Finalize payments on the server
Build an integration where you render the Payment Element before you create a PaymentIntent or SetupIntent, then confirm the Intent from your server.
The Payment Element allows you to accept multiple payment methods using a single integration. This integration builds a custom payment flow where you render the Payment Element, create the PaymentIntent, and confirm the payment from your server.
Set up StripeServer-side
First, create a Stripe account or sign in.
Use our official libraries to access the Stripe API from your application:
Enable payment methods
Vorsicht
This integration path doesn’t support BLIK or pre-authorized debits that use the Automated Clearing Settlement System (ACSS).
View your payment methods settings and enable the payment methods you want to support. You need at least one payment method enabled to create a PaymentIntent.
By default, Stripe enables cards and other prevalent payment methods that can help you reach more customers, but we recommend turning on additional payment methods that are relevant for your business and customers. See Payment method support for product and payment method support, and our pricing page for fees.
Collect payment detailsClient-side
You’re ready to collect payment details on the client with the Payment Element. The Payment Element is a prebuilt UI component that simplifies collecting payment details for a variety of payment methods.
The Payment Element contains an iframe that securely sends payment information to Stripe over an HTTPS connection. Avoid placing the Payment Element within another iframe because some payment methods require redirecting to another page for payment confirmation.
The checkout page address must start with https://
rather than http://
for your integration to work. You can test your integration without using HTTPS, but remember to enable it when you’re ready to accept live payments.
The Payment Element renders a dynamic form that allows your customer to pick a payment method. The form automatically collects all necessary payments details for the payment method selected by the customer.
You can customize the Payment Element to match the design of your site by passing the appearance object into options
when creating the Elements
provider.
Collect addresses
By default, the Payment Element only collects the necessary billing address details. To collect a customer’s full billing address (to calculate the tax for digital goods and services, for example) or shipping address, use the Address Element.
Create the ConfirmationTokenClient-side
Use createPaymentMethod through a legacy implementation
If you’re using a legacy implementation, you might be using the information from stripe.
to finalize payments on the server. While we encourage you to follow this guide to Migrate to Confirmation Tokens you can still access our old documentation to Finalize payments on the server
When the customer submits your payment form, call stripe.createConfirmationToken to create a ConfirmationToken to send to your server for additional validation or business logic before payment confirmation.
Confirming the PaymentIntent generates a PaymentMethod. You can read the payment_method ID off the PaymentIntent confirmation response.
Vorsicht
You must immediately use the created ConfirmationToken to confirm a PaymentIntent; if unused, it expires after 12 hours.
Create and submit the payment to StripeServer-side
When the customer submits your payment form, use a PaymentIntent to facilitate the confirmation and payment process. Create a PaymentIntent on your server with an amount
and currency
specified. In the latest version of the API, specifying the automatic_
parameter is optional because Stripe enables its functionality by default. You can manage payment methods from the Dashboard. Stripe handles the return of eligible payment methods based on factors such as the transaction’s amount, currency, and payment flow. To prevent malicious customers from choosing their own prices, always decide how much to charge on the server-side (a trusted environment) and not the client.
You can use the ConfirmationToken sent by your client to create and confirm the PaymentIntent in a single request.
const stripe = require("stripe")(
); const express = require('express'); const app = express(); app.set('trust proxy', true); app.use(express.json()); app.use(express.static(".")); app.post('/create-confirm-intent', async (req, res) => { try { const intent = await stripe.paymentIntents.create({ confirm: true, amount: 1099, currency: 'usd', // In the latest version of the API, specifying the `automatic_payment_methods` parameter is optional because Stripe enables its functionality by default. automatic_payment_methods: {enabled: true}, confirmation_token: req.body.confirmationTokenId, // the ConfirmationToken ID sent by your client }); res.json({ client_secret: intent.client_secret, status: intent.status }); } catch (err) { res.json({ error: err }) } }); app.listen(3000, () => { console.log('Running on port 3000'); });"sk_test_4eC39HqLyjWDarjtT1zdp7dc"
Handle any next actionsClient-side
When the PaymentIntent requires additional action from the customer, such as authenticating with 3D Secure or redirecting to a different site, you need to trigger those actions. Use stripe.
to trigger the UI for handling customer action and completing the payment.