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Create a PaymentMethod 

Creates a PaymentMethod object. Read the Stripe.js reference to learn how to create PaymentMethods via Stripe.js.

Instead of creating a PaymentMethod directly, we recommend using the PaymentIntents API to accept a payment immediately or the SetupIntent API to collect payment method details ahead of a future payment.

Parameters

  • typeenumRequired

    The type of the PaymentMethod. An additional hash is included on the PaymentMethod with a name matching this value. It contains additional information specific to the PaymentMethod type.

    Possible enum values
    acss_debit

    Pre-authorized debit payments are used to debit Canadian bank accounts through the Automated Clearing Settlement System (ACSS).

    affirm

    Affirm is a buy now, pay later payment method in the US.

    afterpay_clearpay

    Afterpay / Clearpay is a buy now, pay later payment method used in Australia, Canada, France, New Zealand, Spain, the UK, and the US.

    alipay

    Alipay is a digital wallet payment method used in China.

    alma

    Alma is a Buy Now, Pay Later payment method that lets customers pay in 2, 3, or 4 installments.

    amazon_pay

    Amazon Pay is a Wallet payment method that lets hundreds of millions of Amazon customers pay their way, every day.

    au_becs_debit

    BECS Direct Debit is used to debit Australian bank accounts through the Bulk Electronic Clearing System (BECS).

    bacs_debit

    Bacs Direct Debit is used to debit UK bank accounts.

    bancontact

    Bancontact is a bank redirect payment method used in Belgium.

    blik

    BLIK is a single-use payment method common in Poland.

    Show 74 more

  • billing_detailsobject

    Billing information associated with the PaymentMethod that may be used or required by particular types of payment methods.

  • metadataobject

    Set of key-value pairs that you can attach to an object. This can be useful for storing additional information about the object in a structured format. Individual keys can be unset by posting an empty value to them. All keys can be unset by posting an empty value to metadata.

More parameters

  • acss_debitobject

  • affirmobject

  • afterpay_clearpayobject

  • alipayobject

  • allow_redisplayenum

  • almaobject

  • amazon_payobject

  • au_becs_debitobject

  • bacs_debitobject

  • bancontactobject

  • blikobject

  • boletoobject

  • cardobject

  • cashappobject

  • customer_balanceobject

  • epsobject

  • fpxobject

  • giropayobject

  • grabpayobject

  • idealobject

  • interac_presentobjectPreview feature

  • kakao_payobject

  • klarnaobject

  • konbiniobject

  • kr_cardobject

  • linkobject

  • mobilepayobject

  • multibancoobject

  • naver_payobject

  • oxxoobject

  • p24object

  • paycoobject

  • paynowobject

  • paypalobject

  • pixobject

  • promptpayobject

  • radar_optionsobject

  • revolut_payobject

  • samsung_payobject

  • sepa_debitobject

  • sofortobject

  • swishobject

  • twintobject

  • us_bank_accountobject

  • wechat_payobject

  • zipobject

Returns

Returns a PaymentMethod object.

POST /v1/payment_methods
curl https://api.stripe.com/v1/payment_methods \
  -u "sk_test_4eC39Hq...arjtT1zdp7dcsk_test_4eC39HqLyjWDarjtT1zdp7dc:" \
  -d type=us_bank_account \
  -d "us_bank_account[account_holder_type]"=individual \
  -d "us_bank_account[account_number]"=000123456789 \
  -d "us_bank_account[routing_number]"=110000000 \
  -d "billing_details[name]"="John Doe"
Response
{
  "id": "pm_1Q0PsIJvEtkwdCNYMSaVuRz6",
  "object": "payment_method",
  "allow_redisplay": "unspecified",
  "billing_details": {
    "address": {
      "city": null,
      "country": null,
      "line1": null,
      "line2": null,
      "postal_code": null,
      "state": null
    },
    "email": null,
    "name": "John Doe",
    "phone": null
  },
  "created": 1726673582,
  "customer": null,
  "livemode": false,
  "metadata": {},
  "type": "us_bank_account",
  "us_bank_account": {
    "account_holder_type": "individual",
    "account_type": "checking",
    "bank_name": "STRIPE TEST BANK",
    "financial_connections_account": null,
    "fingerprint": "LstWJFsCK7P349Bg",
    "last4": "6789",
    "networks": {
      "preferred": "ach",
      "supported": [
        "ach"
      ]
    },
    "routing_number": "110000000",
    "status_details": {}
  }
}

