Set up CapitalPrivate preview
Determine which integration option to use when you set up Stripe Capital.
Stripe Capital is an all-in-one lending solution that allows you to offer access to financing directly to your customers. You have two integration options for Stripe Capital:
- No-code integration: Start providing access to financing to your customers in just a few days, with no engineering overhead required, and light marketing support.
- API integration: Leverage our API for conversion and UX customisation options.
For most platforms, the no-code integration provides what your customers need with the least overhead. If you’re interested in using the API, contact our team at capital-review@stripe.com to request access.
The following table describes the differences between these two integration options.
| Programme | No-code integration Recommended | API integration |
|---|---|---|
| Estimated integration time | No engineering time; send the first offer as early as tomorrow | 2–5 engineering days |
| Capital offer emails | Stripe sends co-branded offer emails | Platform can send offer emails |
| In-product notifications | Embeddable components | Platform can build custom notification or leverage embeddable component |
| Capital application | Stripe-hosted co-branded application flow | Stripe-hosted co-branded application flow |
| Underwriting and pricing | Stripe manages the entire underwriting process and sets pricing | Stripe manages the entire underwriting process and sets pricing |
| Servicing | Stripe manages servicing of customer loans | Stripe manages servicing of customer loans |
| Compliance | Stripe conducts compliance review of custom marketing assets and periodic programme audits | Stripe conducts compliance review of custom marketing assets and periodic programme audits |
