When you get a dispute, contacting your customer is always the best first step. If that doesn’t work, you can submit evidence to help us resolve the dispute in your favor. You can do this in your dashboard, but if you prefer, you can use the API to submit evidence programmatically.
Depending on your dispute type, different evidence fields will give you a better chance of winning your dispute. To figure out which evidence fields to provide, see our guide to dispute types.
Parameters
- evidenceobject
Evidence to upload, to respond to a dispute. Updating any field in the hash will submit all fields in the hash for review. The combined character count of all fields is limited to 150,000.
- evidence.
access_ activity_ logstring Any server or activity logs showing proof that the customer accessed or downloaded the purchased digital product. This information should include IP addresses, corresponding timestamps, and any detailed recorded activity. Has a maximum character count of 20,000.
- evidence.
billing_ addressstring The billing address provided by the customer.
- evidence.
cancellation_ policystring (ID of a file upload) Your subscription cancellation policy, as shown to the customer.
- evidence.
cancellation_ policy_ disclosurestring An explanation of how and when the customer was shown your refund policy prior to purchase. Has a maximum character count of 20,000.
- evidence.
cancellation_ rebuttalstring A justification for why the customer’s subscription was not canceled. Has a maximum character count of 20,000.
- evidence.
customer_ communicationstring (ID of a file upload) Any communication with the customer that you feel is relevant to your case. Examples include emails proving that the customer received the product or service, or demonstrating their use of or satisfaction with the product or service.
- evidence.
customer_ email_ addressstring The email address of the customer.
- evidence.
customer_ namestring The name of the customer.
- evidence.
customer_ purchase_ ipstring The IP address that the customer used when making the purchase.
- evidence.
customer_ signaturestring (ID of a file upload) A relevant document or contract showing the customer’s signature.
- evidence.
duplicate_ charge_ documentationstring (ID of a file upload) Documentation for the prior charge that can uniquely identify the charge, such as a receipt, shipping label, work order, etc. This document should be paired with a similar document from the disputed payment that proves the two payments are separate.
- evidence.
duplicate_ charge_ explanationstring An explanation of the difference between the disputed charge versus the prior charge that appears to be a duplicate. Has a maximum character count of 20,000.
- evidence.
duplicate_ charge_ idstring The Stripe ID for the prior charge which appears to be a duplicate of the disputed charge.
- evidence.
enhanced_ evidenceobject Additional evidence for qualifying evidence programs.
- evidence.
enhanced_evidence. visa_ compelling_ evidence_ 3object Evidence provided for Visa Compelling Evidence 3.0 evidence submission.
- evidence.
enhanced_evidence. visa_compelling_evidence_3. disputed_ transactionobject Disputed transaction details for Visa Compelling Evidence 3.0 evidence submission.
- evidence.
enhanced_evidence. visa_compelling_evidence_3. disputed_transaction. customer_ account_ idstring User Account ID used to log into business platform. Must be recognizable by the user.
- evidence.
enhanced_evidence. visa_compelling_evidence_3. disputed_transaction. customer_ device_ fingerprintstring Unique identifier of the cardholder’s device derived from a combination of at least two hardware and software attributes. Must be at least 20 characters.
- evidence.
enhanced_evidence. visa_compelling_evidence_3. disputed_transaction. customer_ device_ idstring Unique identifier of the cardholder’s device such as a device serial number (e.g., International Mobile Equipment Identity [IMEI]). Must be at least 15 characters.
- evidence.
enhanced_evidence. visa_compelling_evidence_3. disputed_transaction. customer_ email_ addressstring The email address of the customer.
- evidence.
enhanced_evidence. visa_compelling_evidence_3. disputed_transaction. customer_ purchase_ ipstring The IP address that the customer used when making the purchase.
- evidence.
enhanced_evidence. visa_compelling_evidence_3. disputed_transaction. merchandise_ or_ servicesenum Categorization of disputed payment.
Possible enum valuesmerchandise
Disputed payment was for a physical product.
services
Disputed payment was for a service.
- evidence.
enhanced_evidence. visa_compelling_evidence_3. disputed_transaction. product_ descriptionstring A description of the product or service that was sold.
