クレジットトランスファー (Sources)

Credit transfers let customers send money to you directly from their bank account. Credit transfers are often used by:

• 他のビジネスから 1 回限りの多額の支払いを収集するソフトウェアビジネスまたはサービスビジネス。
• 自動車またはオークションでの購入など、高額で一回限りの消費者による支払いのために、カードに代わる低コストの支払い方法が必要なビジネス。

Credit transfers might not be a good fit for your business if:

• You accept many low value transactions. Customers have to initiate credit transfers through their bank account, and can send the wrong amount.
• You need payments to complete at a specific time. It might take a customer hours or even days to send payment through their bank and credit transfers have varying speeds by market.
• You frequently send refunds. Most credit transfer methods don’t support refunds directly. To refund a transaction, Stripe contacts the customer to find the best way to refund them. The customer might not always respond.

Payment flow

決済時に、Stripe が指定した口座番号 (「仮想口座番号」と呼ばれます) に売上を送金するように顧客に指示します。顧客は、銀行のサイト、アプリ、ATM、または支店で対面により送金を開始します。

Some credit transfer methods let you control the amount the customer sends, or reuse virtual account numbers.

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