Stablecoin paymentsVersion bêta publique

You can accept stablecoin payments that settle as fiat in your Stripe balance. You can accept USDC payments on Ethereum, Solana, and Polygon without holding or converting crypto to fiat yourself. We charge 1.5% of the transaction amount (in USD).

This works with Checkout, Elements, or you can directly integrate it through the Payment Intents API. When integrated, the option to pay with Crypto appears and redirects your customers to a page hosted by crypto.link.com to complete their payment. There, they can connect their wallet and save and reuse their account using Link. Before you get started, see our demo that shows how Pay with Crypto works.

Overview

The following example assumes you’ve added crypto to the Payment Element:

1. After you’re set up with stablecoin payments, the option to select Crypto as a payment method appears in your checkout form.

2. When your customer clicks this option, we redirect them to a page hosted by crypto.link.com, where they can:

   • Confirm the amount they need to pay.
   • Connect the wallet they want to pay with.
   • Confirm the payment by signing the transaction that transfers the USDC from their wallet.

3. After Stripe confirms the payment, the customer sees that the transaction is complete. As with any other Stripe transaction, you see an update to your Stripe balance.

Feature set

The following table contains the feature snapshot:

Onboarding

Before you can accept stablecoins:

1. Activate a Stripe account (if you haven’t already) to make sure that we’ve approved you to process payments.

2. Go to your payment methods settings, and request the Crypto payment method.

3. Fill out your business’s information and accept the terms on the page.

4. After we review your information and approve you, the Crypto payment method becomes active in the Dashboard. If the payment method appears as pending, we’re still reviewing your candidacy and might reach out to you for more details.

Consider the following before integrating:

• Refunds: To issue a refund, follow the refund flow. For crypto payments, the refund goes back as stablecoins in the customer’s original wallet.

• Holding crypto: Transactions settle in USD to your Stripe balance.

• Settlement currencies: We currently only support USD settlement.

Billing

Use Stripe Billing to create Crypto supported invoices and subscriptions. Crypto invoices and subscriptions only support the send_invoice collection method.

Connect support

Connected accounts must directly enable Crypto in their payment method settings before they can accept crypto payments. You can’t enable crypto payments through the Accounts API or Capabilities API. The following Connect charge types, typically used by Connect platforms, are available to businesses using Pay with Crypto:

• Destination charges
• Separate charges and transfers
• Direct charges