- evidence.
enhanced_evidence. visa_compelling_evidence_3. disputed_transaction. shipping_ addressobject The address to which a physical product was shipped. All fields are required for Visa Compelling Evidence 3.0 evidence submission.
- evidence.
enhanced_evidence. visa_compelling_evidence_3. disputed_transaction. shipping_address. citystring City, district, suburb, town, or village.
- evidence.
enhanced_evidence. visa_compelling_evidence_3. disputed_transaction. shipping_address. countrystring Two-letter country code (ISO 3166-1 alpha-2).
- evidence.
enhanced_evidence. visa_compelling_evidence_3. disputed_transaction. shipping_address. line1string Address line 1 (e.g., street, PO Box, or company name).
- evidence.
enhanced_evidence. visa_compelling_evidence_3. disputed_transaction. shipping_address. line2string Address line 2 (e.g., apartment, suite, unit, or building).
- evidence.
enhanced_evidence. visa_compelling_evidence_3. disputed_transaction. shipping_address. postal_ codestring ZIP or postal code.
- evidence.
enhanced_evidence. visa_compelling_evidence_3. disputed_transaction. shipping_address. statestring State, county, province, or region.
- evidence.
enhanced_evidence. visa_compelling_evidence_3. prior_ undisputed_ transactionsarray of objects List of exactly two prior undisputed transaction objects for Visa Compelling Evidence 3.0 evidence submission.
- evidence.
enhanced_evidence. visa_compelling_evidence_3. prior_undisputed_transactions. chargestringRequired Stripe charge ID for the Visa Compelling Evidence 3.0 eligible prior charge.
- evidence.
enhanced_evidence. visa_compelling_evidence_3. prior_undisputed_transactions. customer_ account_ idstring User Account ID used to log into business platform. Must be recognizable by the user.
- evidence.
enhanced_evidence. visa_compelling_evidence_3. prior_undisputed_transactions. customer_ device_ fingerprintstring Unique identifier of the cardholder’s device derived from a combination of at least two hardware and software attributes. Must be at least 20 characters.
- evidence.
enhanced_evidence. visa_compelling_evidence_3. prior_undisputed_transactions. customer_ device_ idstring Unique identifier of the cardholder’s device such as a device serial number (e.g., International Mobile Equipment Identity [IMEI]). Must be at least 15 characters.
- evidence.
enhanced_evidence. visa_compelling_evidence_3. prior_undisputed_transactions. customer_ email_ addressstring The email address of the customer.
- evidence.
enhanced_evidence. visa_compelling_evidence_3. prior_undisputed_transactions. customer_ purchase_ ipstring The IP address that the customer used when making the purchase.
- evidence.
enhanced_evidence. visa_compelling_evidence_3. prior_undisputed_transactions. product_ descriptionstring A description of the product or service that was sold.
- evidence.
enhanced_evidence. visa_compelling_evidence_3. prior_undisputed_transactions. shipping_ addressobject The address to which a physical product was shipped. All fields are required for Visa Compelling Evidence 3.0 evidence submission.
- evidence.
enhanced_evidence. visa_compelling_evidence_3. prior_undisputed_transactions. shipping_address. citystring City, district, suburb, town, or village.
- evidence.
enhanced_evidence. visa_compelling_evidence_3. prior_undisputed_transactions. shipping_address. countrystring Two-letter country code (ISO 3166-1 alpha-2).
- evidence.
enhanced_evidence. visa_compelling_evidence_3. prior_undisputed_transactions. shipping_address. line1string Address line 1 (e.g., street, PO Box, or company name).
- evidence.
enhanced_evidence. visa_compelling_evidence_3. prior_undisputed_transactions. shipping_address. line2string Address line 2 (e.g., apartment, suite, unit, or building).
- evidence.
enhanced_evidence. visa_compelling_evidence_3. prior_undisputed_transactions. shipping_address. postal_ codestring ZIP or postal code.
- evidence.
enhanced_evidence. visa_compelling_evidence_3. prior_undisputed_transactions. shipping_address. statestring State, county, province, or region.
