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Balance Settings 

Options for customizing account balances and payout settings for a Stripe platform’s connected accounts.

This API is only available for users enrolled in the public preview for Accounts v2 on Stripe Connect. If you are not in this preview, please use the Accounts v1 API to manage your connected accounts’ balance settings instead.

Endpoints

The Balance Setting object 

Attributes

  • objectstring

    String representing the object’s type. Objects of the same type share the same value.

  • debit_negative_balancesnullable boolean

    A Boolean indicating if Stripe should try to reclaim negative balances from an attached bank account. See Understanding Connect account balances for details. The default value is false when controller.requirement_collection is application, which includes Custom accounts, otherwise true.

  • payoutsnullable object

    Settings specific to the account’s payouts.

  • settlement_timingobject

    Settings related to the account’s balance settlement timing. See Balances and settlement time to learn more.

The Balance Setting object
{
  "object": "balance_settings",
  "debit_negative_balances": true,
  "payouts": {
    "schedule": {
      "interval": "daily"
    },
    "statement_descriptor": null,
    "status": "enabled"
  },
  "settlement_timing": {
    "delay_days": 2
  }
}

Update balance settings 

Updates balance settings for a given connected account. Related guide: Making API calls for connected accounts

Parameters

  • debit_negative_balancesboolean

    A Boolean indicating whether Stripe should try to reclaim negative balances from an attached bank account. For details, see Understanding Connect Account Balances.

  • payoutsobject

    Settings specific to the account’s payouts.

  • settlement_timingobject

    Settings related to the account’s balance settlement timing.

Returns

Returns the updated balance settings object for the account that was authenticated in the request.

POST /v1/balance_settings
curl https://api.stripe.com/v1/balance_settings \
  -u "sk_test_BQokikJ...2HlWgH4olfQ2sk_test_BQokikJOvBiI2HlWgH4olfQ2:" \
  -H "Stripe-Version: 2025-07-30.preview" \
  -H "Stripe-Account: {{CONNECTED_ACCOUNT_ID}}" \
  -d "payouts[schedule][interval]"=monthly \
  -d "payouts[schedule][monthly_payout_days][]"=5 \
  -d "payouts[schedule][monthly_payout_days][]"=20
Response
{
  "object": "balance_settings",
  "debit_negative_balances": true,
  "payouts": {
    "schedule": {
      "interval": "monthly",
      "monthly_payout_days": [
        5,
        20
      ]
    },
    "statement_descriptor": null,
    "status": "enabled"
  },
  "settlement_timing": {
    "delay_days": 2
  }
}

Retrieve balance settings 

Retrieves balance settings for a given connected account. Related guide: Making API calls for connected accounts

Parameters

No parameters.

Returns

Returns a balance settings object for the account specified in the request.

GET /v1/balance_settings
curl https://api.stripe.com/v1/balance_settings \
  -u "sk_test_BQokikJ...2HlWgH4olfQ2sk_test_BQokikJOvBiI2HlWgH4olfQ2:" \
  -H "Stripe-Version: 2025-07-30.preview" \
  -H "Stripe-Account: {{CONNECTED_ACCOUNT_ID}}"
Response
{
  "object": "balance_settings",
  "debit_negative_balances": true,
  "payouts": {
    "schedule": {
      "interval": "daily"
    },
    "statement_descriptor": null,
    "status": "enabled"
  },
  "settlement_timing": {
    "delay_days": 2
  }
}

External Bank Accounts 

External bank accounts are financial accounts associated with a Stripe platform’s connected accounts for the purpose of transferring funds to or from the connected account’s Stripe balance.

This API is only available for users enrolled in the public preview for Accounts v2 on Stripe Connect. If you are not in this preview, please use the Accounts v1 API to manage your connected accounts’ external bank accounts instead.

Endpoints