Cross-border payoutsUS only
Transfer and pay out funds around the world.
Cross-border payouts enable you to pay sellers, freelancers, content creators, and service providers in their local currencies. You can transfer funds to connected accounts in other countries with your existing platform account and charge configuration.
Note
Stripe determines whether to enable cross-border payouts based on your platform profile. If they aren’t enabled and you want to use them, contact Stripe Support.
Fund flow restrictions
The following fund flows are generally supported in countries for cross-border payouts:
- Separate charges and transfers without the
on_parameterbehalf_ of - Top-ups and transfers
- Destination charges
Direct charges and destination charges with the on_ parameter aren’t supported. However, some countries have additional limitations.
For Brazil and India, only the following fund flows are supported:
- Separate charges and transfers without the
on_parameterbehalf_ of - Top-up and transfers
Supported countries
Cross-border payouts enable US platforms using separate charges and transfers, destination charges, or top-ups to pay out to connected accounts in the following countries:
* Bank accounts in countries with an asterisk (*) can only receive Euro (EUR) payouts.
Note
Stripe might pause payouts to countries in the preview program while any issues are resolved. We don’t provide advance notice to you as the owner of the platform or to the owners of your connected accounts.
Some countries have special requirements for payments received from outside their country’s borders, or limitations on the supported fund flows. Those countries might also have higher minimum payout amounts.
Stripe isn’t responsible for providing direct support for accounts on the recipient service agreement. However, the platform can reach out to Stripe for support for these accounts.
Restrictions and requirements
- The platform must be in the US.
- Funds must come from separate charges and transfers, destination charges without
on_(OBO), or top-ups.behalf_ of - The platform must be the business of record. Consequently, destination charges with
on_(OBO) aren’t supported.behalf_ of - Connected accounts must onboard under the recipient service agreement. That means transfers to
recipientaccounts take an extra 24 hours to become available in the connected account’s balance. - US connected accounts don’t support cross-border payouts; onboard US connected accounts using the full terms of service.
- You can’t make cross-border instant payouts.
In addition to businesses prohibited on Stripe, you can’t use cross-border payouts for:
- Crowdfunding
- Donations or fund contributions
- Non-fungible tokens (NFTs) minting and sales
The onboarding specifications for cross-border payouts vary by destination country. To learn more, see:
Get started
Existing Connect platforms - Select the recipient service agreement at account creation.
New Connect platforms - Follow one of the guides below that best fits your use case, and make sure to specify the recipient service agreement in the account creation step.