Core Resources
Payment Methods
Money Management
Products
Checkout
Payment Links
Billing
Capital
Connect
Reserves
Fraud
Issuing
Terminal
Treasury
Entitlements
Sigma
Reporting
Financial Connections
Tax
Identity
Crypto
Climate
Forwarding
Privacy
Webhooks

Create a UsBankAccount object v2

Core Resources
US Bank Accounts
Create a UsBankAccount object

Create a USBankAccount object.

Learn more about calling API v2 endpoints.

Parameters

  • account_numberstringRequired

    The account number of the bank account.

  • bank_account_typeenum

    The type of the bank account (checking or savings).

    Possible enum values
    checking

    Checkings account.

    savings

    Savings account.

  • fedwire_routing_numberstring

    The fedwire routing number of the bank account. Note that certain banks have the same ACH and wire routing number.

  • routing_numberstring

    The ACH routing number of the bank account. Note that certain banks have the same ACH and wire routing number.

Returns

Response attributes

  • idstring

    The ID of the USBankAccount object.

  • objectstring, value is "v2.core.vault.us_bank_account"

    String representing the object’s type. Objects of the same type share the same value of the object field.

  • archivedboolean

    Whether this USBankAccount object was archived.

  • bank_account_typeenum

    The type of bank account (checking or savings).

    Possible enum values
    checking

    Checkings account.

    savings

    Savings account.

  • bank_namestring

    The name of the bank this bank account belongs to. This field is populated automatically by Stripe based on the routing number.

  • createdtimestamp

    Creation time of the object.

  • fedwire_routing_numbernullable string

    The fedwire routing number of the bank account.

  • last4string

    The last 4 digits of the account number.

  • livemodeboolean

    Has the value true if the object exists in live mode or the value false if the object exists in test mode.

  • routing_numbernullable string

    The ACH routing number of the bank account.

Error Codes
400blocked_us_bank_account

Returned in cases where the bank account cannot be used due to suspicious activity.

400invalid_us_bank_account

Returned in cases where the bank account provided is not valid (wrong format of account number or a routing number that does not correspond to a banking institution).

400limit_us_bank_account

Returned when the number of USBankAccount objects on a given V2 Account has exceeded the limit of 10. USBankAccount objects may be archived with /archive, at which point they will not count against the limit. If you are not passing a V2 Account ID in the Stripe-Context header you may receive this error since you are creating all your USBankAccount objects in your own workspace.

400unsupported_us_bank

Returned in cases where Stripe is unable to support this bank at this time.

409idempotency_error

An idempotent retry occurred with different request parameters.

POST /v2/core/vault/us_bank_accounts
curl -X POST https://api.stripe.com/v2/core/vault/us_bank_accounts \
  -H "Authorization: Bearer sk_test_BQokikJ...2HlWgH4olfQ2sk_test_BQokikJOvBiI2HlWgH4olfQ2" \
  -H "Stripe-Version: 2025-09-30.preview" \
  -H "Stripe-Context: {{CONTEXT}}" \
  --json '{
    "routing_number": "110000000",
    "account_number": "000123456789",
    "bank_account_type": "checking"
  }'
Response
{
  "id": "usba_test_61OHSEF60mEpRiXpR16NqdMu76SQRZLd31xuji87MN5M",
  "object": "v2.core.vault.us_bank_account",
  "bank_account_type": "checking",
  "bank_name": "Test Bank",
  "created": "2023-05-15T16:29:15.738Z",
  "archived": false,
  "last4": "6789",
  "routing_number": "110000000",
  "livemode": true
}