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Send moneyPublic preview

Learn how to send money in local currency to recipients in 58 countries and domestically.

After you configure your recipient with payout methods, you can use the Dashboard or the API to send payouts. Speed and cost of payout methods vary. Payouts that you make by wire or debit card aren’t reversible. Learn more about situations where payouts might be reversible.

Payout methods

Public preview

Cross-border payouts for US senders is available in public preview.

Recipient locationPayout methodCapabilityExpected arrival timeFee (see Pricing)
United StatesStandardbank_accounts.localTypically 2-3 business days1.50 USD per payout
United StatesWirebank_accounts.wireTypically 1 business day25 USD per payout
United StatesInstantcardsImmediate1.50 USD + 0.75% (minimum 2 USD)
Outside of the United States (available countries)StandardVaries by countryTypically 1-7 days (varies by country)1.50 USD per payout + 0.25-1.25% cross-border fee (varies by recipient country) + 1% FX fee

Send money to recipients

When you send money to recipients internationally, they receive funds in their local currency. Additional cross-border and foreign exchange fees might apply. Learn more about pricing.

To send payouts to recipients directly from the Dashboard:

  1. Navigate to More > Global Payouts.
  2. Click Send payout.
  3. Search and choose from the recipient list, or click Add new recipient. Click Continue.
  4. Choose the amount you want to send.
    • If you’re sending a cross-border payout and converting currencies, you can specify either the sending amount or the amount the recipient receives in the local currency.
  5. Choose the payout method you want to use.
  6. (Optional) You can add an internal note to reference when managing payouts. Notes are visible only to you and limited to 50 characters.
  7. (Optional) If you want Stripe to send a confirmation email to your recipients on your behalf, select the box.
  8. Click Review, review the details, and add an internal note (optional). Then click Send.
    • If you’re sending a cross-border payout and converting currencies, the exchange rate might be updated. If so, the updated rate and the estimated payout amount and fees are shown. The rate on the review page is the finalized rate.

After you send the payout to the recipient, track its status and take applicable actions on the Global Payouts page.

Statement descriptors

Statement descriptors explain charges or payments on bank statements. The statement descriptor that the recipient sees for a payout is pulled from your statement descriptor. The statement descriptor isn’t customizable.

Payout amounts

Review the following tables to learn the minimum and maximum payout amounts for each country. Keep in mind the following when considering minimum payout amounts:

  • The minimum amount applies regardless of whether the currency is the source or destination currency.
  • The minimum amount in the API request must be in minor units. For example, enter 1 USD as 100.
  • The source and destination currencies must both pass the minimum payout amounts.

For example, if you’re a US business funding a cross-border payout in USD to a recipient in South Africa who will receive ZAR, you must meet the minimums for both USD (0.01 USD) and ZAR (100 ZAR). If you tried to send 3 USD (passes USD minimum) to a South African recipient, the payout would fail because 3 USD = 55.63 ZAR, which fails the ZAR minimum.

Minimum sending amounts

Sending countrySending currencyMinimum payout amount (major units) Minimum payout amount (minor units for API)
United StatesUSD0.01 USD1
United Kingdom GBP0.01 GBP1
EUR0.01 EUR1
USD0.01 USD1

Maximum sending amounts

Sending countrySending currencyPayout methodMaximum payout amount (major units) Maximum payout amount (minor units for API)
United States USD Wire10,000,000 USD1000000000
Standard1,000,000 USD100000000
Instant9,999 USD999900
United Kingdom GBPStandard1,000,000 GBP100000000
USDStandard1,000,000 USD100000000

Recipient minimums

Recipient countryCurrencyMinimum payout amount (major units) Minimum payout amount (minor units for the API)
AustraliaAUD0.01 AUD1
AustriaEUR0.01 EUR1
BahamasBSD25 BSD2500
BelgiumEUR0.01 EUR1
BeninXOF1 XOF1
Bosnia and HerzegovinaBAM50 BAM5000
BulgariaBGN0.01 BGN1
CanadaCAD0.01 CAD1
Côte d’IvoireXOF1 XOF1
CroatiaEUR0.01 EUR1
CyprusEUR0.01 EUR1
Czech RepublicEUR0.01 EUR1
DenmarkDKK0.01 DKK1
EcuadorUSD1 USD100
El SalvadorUSD30 USD3000
EstoniaEUR0.01 EUR1
EthiopiaETB1 ETB100
FinlandEUR0.01 EUR1
FranceEUR0.01 EUR1
GermanyEUR0.01 EUR1
GreeceEUR0.01 EUR1
HungaryHUF0.01 HUF1
IcelandEUR0.01 EUR1
IndonesiaIDR0.01 IDR1
IrelandEUR0.01 EUR1
IsraelILS0.01 ILS1
ItalyEUR0.01 EUR1
KenyaKES20 KES2000
LatviaEUR0.01 EUR1
LiechtensteinEUR0.01 EUR1
LithuaniaEUR0.01 EUR1
LuxembourgEUR0.01 EUR1
MaltaEUR0.01 EUR1
MauritiusMUR0.01 MUR1
MexicoMXN0.01 MXN1
MongoliaMNT105000 MNT10500000
NamibiaNAD500 NAD50000
NetherlandsEUR0.01 EUR1
New ZealandNZD0.01 NZD1
NorwayNOK0.01 NOK1
PanamaUSD50 USD5000
PhilippinesPHP0.01 PHP1
PolandPLN0.01 PLN1
PortugalEUR0.01 EUR1
RomaniaRON0.01 RON1
SenegalXOF1 XOF1
SerbiaRSD3000 RSD300000
SingaporeSGD0.01 SGD1
SlovakiaEUR0.01 EUR1
SloveniaEUR0.01 EUR1
South AfricaZAR100 ZAR10000
SpainEUR0.01 EUR1
SwedenSEK0.01 SEK1
SwitzerlandEUR0.01 EUR1
TunisiaTND0.001 TND1
TurkeyTRY5 TRY500
United KingdomGBP0.01 GBP1
United StatesUSD0.01 USD1
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