- evidence.
enhanced_evidence. visa_ complianceobject Evidence provided for Visa compliance evidence submission.
- evidence.
enhanced_evidence. visa_compliance. fee_ acknowledgedboolean A field acknowledging the fee incurred when countering a Visa compliance dispute. If this field is set to true, evidence can be submitted for the compliance dispute. Stripe collects a 500 USD (or local equivalent) amount to cover the network costs associated with resolving compliance disputes. Stripe refunds the 500 USD network fee if you win the dispute.
- evidence.
product_ descriptionstring A description of the product or service that was sold. Has a maximum character count of 20,000.
- evidence.
receiptstring (ID of a file upload) Any receipt or message sent to the customer notifying them of the charge.
- evidence.
refund_ policystring (ID of a file upload) Your refund policy, as shown to the customer.
- evidence.
refund_ policy_ disclosurestring Documentation demonstrating that the customer was shown your refund policy prior to purchase. Has a maximum character count of 20,000.
- evidence.
refund_ refusal_ explanationstring A justification for why the customer is not entitled to a refund. Has a maximum character count of 20,000.
- evidence.
service_ datestring The date on which the customer received or began receiving the purchased service, in a clear human-readable format.
- evidence.
service_ documentationstring (ID of a file upload) Documentation showing proof that a service was provided to the customer. This could include a copy of a signed contract, work order, or other form of written agreement.
- evidence.
shipping_ addressstring The address to which a physical product was shipped. You should try to include as complete address information as possible.
- evidence.
shipping_ carrierstring The delivery service that shipped a physical product, such as Fedex, UPS, USPS, etc. If multiple carriers were used for this purchase, please separate them with commas.
- evidence.
shipping_ datestring The date on which a physical product began its route to the shipping address, in a clear human-readable format.
- evidence.
shipping_ documentationstring (ID of a file upload) Documentation showing proof that a product was shipped to the customer at the same address the customer provided to you. This could include a copy of the shipment receipt, shipping label, etc. It should show the customer’s full shipping address, if possible.
- evidence.
shipping_ tracking_ numberstring The tracking number for a physical product, obtained from the delivery service. If multiple tracking numbers were generated for this purchase, please separate them with commas.
- evidence.
uncategorized_ filestring (ID of a file upload) Any additional evidence or statements.
- evidence.
uncategorized_ textstring Any additional evidence or statements. Has a maximum character count of 20,000.
- metadataobject
Set of key-value pairs that you can attach to an object. This can be useful for storing additional information about the object in a structured format. Individual keys can be unset by posting an empty value to them. All keys can be unset by posting an empty value to
metadata
. - submitboolean
Whether to immediately submit evidence to the bank. If
false
, evidence is staged on the dispute. Staged evidence is visible in the API and Dashboard, and can be submitted to the bank by making another request with this attribute set totrue
(the default).
Returns
Returns the dispute object.
{ "id": "du_1MtJUT2eZvKYlo2CNaw2HvEv", "object": "dispute", "amount": 1000, "balance_transactions": [], "charge": "ch_1AZtxr2eZvKYlo2CJDX8whov", "created": 1680651737, "currency": "usd", "evidence": { "access_activity_log": null, "billing_address": null, "cancellation_policy": null, "cancellation_policy_disclosure": null, "cancellation_rebuttal": null, "customer_communication": null, "customer_email_address": null, "customer_name": null, "customer_purchase_ip": null, "customer_signature": null, "duplicate_charge_documentation": null, "duplicate_charge_explanation": null, "duplicate_charge_id": null, "product_description": null, "receipt": null, "refund_policy": null, "refund_policy_disclosure": null, "refund_refusal_explanation": null, "service_date": null, "service_documentation": null, "shipping_address": null, "shipping_carrier": null, "shipping_date": null, "shipping_documentation": null, "shipping_tracking_number": null, "uncategorized_file": null, "uncategorized_text": null }, "evidence_details": { "due_by": 1682294399, "has_evidence": false, "past_due": false, "submission_count": 0 }, "is_charge_refundable": true, "livemode": false, "metadata": { "order_id": "6735" }, "payment_intent": null, "reason": "general", "status": "warning_needs_response"}