Set up CapitalPrivate preview
Determine which integration option to use when you set up Stripe Capital.
Stripe Capital is an all-in-one lending solution that allows you to offer access to financing directly to your customers. You have a few different integration options for Stripe Capital:
- No-code integration: Start providing access to financing to your customers in just a few days, with no engineering overhead required, and light marketing support.
- Embedded components: Supplement your no-code integration with a series of embedded components which work natively with your existing UX. Integrate access to co-branded financing offers and reporting directly into your own website.
- API integration: Integrate with our Capital API for UX customization options.
For most platforms, embedded components provide what your customers need with the least overhead. If you’re interested in using the API, contact our team at capital-review@stripe.com to request access.
The following table describes the differences between these three integration options.
| Program | No-code integration | Embedded components Recommended | API integration |
|---|---|---|---|
| Country availability | Only available in the US | Available for US and UK | Available for US and UK |
| Estimated integration time | No engineering time; send the first offer as early as tomorrow | Hours to days | Weeks |
| Capital offer emails | Stripe sends co-branded offer emails | Stripe sends co-branded offer emails or the platform can send offer emails | Platform can send offer emails |
| In-product notifications | Embeddable components | Use the Capital financing promotion component to promote new financing offers. | Platform can build custom notifications |
| Capital application | Stripe-hosted co-branded application flow | Use the Capital financing promotion or financing application component to embed the application flow into your website. | Stripe-hosted co-branded application flow or embedded components |
| Underwriting and pricing | Stripe manages the entire underwriting process and sets pricing | Stripe manages the entire underwriting process and sets pricing | Stripe manages the entire underwriting process and sets pricing |
| Servicing | Stripe manages servicing of customer financing | Stripe manages servicing of customer financing | Stripe manages servicing of customer financing |
| Compliance | Stripe conducts compliance review of custom marketing assets and periodic program audits | Stripe conducts compliance review of custom marketing assets and periodic program audits | Stripe conducts compliance review of custom marketing assets and periodic program audits |
