Cross-border payouts
Transfer and pay out funds to other countries.
Cross-border payouts lets you pay sellers, freelancers, content creators, and service providers in their local currencies, regardless of where they are located.
Choose your integration
Cross-border payouts allows Connect platforms and marketplaces to pay out connected accounts in countries where the platform doesn’t locally acquire. Alternatively, Global payouts allows any business to pay out internationally. Select the following cross-border payout integration option that matches your business model and use case.
| Factor | Connect payouts | Global payouts |
|---|---|---|
| Behavior | Onboard users to your platform and split payments or pay out balances to them. | Send money directly to the bank account of a third party. |
| Platform location | US, UK, EEA, CA, and CH | US, UK |
| Best for | Businesses that:
| Businesses that:
|
| Compliance | Shift legal and compliance requirements to Stripe using the Stripe Money Tranmitter license | Manage your own legal and compliance requirements. This might require a Money Transmitter license if you manage your customers’ funds. |
| Use cases |
|
|
| Guidance | This guide | Global payouts |
Availability
Platforms based in the United States, United Kingdom, EEA, Canada, and Switzerland can transfer funds to connected accounts located in any of these same regions. For example:
- A platform in the UK can pay a seller in the US.
- A platform in Germany can pay a seller in Canada.
Stripe doesn’t support self-serve cross-border payouts to countries outside the listed regions. Contact sales to discuss alternatives.
Pricing
Each cross-border payout incurs a 0.25% fee to cover regulatory and processing costs. Fees are waived (0%) for payouts sent between the UK and the EEA, or within the EEA.
Limitations
- Service agreement: You must use the Full service agreement for your connected accounts. If you require the Recipient Service Agreement, use Global payouts.
- Supported funds flows: Cross border payments supports the following funds flows
- Separate charges and transfers without
on_behalf_ of - Top-ups and transfers
- Destination charges without
on_behalf_ of
- Separate charges and transfers without