レポートのカテゴリーとタイプ

BalanceTransaction オブジェクトの reporting_category フィールドの詳細、および type や他のカテゴリとの違いを説明します。このトピックの内容は以下のとおりです。

• 新しいカテゴリ分類を導入する理由
• レポートカテゴリのリファレンス

新しいカテゴリ分類を導入する理由

BalanceTransaction オブジェクトの reporting_category フィールドは、多くの財務およびレポート作成に有益なグループ化を提供することにより、type フィールドの機能を向上させます。次のセクションでは、新しいフィールドのメリットについて説明します。

type=adjustment のより詳細な内訳

reporting_category 属性は、type=adjustment が設定された取引残高を、不審請求の申請、不審請求の申請の差戻し、返金の失敗など、数種類のカテゴリーに分類します。さらに、いくつかのタイプの手数料と Connect プラットフォーム手数料の返金は、reporting_category=fee で明示的に分類されるようになりました。

部分キャプチャの差戻しに使用される個別のカテゴリ

支払いのオーソリとキャプチャーを別々に行い、キャプチャー金額が初期のオーソリ額より低い場合、オーソリ全額に関する取引残高と、キャプチャーされなかった部分の差戻しに対応する取引残高の 2 つが表示されます (2 つの取引残高を合計すると、キャプチャーされた部分の支払いとなります)。

キャプチャーされなかった部分を差戻す取引残高には type=refund が設定され、しばらくしてから販売の一部を返金したかのように見えます。これらのオブジェクトを個別に処理できるようにするために (多くの場合、個別の返金ではなく、最初の販売額に対して計算します)、オブジェクトに別個のレポートカテゴリー partial_capture_reversal のラベルを付けます。

複数のタイプを共通のカテゴリに統合する

type フィールドを使用すると、カードベースの支払いから発生する取引残高は type=charge で表され、その他の支払い方法で行われた取引残高は type=payment で表されます。同様に、カードとカード以外の支払い方法で行われた返金と失敗は、それぞれ refund と payment_refund という異なるタイプで表されます。

これらの区別により、一般的なレポートタスクの多くで不必要に手間がかかることがわかりました。そのため、reporting_category は、次のように、これら (およびその他の) タイプのグループを単純化します。

より分かりやすいカテゴリ名

分かりやすくするために、以下のとおり、いくつかの取引残高タイプの名前を変更しました。

レポートカテゴリのリファレンス

このリファレンスでは、レポートカテゴリの 4 つのグループについて説明します。

• Payments-related reporting categories
• Balance-related reporting categories
• Issuing-related reporting categories
• Connect-related reporting categories

Payments-related reporting categories

charge

Charges include payments from cards and from other payment methods. If you are separately authorizing and capturing payments, only the captured charges will be included here.

• 取引残高タイプ: charge, payment, or validation
• 月次レポートのセクション: Payments (cards), Payments (other)

charge_failure

ACH, direct debit, and other asynchronous payment methods remain in a pending state until they either succeed or fail. You will see a pending balance transaction with the reporting category charge appear when the payment is created in a pending state. A charge_failure will appear if the pending payment later fails.

• 取引残高タイプ: payment_failure_refund
• 月次レポートのセクション: Other Adjustments

dispute

When a customer disputes a charge, Stripe deducts the disputed amount from your balance.

• 取引残高タイプ: adjustmentor adjusted_for_overdraft_transaction
• 月次レポートのセクション: Disputes

dispute_reversal

When you win a dispute, the disputed amount is returned to your balance.

• 取引残高タイプ: adjustment
• 月次レポートのセクション: Dispute Reversals

partial_capture_reversal

If you are separately authorizing and capturing payments, and you capture an amount less than the initial authorization, you will see a charge for the full authorization amount, and a partial_capture_reversal for the uncaptured portion.

• 取引残高タイプ: refund
• 月次レポートのセクション: Payments (cards)

refund

Payments you’ve refunded to your customers. (Does not include charge failures or partial capture reversals, which are listed separately.)

• 取引残高タイプ: refundor payment_refund
• 月次レポートのセクション: Refunds (cards), Refunds (other)

refund_failure

Created when a credit card charge refund fails, and Stripe returns the funds to your balance.

This may occur if your customer’s bank or card issuer is unable to correctly process a refund (e.g., due to a closed bank account or a problem with the card).

