Stripe Capital

Access financing for your business or offer financing to your connected accounts.

Use Stripe Capital to either:

Build a Capital program and provide financing offers to your connected accounts.	This option is only available to Connect platforms. You can send financing offer notifications to eligible connected accounts through Stripe Capital and our financial partners. Onboard to Capital regardless of whether your existing Connect integration processes payments using both Stripe and non-Stripe payment processors. Stripe manages the underwriting, servicing, , and offers additional features to help grow your Capital program. Learn how Capital for platforms works.
Access financing offers for your business.	Depending on eligibility, you can view and accept financing offers presented to you by Stripe and our banking partners. Learn how Capital works.

Build a Capital program and provide financing offers to your connected accounts.

This option is only available to Connect platforms. You can send financing offer notifications to eligible connected accounts through Stripe Capital and our financial partners. Onboard to Capital regardless of whether your existing Connect integration processes payments using both Stripe and non-Stripe payment processors. Stripe manages the underwriting, servicing, , and offers additional features to help grow your Capital program. Learn how Capital for platforms works.

Access financing offers for your business.

Depending on eligibility, you can view and accept financing offers presented to you by Stripe and our banking partners. Learn how Capital works.

Capital offers financing types that include loans (issued by Celtic Bank) and merchant cash advances (MCA) provided by our banking partner (YouLend) or Stripe. All financing requests are subject to a final review before approval.

Capital for platforms demo Capital for platforms Quickstart

Access your Capital financing offers

How Capital works

Learn how to access Capital in the Stripe Dashboard if you’re an eligible user.

Eligibility

Review eligibility requirements and what you can do to help increase your financing offer.

Capital for platforms Private preview

How Capital for platforms works

Learn about eligibility requirements and how your connected accounts onboard and manage their financing offers.

Set up a Capital program

Review the integration options to help you decide how to send Capital financing offers to your connected accounts.

No-code integration

Launch a no-code Capital program integration for your connected accounts using the Stripe Dashboard.

Embedded components integration

Build an integration for your connected accounts using Capital embedded components.

API integration

Use the Stripe APIs to create a fully customized Capital program

Provide and reconcile reports

Reconcile Capital payments data with any existing payout reports you display to connected accounts.

Replace financial offers

Manage and provide financing offer replacements to your connected accounts.

Import non-Stripe data into Capital underwriting

Import non-Stripe payments data, and export it into Stripe Capital’s underwriting.

Manage your Capital for platforms program Private preview

Regulatory compliance

Review the requirements and guidelines for regulatory compliance for your Capital for platforms program.

Servicing

Support your connected users using Stripe-approved messaging for your Capital for platforms program.

Metrics

Access data for financing offers to connected accounts in the Stripe Dashboard.

How to market Capital

Build marketing assets for your Capital for platforms program.

Marketing merchant cash advances

Learn about marketing requirements for MCAs.

Increase program discoverability to connected accounts Private preview

Use embedded components to help improve the discoverability of your Capital program to your connected accounts.

Capital promo tile

Offer a smaller version of the Capital financing promotion component to your connected accounts.

Capital promotion

Show promotional content about a connected account’s Capital financing offer and launch a Capital application.

Capital financing

Allow connected accounts to view and manage their Capital financing repayment history and outstanding balance.

Capital application

Offer a lightweight version of the Capital financing embedded component to your connected accounts.