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Inbound Transfers

Use InboundTransfers to add funds to your FinancialAccount via a PaymentMethod that is owned by you. The funds will be transferred via an ACH debit.

Related guide: Moving money with Treasury using InboundTransfer objects

Endpoints

The InboundTransfer object

Attributes

  • idstring

    Unique identifier for the object.

  • objectstring

    String representing the object’s type. Objects of the same type share the same value.

  • amountinteger

    Amount (in cents) transferred.

  • cancelableboolean

    Returns true if the InboundTransfer is able to be canceled.

  • createdtimestamp

    Time at which the object was created. Measured in seconds since the Unix epoch.

  • currencyenum

    Three-letter ISO currency code, in lowercase. Must be a supported currency.

  • descriptionnullable string

    An arbitrary string attached to the object. Often useful for displaying to users.

  • failure_detailsnullable object

    Details about this InboundTransfer’s failure. Only set when status is failed.

  • financial_accountstring

    The FinancialAccount that received the funds.

  • hosted_regulatory_receipt_urlnullable string

    A hosted transaction receipt URL that is provided when money movement is considered regulated under Stripe’s money transmission licenses.

  • linked_flowsobject

    Other flows linked to a InboundTransfer.

  • livemodeboolean

    If the object exists in live mode, the value is true. If the object exists in test mode, the value is false.

  • metadataobject

    Set of key-value pairs that you can attach to an object. This can be useful for storing additional information about the object in a structured format.

  • origin_payment_methodnullable string

    The origin payment method to be debited for an InboundTransfer.

  • origin_payment_method_detailsnullable object

    Details about the PaymentMethod for an InboundTransfer.

  • returnednullable boolean

    Returns true if the funds for an InboundTransfer were returned after the InboundTransfer went to the succeeded state.

  • statement_descriptorstring

    Statement descriptor shown when funds are debited from the source. Not all payment networks support statement_descriptor.

  • statusenum

    Status of the InboundTransfer: processing, succeeded, failed, and canceled. An InboundTransfer is processing if it is created and pending. The status changes to succeeded once the funds have been “confirmed” and a transaction is created and posted. The status changes to failed if the transfer fails.

  • status_transitionsobject

    Hash containing timestamps of when the object transitioned to a particular status.

  • transactionnullable stringExpandable

    The Transaction associated with this object.

Create an InboundTransfer

Creates an InboundTransfer.

Parameters

  • amountintegerRequired

    Amount (in cents) to be transferred.

  • currencyenumRequired

    Three-letter ISO currency code, in lowercase. Must be a supported currency.

  • financial_accountstringRequired

    The FinancialAccount to send funds to.

  • origin_payment_methodstringRequired

    The origin payment method to be debited for the InboundTransfer.

  • descriptionstring

    An arbitrary string attached to the object. Often useful for displaying to users.

  • metadataobject

    Set of key-value pairs that you can attach to an object. This can be useful for storing additional information about the object in a structured format. Individual keys can be unset by posting an empty value to them. All keys can be unset by posting an empty value to metadata.

  • statement_descriptorstring

    The complete description that appears on your customers’ statements. Maximum 10 characters. Can only include -#.$&*, spaces, and alphanumeric characters.

Returns

Returns an InboundTransfer object if there were no issues with InboundTransfer creation. The status of the created InboundTransfer object is initially marked as processing.

POST /v1/treasury/inbound_transfers
curl https://api.stripe.com/v1/treasury/inbound_transfers \
  -u "sk_test_BQokikJ...2HlWgH4olfQ2sk_test_BQokikJOvBiI2HlWgH4olfQ2:" \
  -d financial_account=fa_1MtaD72eZvKYlo2CYKM3DnUI \
  -d amount=10000 \
  -d currency=usd \
  -d origin_payment_method=pm_1KMDdkGPnV27VyGeAgGz8bsi \
  -d description="InboundTransfer from my bank account"
Response
{
  "id": "ibt_1MtaDN2eZvKYlo2CxcxF1Qwi",
  "object": "treasury.inbound_transfer",
  "amount": 10000,
  "cancelable": true,
  "created": 1680716025,
  "currency": "usd",
  "description": "InboundTransfer from my bank account",
  "failure_details": null,
  "financial_account": "fa_1MtaDM2eZvKYlo2CvXrQknN4",
  "hosted_regulatory_receipt_url": "https://payments.stripe.com/regulatory-receipt/CBQaFwoVYWNjdF8xMDMyRDgyZVp2S1lsbzJDKPnhtqEGMgYYdf7K2aE6NpN7tVDs9F1hxjKU9i3In9yfJWRBNJycDGlZZ22xgY_IuRs_jih19J4q6c4yUsv0SimaA57pww",
  "linked_flows": {
    "received_debit": null
  },
  "livemode": false,
  "metadata": {},
  "origin_payment_method": "pm_1KMDdkGPnV27VyGeAgGz8bsi",
  "origin_payment_method_details": {
    "billing_details": {
      "address": {
        "city": "San Francisco",
        "country": "US",
        "line1": "1234 Fake Street",
        "line2": null,
        "postal_code": "94102",
        "state": "CA"
      },
      "email": null,
      "name": "Jane Austen"
    },
    "type": "us_bank_account",
    "us_bank_account": {
      "account_holder_type": "company",
      "account_type": "checking",
      "bank_name": "STRIPE TEST BANK",
      "fingerprint": "AP24Iso0btGp4N10",
      "last4": "6789",
      "network": "ach",
      "routing_number": "110000000"
    }
  },
  "returned": false,
  "statement_descriptor": "transfer",
  "status": "processing",
  "status_transitions": {
    "failed_at": null,
    "succeeded_at": null
  },
  "transaction": "trxn_1MtaDM2eZvKYlo2CKxgPNzLa"
}

Retrieve an InboundTransfer

Retrieves the details of an existing InboundTransfer.

