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Payments
Finance automation
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Payments
Finance automation
Platforms and marketplaces
Money management
Overview
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HomePlatforms and marketplacesAccept paymentsCreate a chargeDirect charges

Fee behavior on connected accounts

Understand how to configure the billing behavior for new connected accounts.

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The controller.fees.payer property on v1/accounts determines the set of billing behaviors you can expect for direct charges and product usages that occur on this connected account. This doc details the behavior of the different values it can have.

Note

Any activity occurring at the platform account level is billed to your platform regardless of the entity responsible for fee collection. For example, Stripe charges the platform directly for destination charges (with or without on_behalf_of) and card account updates for cards stored on your platform account.

Selecting billing behavior

You can specify the fee payer only when you create an account.

The following sections describe the behavior of each value.

account

Stripe collects fees directly from your connected account. We don’t charge any Connect fees to it or to your platform.

Any application fees that your platform bills to the connected account are in addition to Stripe fees.

You can set the fee payer when you create connected accounts. Accounts created with type=standard also have this value.

application

The platform pays payment fees for direct charges and fees for Stripe products like Radar, Card Account Updater, and Instant Payouts. For complete details, see the table below.

The platform also pays Connect fees for these accounts .

We recommend that you monetize payments and Stripe products where the platform is billed by collecting fees from your connected accounts.

You can set the payer type to application when you create connected accounts.

Platforms that pay Stripe payment fees for direct charges can access dedicated reports.

See Platform Reporting for direct charge payment fees paid by platform.

application_custom or application_express

application_custom and application_express are assigned to accounts created with type=custom and type=express, respectively. Their billing behaviors for direct charges and connected account usage of Stripe products matches the historical behavior of Custom and Express accounts. For complete details, see the table below.

We recommend that you monetize payments and Stripe products where the platform is billed by collecting fees from your connected accounts.

You can’t set the payer type to application_custom or application_express when you create connected accounts. They only apply to accounts created with type=custom or type=express.

List of fee behaviors for payer values

Product Categoryaccountapplicationapplication_customapplication_express
Stripe payment processing feesConnected AccountPlatformConnected AccountConnected Account
Interchange Plus Payment FeesConnected AccountPlatformPlatformPlatform
Dispute feesConnected AccountPlatformConnected AccountConnected Account
Instant PayoutsConnected AccountPlatformPlatformPlatform
LPM Payment Failure FeesConnected AccountPlatformConnected AccountConnected Account
Premium PayoutsConnected AccountPlatformPlatformPlatform
Faster PayoutsConnected AccountPlatformConnected AccountConnected Account
Invoicing and SubscriptionsConnected AccountPlatformPlatformPlatform
RadarConnected AccountPlatformVariesVaries
Terminal Add-onsConnected AccountPlatformConnected AccountConnected Account
Stripe TaxConnected AccountPlatformPlatformPlatform
3D SecureConnected AccountPlatformVariesVaries
Adaptive AcceptanceConnected AccountPlatformPlatformPlatform
Card Account UpdaterConnected AccountPlatformPlatformPlatform
Checkout Add-onsConnected AccountPlatformPlatformPlatform
Instant bank account verificationsConnected AccountPlatformPlatformPlatform
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