Use Radar with Connect

Stripe Radar uses machine learning to identify financially risky payments and accounts in real time. When you use Radar with connected accounts, it checks only external charges. It doesn’t check fund transfers between Stripe accounts.

Charges in a Connect integration fall into two categories:

• Direct charges: Paid directly to a connected account; Stripe applies only the collecting account’s Radar configuration and rules
• Transferred charges (for example, destination charges or separate charges and transfers): Paid to the platform account and transferred to a connected account; Stripe applies only the platform account’s Radar configuration and rules

Radar for Platforms

Manage both connected account and transaction fraud with Radar for Platforms. Apply Stripe’s ML-based default rules and define your own custom rules to detect financial risk in real time. Your rules can include attributes for direct and transferred charge types and for connected accounts.

Radar fees

Stripe charges Radar fees based on the rate for the account that collected the payment. For payments collected by the platform account and transferred to a connected account, you can pass Radar fees to the connected account by reducing the transferred amount.

Radar configuration for a connected account

The Dashboard you use to configure Radar for a connected account depends on the connected account type. The following table shows which Dashboard to use for each account type.

Radar behavior

Radar behavior for connected account payments depends on the charge category and connected account type. The following table describes each scenario.