Update a PaymentMethod 

Updates a PaymentMethod object. A PaymentMethod must be attached a customer to be updated.

Parameters

  • billing_detailsobject

    Billing information associated with the PaymentMethod that may be used or required by particular types of payment methods.

  • metadataobject

    Set of key-value pairs that you can attach to an object. This can be useful for storing additional information about the object in a structured format. Individual keys can be unset by posting an empty value to them. All keys can be unset by posting an empty value to metadata.

More parameters

  • allow_redisplayenum

  • cardobject

  • linkobject

  • naver_payobject

  • us_bank_accountobject

Returns

Returns a PaymentMethod object.

POST /v1/payment_methods/:id
curl https://api.stripe.com/v1/payment_methods/pm_1Q0PsIJvEtkwdCNYMSaVuRz6 \
  -u "sk_test_4eC39Hq...arjtT1zdp7dcsk_test_4eC39HqLyjWDarjtT1zdp7dc:" \
  -d "metadata[order_id]"=6735
Response
{
  "id": "pm_1Q0PsIJvEtkwdCNYMSaVuRz6",
  "object": "payment_method",
  "allow_redisplay": "unspecified",
  "billing_details": {
    "address": {
      "city": null,
      "country": null,
      "line1": null,
      "line2": null,
      "postal_code": null,
      "state": null
    },
    "email": null,
    "name": "John Doe",
    "phone": null
  },
  "created": 1726673582,
  "customer": null,
  "livemode": false,
  "metadata": {
    "order_id": "6735"
  },
  "type": "us_bank_account",
  "us_bank_account": {
    "account_holder_type": "individual",
    "account_type": "checking",
    "bank_name": "STRIPE TEST BANK",
    "financial_connections_account": null,
    "fingerprint": "LstWJFsCK7P349Bg",
    "last4": "6789",
    "networks": {
      "preferred": "ach",
      "supported": [
        "ach"
      ]
    },
    "routing_number": "110000000",
    "status_details": {}
  }
}

Retrieve a Customer's PaymentMethod 

Retrieves a PaymentMethod object for a given Customer.

Parameters

No parameters.

Returns

Returns a PaymentMethod object.

GET /v1/customers/:id/payment_methods/:id
curl https://api.stripe.com/v1/customers/cus_9s6XKzkNRiz8i3/payment_methods/pm_1NVChw2eZvKYlo2CHxiM5E2E \
  -u "sk_test_4eC39Hq...arjtT1zdp7dcsk_test_4eC39HqLyjWDarjtT1zdp7dc:"
Response
{
  "id": "pm_1NVChw2eZvKYlo2CHxiM5E2E",
  "object": "payment_method",
  "billing_details": {
    "address": {
      "city": null,
      "country": null,
      "line1": null,
      "line2": null,
      "postal_code": null,
      "state": null
    },
    "email": null,
    "name": null,
    "phone": null
  },
  "card": {
    "brand": "visa",
    "checks": {
      "address_line1_check": null,
      "address_postal_code_check": null,
      "cvc_check": "pass"
    },
    "country": "US",
    "exp_month": 12,
    "exp_year": 2034,
    "fingerprint": "Xt5EWLLDS7FJjR1c",
    "funding": "credit",
    "generated_from": null,
    "last4": "4242",
    "networks": {
      "available": [
        "visa"
      ],
      "preferred": null
    },
    "three_d_secure_usage": {
      "supported": true
    },
    "wallet": null
  },
  "created": 1689682128,
  "customer": "cus_9s6XKzkNRiz8i3",
  "livemode": false,
  "metadata": {},
  "redaction": null,
  "type": "card"
}

Retrieve a PaymentMethod 

Retrieves a PaymentMethod object attached to the StripeAccount. To retrieve a payment method attached to a Customer, you should use Retrieve a Customer’s PaymentMethods

Parameters

No parameters.