• 取引残高タイプ: refund_failure
• 月次レポートのセクション: Other Adjustments

Balance-related reporting categories

anticipation_repayment

Repayments made to service an anticipation loan in Brazil. These repayments go to the financial institution to whom you have sold your receivables.

• 取引残高タイプ: anticipation_repayment
• 月次レポートのセクション: Anticipation Repayments

climate_order_purchase

Funds used to purchase carbon removal units from Frontier Climate.

• 取引残高タイプ: climate_order_purchaseor climate_reservation_purchase
• 月次レポートのセクション: Other Adjustments

climate_order_refund

Funds refunded to your balance when a Climate Order is canceled.

• 取引残高タイプ: climate_order_refundor climate_reservation_refund
• 月次レポートのセクション: Other Adjustments

contribution

Funds contributed via Stripe to a cause (currently Stripe Climate).

• 取引残高タイプ: contribution
• 月次レポートのセクション: Other Adjustments

currency_conversion

Adjustment to your Stripe balance related to currency conversion.

• 取引残高タイプ: currency_conversion
• 月次レポートのセクション: Other Adjustments

fee

Fees for Stripe software and services (e.g., for Radar, Connect, Billing, and Identity).

• 取引残高タイプ: stripe_fee
• 月次レポートのセクション: Other Adjustments

other_adjustment

Miscellaneous adjustments to your Stripe balance.

• 取引残高タイプ: adjustment, obligation_outbound, or obligation_reversal_inbound
• 月次レポートのセクション: Other Adjustments

payment_network_reserve_hold

Funds that a payment network holds in reserve (e.g. to mitigate risk).

• 取引残高タイプ: payment_network_reserve_hold
• 月次レポートのセクション: Other Adjustments

payment_network_reserve_release

Funds that a payment network releases from a reserve.

• 取引残高タイプ: payment_network_reserve_release
• 月次レポートのセクション: Other Adjustments

payout

Payouts from your Stripe balance to your bank account.

• 取引残高タイプ: payout
• 月次レポートのセクション: Payouts and Transfers

payout_minimum_balance_hold

Minimum balance held from a payout.

• 取引残高タイプ: payout_minimum_balance_hold
• 月次レポートのセクション: Payout minimum balance hold

payout_minimum_balance_release

Minimum balance released after a payout.

• 取引残高タイプ: payout_minimum_balance_release
• 月次レポートのセクション: Payout minimum balance release

payout_reversal

Funds returned to your balance if a payout fails after it is initially created (e.g., due to an invalid account number or a cancellation). Learn more.

• 取引残高タイプ: payout_cancelor payout_failure
• 月次レポートのセクション: Payouts and Transfers: Failures and Refunds

risk_reserved_funds

When Stripe holds your funds in reserve to mitigate risk, two balance transactions are created: one to debit the funds from your balance, and a second to credit the funds back to your balance at the end of the reserve period.

• 取引残高タイプ: reserved_funds
• 月次レポートのセクション: Other Adjustments

stripe_balance_payment_debit

Created when a payment initiated by another Stripe account deducts funds from your account balance.

• 取引残高タイプ: stripe_balance_payment_debit
• 月次レポートのセクション: Other Adjustments

stripe_balance_payment_debit_reversal

Created when a payment initiated by another Stripe account is refunded to your account balance.

• 取引残高タイプ: stripe_balance_payment_debit_reversal
• 月次レポートのセクション: Other Adjustments

tax

Taxes collected by Stripe to be remitted to the appropriate local governments. Typically, this is a tax on Stripe fees.

• 取引残高タイプ: tax_fee
• 月次レポートのセクション: Other Adjustments

topup

Funds you transferred into your Stripe balance from your bank account. Learn more.

• 取引残高タイプ: topup
• 月次レポートのセクション: Other Adjustments

topup_reversal

If an initially successful top-up fails or is cancelled, the credit to your Stripe balance is reversed. Learn more.

• 取引残高タイプ: topup_reversal
• 月次レポートのセクション: Other Adjustments

unreconciled_customer_funds

When a customer has unreconciled funds within Stripe for more than ninety days, Stripe transfers those funds to your balance.

