Set up CapitalPrivate preview
Determine which integration option to use when you set up Stripe Capital.
Stripe Capital is an all-in-one lending solution that allows you to offer access to financing directly to your customers. You have a few different integration options for Stripe Capital:
- No-code integration: Start providing access to financing to your customers in just a few days, with no engineering overhead required, and light marketing support.
- Low-code integration: Supplement your no-code integration with a series of embedded components which work natively with your existing UX.
- API integration: Leverage our API for conversion and UX customization options.
For most platforms, the no-code integration provides what your customers need with the least overhead. If you’re interested in using the API, contact our team at capital-review@stripe.com to request access.
The following table describes the differences between these three integration options.
| Program | No-code integration Recommended | Low-code integration | API integration |
|---|---|---|---|
| Estimated integration time | No engineering time; send the first offer as early as tomorrow | Hours to days | Weeks |
| Capital offer emails | Stripe sends co-branded offer emails | Stripe sends co-branded offer emails or the platform can send offer emails | Platform can send offer emails |
| In-product notifications | N/A | Use the Capital financing promotion component to promote new financing offers. | Platform can build custom notifications |
| Capital application | Stripe-hosted co-branded application flow | Use the Capital financing promotion or financing application component to embed the application flow into your website. | Stripe-hosted co-branded application flow or embedded components |
| Underwriting and pricing | Stripe manages the entire underwriting process and sets pricing | Stripe manages the entire underwriting process and sets pricing | Stripe manages the entire underwriting process and sets pricing |
| Servicing | Stripe manages servicing of customer loans | Stripe manages servicing of customer loans | Stripe manages servicing of customer loans |
| Compliance | Stripe conducts compliance review of custom marketing assets and periodic program audits | Stripe conducts compliance review of custom marketing assets and periodic program audits | Stripe conducts compliance review of custom marketing assets and periodic program audits |