Parameters

No parameters.

Returns

Returns an InboundTransfer object if a valid identifier was provided. Otherwise, returns an error.

GET /v1/treasury/inbound_transfers/:id
curl https://api.stripe.com/v1/treasury/inbound_transfers/ibt_1MtaDN2eZvKYlo2CxcxF1Qwi \
  -u "sk_test_BQokikJ...2HlWgH4olfQ2sk_test_BQokikJOvBiI2HlWgH4olfQ2:"
Response
{
  "id": "ibt_1MtaDN2eZvKYlo2CxcxF1Qwi",
  "object": "treasury.inbound_transfer",
  "amount": 10000,
  "cancelable": true,
  "created": 1680716025,
  "currency": "usd",
  "description": "InboundTransfer from my bank account",
  "failure_details": null,
  "financial_account": "fa_1MtaDM2eZvKYlo2CvXrQknN4",
  "hosted_regulatory_receipt_url": "https://payments.stripe.com/regulatory-receipt/CBQaFwoVYWNjdF8xMDMyRDgyZVp2S1lsbzJDKPnhtqEGMgYYdf7K2aE6NpN7tVDs9F1hxjKU9i3In9yfJWRBNJycDGlZZ22xgY_IuRs_jih19J4q6c4yUsv0SimaA57pww",
  "linked_flows": {
    "received_debit": null
  },
  "livemode": false,
  "metadata": {},
  "origin_payment_method": "pm_1KMDdkGPnV27VyGeAgGz8bsi",
  "origin_payment_method_details": {
    "billing_details": {
      "address": {
        "city": "San Francisco",
        "country": "US",
        "line1": "1234 Fake Street",
        "line2": null,
        "postal_code": "94102",
        "state": "CA"
      },
      "email": null,
      "name": "Jane Austen"
    },
    "type": "us_bank_account",
    "us_bank_account": {
      "account_holder_type": "company",
      "account_type": "checking",
      "bank_name": "STRIPE TEST BANK",
      "fingerprint": "AP24Iso0btGp4N10",
      "last4": "6789",
      "network": "ach",
      "routing_number": "110000000"
    }
  },
  "returned": false,
  "statement_descriptor": "transfer",
  "status": "processing",
  "status_transitions": {
    "failed_at": null,
    "succeeded_at": null
  },
  "transaction": "trxn_1MtaDM2eZvKYlo2CKxgPNzLa"
}

List all InboundTransfers

Returns a list of InboundTransfers sent from the specified FinancialAccount.

Parameters

  • financial_accountstring

    Returns objects associated with this FinancialAccount.

  • statusenum

    Only return InboundTransfers that have the given status: processing, succeeded, failed or canceled.

More parameters

  • ending_beforestring

  • limitinteger

  • starting_afterstring

Returns

A dictionary with a data property that contains an array of up to limit InboundTransfers, starting after InboundTransfer starting_after. Each entry in the array is a separate InboundTransfer object. If no more InboundTransfers are available, the resulting array is empty.

GET /v1/treasury/inbound_transfers
curl -G https://api.stripe.com/v1/treasury/inbound_transfers \
  -u "sk_test_BQokikJ...2HlWgH4olfQ2sk_test_BQokikJOvBiI2HlWgH4olfQ2:" \
  -d financial_account=fa_1MtaDM2eZvKYlo2CvXrQknN4 \
  -d limit=3
Response
{
  "object": "list",
  "url": "/v1/treasury/inbound_transfers",
  "has_more": false,
  "data": [
    {
      "id": "ibt_1MtaDN2eZvKYlo2CxcxF1Qwi",
      "object": "treasury.inbound_transfer",
      "amount": 10000,
      "cancelable": true,
      "created": 1680716025,
      "currency": "usd",
      "description": "InboundTransfer from my bank account",
      "failure_details": null,
      "financial_account": "fa_1MtaDM2eZvKYlo2CvXrQknN4",
      "hosted_regulatory_receipt_url": "https://payments.stripe.com/regulatory-receipt/CBQaFwoVYWNjdF8xMDMyRDgyZVp2S1lsbzJDKPnhtqEGMgYYdf7K2aE6NpN7tVDs9F1hxjKU9i3In9yfJWRBNJycDGlZZ22xgY_IuRs_jih19J4q6c4yUsv0SimaA57pww",
      "linked_flows": {
        "received_debit": null
      },
      "livemode": false,
      "metadata": {},
      "origin_payment_method": "pm_1KMDdkGPnV27VyGeAgGz8bsi",
      "origin_payment_method_details": {
        "billing_details": {
          "address": {
            "city": "San Francisco",
            "country": "US",
            "line1": "1234 Fake Street",
            "line2": null,
            "postal_code": "94102",
            "state": "CA"
          },
          "email": null,
          "name": "Jane Austen"
        },
        "type": "us_bank_account",
        "us_bank_account": {
          "account_holder_type": "company",
          "account_type": "checking",
          "bank_name": "STRIPE TEST BANK",
          "fingerprint": "AP24Iso0btGp4N10",
          "last4": "6789",
          "network": "ach",
          "routing_number": "110000000"
        }
      },
      "returned": false,
      "statement_descriptor": "transfer",
      "status": "processing",
      "status_transitions": {
        "failed_at": null,
        "succeeded_at": null
      },
      "transaction": "trxn_1MtaDM2eZvKYlo2CKxgPNzLa"
    }
  ]
}