# Get started with Global Payouts Learn how to set up your Global Payouts integration. Before you start sending payouts, you must activate and configure your account, payout, and communication settings. You can then fund and send money from the Stripe Dashboard, using Stripe-hosted forms, or with the API. ## Activate and configure your account 1. In the Dashboard, go to **More** > [Global Payouts](https://dashboard.stripe.com/global-payouts/payouts), then click **Get started**. 1. Sign the [Global Payouts Terms of Service](https://stripe.com/legal/global-payouts). If required, you might be prompted to provide additional information. In some cases, we might need to verify your information, which can take a few business days. Stripe sends you an email to confirm that you can start sending payouts. ### Add team members Give team members access to Global Payouts by assigning them to one of Stripe’s [existing roles](https://docs.stripe.com/get-started/account/teams/roles.md). Team members in the Administrator, Developer, Analyst, and View-only roles have varying levels of access to Global Payouts. | Role | Permissions | | ------------- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | Administrator | - Similar access as the account owner - Can’t delete the default external bank account | | Developer | - Access secret keys - View balances - Create and cancel payouts - Create, edit, and delete recipients - Add money to the financial account balance - Edit settings - Can’t edit external bank accounts | | Analyst | - View balances - Create and cancel payouts - Create, edit, and delete recipients - View settings - Can’t add money to the financial account balance | | View only | - View balances, payouts, and recipients - Download reports - Can’t edit any resources | ### Configure payout settings (Optional) You can choose the payout method for each payout, or set a global default method. Default preferences apply to newly created payouts and newly created recipients. To set a default payout method: 1. Navigate to [Settings](https://dashboard.stripe.com/settings), then click **Global Payouts**. 1. Enable at least one payout method. 1. Click **Done**. You can override these settings with the API or in the Dashboard. ### Add or remove payout methods You can add or remove payout methods for an individual recipient. 1. In the Dashboard, go to **Global Payouts** > [Recipients](https://dashboard.stripe.com/global-payouts/recipients) and select the recipient you want to edit. 1. In **Payout methods**, click **Edit** and enable the methods you want to use. If you selected a new payout method, you might need to collect more information from the recipient. - For **Local network**, you must provide the recipient’s bank account and routing number. - For **Wire transfer**, you must provide the recipient’s address and wire routing number. - For **Instant**, the recipient must provide their debit card information. 1. Click **Done**. ### Set communication preferences (Optional) Global communication preferences determine how Stripe can communicate on your behalf with recipients. You can override these settings with the API or in the Dashboard. To set default communication preferences for all recipients: 1. Navigate to [Settings](https://dashboard.stripe.com/settings), then click **Global Payouts**. 1. In **Recipient communication permissions**, choose whether you want Stripe to email recipients on your behalf or if you plan to handle communications with recipients yourself. ## Fund your balance and send money Use the Stripe Dashboard or API to start sending money: 1. [Fund your storage balance](https://docs.stripe.com/global-payouts/fund-balance.md) 1. [Create a recipient](https://docs.stripe.com/global-payouts/recipient-creation-options.md) 1. [Send money](https://docs.stripe.com/global-payouts/send-money.md) ## Core concepts for API integrations Global Payouts use the [Stripe API v2](https://docs.stripe.com/api.md?api-version=preview) for payouts, which differs from the API v1. If you’re sending money using the API, review the following information: 1. Learn more about [the API v2](https://docs.stripe.com/api-v2-overview.md) and associated concepts: - [Sandboxes](https://docs.stripe.com/sandboxes.md) - [Workbench](https://docs.stripe.com/workbench.md) - [Event destinations](https://docs.stripe.com/event-destinations.md) 1. Since Global Payouts is in public preview, [install the latest public preview SDKs](https://docs.stripe.com/sdks/versioning.md#public-preview-release-channel). 1. To receive Stripe events for Global Payouts, configure your [endpoint](https://docs.stripe.com/webhooks.md) to receive [thin events](https://docs.stripe.com/event-destinations.md#thin-events). Use the following core concepts to build and manage payouts: | Concept | Description | | -------------------------------------------------------------------------------------------------------------- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | [FinancialAccount](https://docs.stripe.com/api/v2/money-management/financial-accounts.md?api-version=preview) | A balance that you use as the source or destination of the v2 Money Movement API. After you activate Global Payouts, we automatically create a FinancialAccount for you. US Financial Accounts are eligible for FDIC insurance. | | [Transaction](https://docs.stripe.com/api/v2/money-management/transactions.md?api-version=preview) | A statement-level description of balance changes on a FinancialAccount. | | [FinancialAddress](https://docs.stripe.com/api/v2/money-management/financial-addresses.md?api-version=preview) | Credentials that you can use to transfer funds from a bank account into Stripe. | | [InboundTransfer](https://docs.stripe.com/api/v2/money-management/inbound-transfers.md?api-version=preview) | Funds that you pulled into your FinancialAccount from a bank account. Includes metadata about the sender and the transfer mechanism. | | [ReceivedCredit](https://docs.stripe.com/api/v2/money-management/received-credits.md?api-version=preview) | Funds you sent into your FinancialAccount from a bank account or [Balance v1](https://docs.stripe.com/api/balance.md?api-version=preview). Includes metadata about the sender and the transfer mechanism. | | [Account](https://docs.stripe.com/api/v2/core/accounts.md) | A company or individual that you do business with. Configure the Account as a [recipient](https://docs.stripe.com/api/v2/core/accounts/create.md#v2_create_accounts-configuration-recipient) to receive payouts. | | [PayoutMethod](https://docs.stripe.com/api/v2/money-management/payout-methods.md?api-version=preview) | A payment method for you and your recipients. Typically used with the [Outbound Payments API](https://docs.stripe.com/api/v2/money-management/outbound-payments.md?api-version=preview). | | [OutboundPayment](https://docs.stripe.com/api/v2/money-management/outbound-payments.md?api-version=preview) | A payment of funds from the FinancialAccount to a recipient’s PayoutMethod. Tracks the lifecycle of a payment. | | [OutboundTransfer](https://docs.stripe.com/api/v2/money-management/outbound-transfers.md?api-version=preview) | A withdrawal of funds from the FinancialAccount to your own PayoutMethod. Tracks the lifecycle of the withdrawal. | | [AccountLink](https://docs.stripe.com/api/v2/core/account-links.md) | A single-use Stripe URL that redirects your user to a Stripe-hosted application to complete onboarding, such as [Stripe-hosted recipient information collection](https://docs.stripe.com/global-payouts/stripe-hosted-recipient-creation.md). |