Country-specific considerations for cross-border payouts

The minimum payout amounts for cross-border payouts depend on the recipient connected account’s country. Also, cross-border payouts to connected accounts in certain countries might have additional bank or fund flow restrictions.

Cross-border minimum payout amounts

The minimum cross-border payout amount for a given country depends on the lowest amount that Stripe can support with our banking partners. Typically, the minimum is one base unit of the recipient account’s local currency. In some cases, Stripe sets a higher minimum to account for possible bank fees.

Bank restrictions

Most banks can accept payments from other countries without any special requirements. Some banks in certain countries require additional information about recipient identity or transactions for risk and compliance purposes. The receiving bank often has discretion over what they require for cross-border transactions, which can differ between banks, even within the same country.

If a connected account onboards to your platform in a country with special restrictions, we send an email to alert them about the possibility of additional requirements. If the receiving bank requires additional information about the connected account, direct them to contact the account.

Some country-specific bank requirements can result in additional fees for a connected account to receive payouts. In those countries, Stripe might also set a higher minimum payout to account for those fees.

The following list of country-specific requirements isn’t exhaustive, because Stripe has no control over them and can’t guarantee notification of changes. If you encounter additional requirements that aren’t listed, please notify Stripe support.

Possible special requirements include:

Bangladesh

• Submitting a remittance form.
• Providing a receipt or invoice as proof that the recipient is legitimately receiving the payment.
• Paying additional fees.

Japan

• Visiting a bank location to submit a copy of their ID and additional paperwork, if they haven’t previously done so. Banks require a national ID card number (MyNumber) to be submitted and on file before they can receive or send international transfers.
• Providing a receipt or invoice as proof that the recipient is legitimately receiving the payment.
• Paying additional fees.
• Supporting payouts only to banks participating in the Foreign Exchange Yen Clearing System (FXYCS).

Serbia

• Providing additional information on the purpose of the payment.
• Providing a receipt or invoice as proof that the recipient is legitimately receiving the payment.
• Submitting a remittance form.

Fund flow restrictions

The following fund flows are generally supported in countries for cross-border payouts:

• Separate charges and transfers without the on_behalf_of parameter
• Top-up and transfers
• Destination charges

Direct charges and destination charges with the on_behalf_of parameter aren’t supported. However, some countries have additional limitations.

For Brazil, India, and Thailand, only the following fund flows are supported:

• Separate charges and transfers without the on_behalf_of parameter
• Top-up and transfers