Returns

Returns a PaymentMethod object.

GET /v1/payment_methods/:id
curl https://api.stripe.com/v1/payment_methods/pm_1Q0PsIJvEtkwdCNYMSaVuRz6 \
  -u "sk_test_4eC39Hq...arjtT1zdp7dcsk_test_4eC39HqLyjWDarjtT1zdp7dc:"
Response
{
  "id": "pm_1Q0PsIJvEtkwdCNYMSaVuRz6",
  "object": "payment_method",
  "allow_redisplay": "unspecified",
  "billing_details": {
    "address": {
      "city": null,
      "country": null,
      "line1": null,
      "line2": null,
      "postal_code": null,
      "state": null
    },
    "email": null,
    "name": "John Doe",
    "phone": null
  },
  "created": 1726673582,
  "customer": null,
  "livemode": false,
  "metadata": {},
  "type": "us_bank_account",
  "us_bank_account": {
    "account_holder_type": "individual",
    "account_type": "checking",
    "bank_name": "STRIPE TEST BANK",
    "financial_connections_account": null,
    "fingerprint": "LstWJFsCK7P349Bg",
    "last4": "6789",
    "networks": {
      "preferred": "ach",
      "supported": [
        "ach"
      ]
    },
    "routing_number": "110000000",
    "status_details": {}
  }
}

List a Customer's PaymentMethods 

Returns a list of PaymentMethods for a given Customer

Parameters

  • typeenum

    An optional filter on the list, based on the object type field. Without the filter, the list includes all current and future payment method types. If your integration expects only one type of payment method in the response, make sure to provide a type value in the request.

More parameters

  • allow_redisplayenum

  • ending_beforestring

  • limitinteger

  • starting_afterstring

Returns

A dictionary with a data property that contains an array of up to limit PaymentMethods of type type, starting after PaymentMethods starting_after. Each entry in the array is a separate PaymentMethod object. If no more PaymentMethods are available, the resulting array will be empty.

GET /v1/customers/:id/payment_methods
curl -G https://api.stripe.com/v1/customers/cus_9s6XKzkNRiz8i3/payment_methods \
  -u "sk_test_4eC39Hq...arjtT1zdp7dcsk_test_4eC39HqLyjWDarjtT1zdp7dc:" \
  -d limit=3
Response
{
  "object": "list",
  "url": "/v1/customers/cus_9s6XKzkNRiz8i3/payment_methods",
  "has_more": false,
  "data": [
    {
      "id": "pm_1NVChw2eZvKYlo2CHxiM5E2E",
      "object": "payment_method",
      "billing_details": {
        "address": {
          "city": null,
          "country": null,
          "line1": null,
          "line2": null,
          "postal_code": null,
          "state": null
        },
        "email": null,
        "name": null,
        "phone": null
      },
      "card": {
        "brand": "visa",
        "checks": {
          "address_line1_check": null,
          "address_postal_code_check": null,
          "cvc_check": "pass"
        },
        "country": "US",
        "exp_month": 12,
        "exp_year": 2034,
        "fingerprint": "Xt5EWLLDS7FJjR1c",
        "funding": "credit",
        "generated_from": null,
        "last4": "4242",
        "networks": {
          "available": [
            "visa"
          ],
          "preferred": null
        },
        "three_d_secure_usage": {
          "supported": true
        },
        "wallet": null
      },
      "created": 1689682128,
      "customer": "cus_9s6XKzkNRiz8i3",
      "livemode": false,
      "metadata": {},
      "redaction": null,
      "type": "card"
    }
  ]
}