• 取引残高タイプ: transferred_to_balance_transaction
• 月次レポートのセクション: Other Adjustments

Issuing-related reporting categories

issuing_authorization_hold

When an issued card is used to make a purchase, an authorization is created. If the authorization is approved, a balance transaction is created with the type issuing_authorization_hold to hold the authorized amount in reserve from your account balance, until the authorization is either captured or voided. Some merchants can also update an authorization to request an additional amount (e.g., to extend a hotel booking or add a tip), and this is also represented as a balance transaction with the type issuing_authorization_hold.

• 取引残高タイプ: issuing_authorization_hold
• 月次レポートのセクション: Other Adjustments

issuing_authorization_release

When an authorized purchase, made with an issued card, is captured by the merchant, the funds previously held for the authorization (issuing_authorization_hold) are released with a issuing_authorization_release balance transaction. Simultaneously, an issuing transaction is created, and the purchase amount is deducted from your Stripe balance in another balance transaction with the type issuing_transaction.

• 取引残高タイプ: issuing_authorization_release
• 月次レポートのセクション: Other Adjustments

issuing_disbursement

Credits to your balance for rewards, discounts, and other miscellaneous adjustments.

• 取引残高タイプ: issuing_disbursement
• 月次レポートのセクション: Other Adjustments

issuing_dispute

When you dispute an Issuing transaction and funds return to your Stripe balance.

• 取引残高タイプ: issuing_dispute
• 月次レポートのセクション: Other Adjustments

issuing_dispute_fraud_liability_debit

Funds deducted from your account to cover fraud loss liability

• 取引残高タイプ: issuing_dispute_fraud_liability_debit
• 月次レポートのセクション: Other Adjustments

issuing_dispute_provisional_credit

Provisional Credit granted to Issuing balance

• 取引残高タイプ: issuing_dispute_provisional_credit
• 月次レポートのセクション: Other Adjustments

issuing_dispute_provisional_credit_reversal

Previous Provisional Credit being reversed from Issuing balance

• 取引残高タイプ: issuing_dispute_provisional_credit_reversal
• 月次レポートのセクション: Other Adjustments

issuing_transaction

When an authorized purchase, made with an issued card, has been authorized and captured by the merchant, an issuing transaction is created, and the purchase amount is deducted from your Stripe balance with a issuing_transaction balance transaction.

• 取引残高タイプ: issuing_transaction
• 月次レポートのセクション: Other Adjustments

Connect-related reporting categories

advance

Incrementing funds as part of an advance operation to change the date that funds settle to your balance. For example, this can occur when you create an instant payout and the requested payout amount is greater than your available balance. Funds are credited to a new available_on date and debited from the original available_on date to cover the difference.

• 取引残高タイプ: advance
• 月次レポートのセクション: Other Adjustments

advance_funding

Decrementing funds as part of an advance operation to change the date that funds settle to your balance. For example, this can occur when you create an instant payout and the requested payout amount is greater than your available balance. Funds are credited to a new available_on date and debited from the original available_on date to cover the difference.

• 取引残高タイプ: advance_funding
• 月次レポートのセクション: Other Adjustments

connect_collection_transfer

If one of your connected accounts has a negative balance for 180 days, Stripe transfers a portion of your balance, to zero out that account’s balance. Learn more.

• 取引残高タイプ: connect_collection_transfer
• 月次レポートのセクション: Reflected in "Reserve" section

connect_reserved_funds

If one of your connected accounts’ balances becomes negative, Stripe temporarily reserves a portion of your balance to ensure that funds can be covered.

If one of your connected accounts’ previously negative balance becomes less negative due to activity on account, another reserve_transaction is created to release a corresponding portion of the funds held in reserve. Learn more.

• 取引残高タイプ: reserve_transaction
• 月次レポートのセクション: Reflected in "Reserve" section

platform_earning

Earnings you’ve generated by collecting platform fees via Stripe Connect charges.

• 取引残高タイプ: application_fee
• 月次レポートのセクション: Application Revenue

platform_earning_refund

Platform fees that you have returned to your connected accounts.

• 取引残高タイプ: application_fee_refund
• 月次レポートのセクション: Application Revenue Returned

transfer

Funds sent from your balance to the balance of your connected accounts.

• 取引残高タイプ: transferor recipient_transfer
• 月次レポートのセクション: Payouts and Transfers

transfer_reversal

Transfers to your connected accounts that have been cancelled.

• 取引残高タイプ: transfer_cancel, transfer_refund, recipient_transfer_cancel, or recipient_transfer_failure
• 月次レポートのセクション: Payouts and Transfers: Failures and Refunds