program for your customers.
Private preview
Credit Consumer Issuing is currently in private preview and only available in the United States (US). To join the waitlist, submit your email.
Stripe provides the components to create, launch, and run a bank-sponsored credit program. Use Credit Consumer Issuing to:
- Onboard customer accounts.
- Issue bank-sponsored credit cards (both physical and virtual cards).
- Move money between Stripe, your platform, and your customers.
Features
Credit Consumer Issuing offers a compliance-forward program that helps you:
- Manage a credit program with BIN sponsorship
- Customize how customers earn rewards
- Partner with card networks such as Visa or Mastercard
Credit Consumer Issuing automatically:
- Issues physical and virtual cards through a bank partner to customers
- Maintains a credit ledger to track customer payments
- Approves or denies payment authorization requests in real time
- Includes advanced fraud alerts to prevent fraud
- Responds to disputes on behalf of the cardholder
- Reminds and collects payments from cardholders
- Collects outstanding debts and charges from cardholders
- Furnishes and reports to the Credit Bureau
To learn more about these features, see How Credit Consumer Issuing works.