Berichtskategorien und -typen

Erfahren Sie mehr über das Feld reporting_category auf BalanceTransaction Objekten und wie es sich von type und anderen Kategorisierungen unterscheidet.

Das Feld Meldekategorie

Das Feld reporting_category des BalanceTransaction Objekts verbessert das Feld type, indem es eine nützlichere Gruppierung für die meisten Finanz- und Berichtszwecke bietet. In den folgenden Abschnitten werden die Vorteile des Feldes reporting-category beschrieben.

A Genauere Aufschlüsselung von type=adjustment

Das Attribut reporting_category unterteilt Saldo-Transaktionen mit type=adjustment in verschiedene Kategorien, darunter Streitfälle, Stornierungen von Streitfällen und fehlgeschlagene Rückerstattungen. Außerdem kateogriert es verschiedene Arten von Transaktionsgebühren und Connect Plattformgebühren-Rückerstattungen mit reporting_category=fee.

Separate Kategorie für Rückbuchungen teilweise erfasster Zahlungen

Wenn Sie unter Zahlungen separat autorisieren und erfassen ( ) und einen Betrag erfassen, der unter der ursprünglichen Autorisierung liegt, werden zwei Saldo-Transaktionen angezeigt: eine für den vollen Betrag der Autorisierung und eine weitere, die den nicht erfassten Teil storniert. (Die Summe der beiden Saldo-Transaktionen ergibt den erfassten Teil der Zahlung.)

Die Saldo-Transaktion, die den nicht erfassten Teil rückgängig macht, hat den Typ type=refund, genau so, als ob Sie einen Teil eines Verkaufs zu einem späteren Zeitpunkt erstattet hätten. Um eine getrennte Behandlung dieser Objekte zu ermöglichen – z. B. die Anrechnung auf den ursprünglichen Verkaufsbetrag statt einer separaten Rückerstattung – kennzeichnen wir diese mit der eigenen Berichtskategorie partial_capture_reversal.

Mehrere Arten in gemeinsame Kategorien unterteilen

Wenn Sie das Feld type verwenden, werden Saldo-Transaktionen aus kartenbasierten Zahlungen mit type=charge dargestellt, während Saldo-Transaktionen mit anderen Zahlungsmethoden mit type=payment dargestellt werden. Ebenso weisen Rückerstattungen und Zahlungsfehlschläge bei kartenbasierten bzw. alternativen Zahlungsmethoden die separaten Typen refund und payment_refund auf.

Das Attribut reporting_category vereinfacht diese (und andere) Gruppen von Typen, wie folgt:

Eindeutigere Kategoriebezeichnungen

Wir haben mehrere Arten von Saldo-Transaktionen umbenannt, um mehr Klarheit zu schaffen:

Referenz für Berichtskategorien

Diese Referenz umfasst die folgenden Gruppen von Berichtskategorien:

• Payments-related reporting categories
• Balance-related reporting categories
• Issuing-related reporting categories
• Connect-related reporting categories

Payments-related reporting categories

charge

Charges include payments from cards and from other payment methods. If you are separately authorizing and capturing payments, only the captured charges will be included here.

• Saldo-Transaktionsart(en): charge, payment, or validation
• Abschnitt(e) im Monatsbericht: Payments (cards), Payments (other)

charge_failure

ACH, direct debit, and other asynchronous payment methods remain in a pending state until they either succeed or fail. You will see a pending balance transaction with the reporting category charge appear when the payment is created in a pending state. A charge_failure will appear if the pending payment later fails.

• Saldo-Transaktionsart(en): payment_failure_refund
• Abschnitt(e) im Monatsbericht: Other Adjustments

dispute

When a customer disputes a charge, Stripe deducts the disputed amount from your balance.

• Saldo-Transaktionsart(en): adjustmentor adjusted_for_overdraft_transaction
• Abschnitt(e) im Monatsbericht: Disputes

dispute_reversal

When you win a dispute, the disputed amount is returned to your balance.

• Saldo-Transaktionsart(en): adjustment
• Abschnitt(e) im Monatsbericht: Dispute Reversals

partial_capture_reversal

If you are separately authorizing and capturing payments, and you capture an amount less than the initial authorization, you will see a charge for the full authorization amount, and a partial_capture_reversal for the uncaptured portion.

• Saldo-Transaktionsart(en): refund
• Abschnitt(e) im Monatsbericht: Payments (cards)

refund

Payments you’ve refunded to your customers. (Does not include charge failures or partial capture reversals, which are listed separately.)

• Saldo-Transaktionsart(en): refundor payment_refund
• Abschnitt(e) im Monatsbericht: Refunds (cards), Refunds (other)

refund_failure

Created when a credit card charge refund fails, and Stripe returns the funds to your balance.

This may occur if your customer’s bank or card issuer is unable to correctly process a refund (e.g., due to a closed bank account or a problem with the card).

• Saldo-Transaktionsart(en): refund_failure
• Abschnitt(e) im Monatsbericht: Other Adjustments

Balance-related reporting categories

anticipation_repayment

Repayments made to service an anticipation loan in Brazil. These repayments go to the financial institution to whom you have sold your receivables.

• Saldo-Transaktionsart(en): anticipation_repayment
• Abschnitt(e) im Monatsbericht: Anticipation Repayments

climate_order_purchase

Funds used to purchase carbon removal units from Frontier Climate.

• Saldo-Transaktionsart(en): climate_order_purchaseor climate_reservation_purchase
• Abschnitt(e) im Monatsbericht: Other Adjustments

climate_order_refund

Funds refunded to your balance when a Climate Order is canceled.

• Saldo-Transaktionsart(en): climate_order_refundor climate_reservation_refund
• Abschnitt(e) im Monatsbericht: Other Adjustments

contribution

Funds contributed via Stripe to a cause (currently Stripe Climate).

• Saldo-Transaktionsart(en): contribution
• Abschnitt(e) im Monatsbericht: Other Adjustments

currency_conversion

Adjustment to your Stripe balance related to currency conversion.

• Saldo-Transaktionsart(en): currency_conversion
• Abschnitt(e) im Monatsbericht: Other Adjustments

fee

Fees for Stripe software and services (e.g., for Radar, Connect, Billing, and Identity).

• Saldo-Transaktionsart(en): stripe_fee
• Abschnitt(e) im Monatsbericht: Other Adjustments

other_adjustment

Miscellaneous adjustments to your Stripe balance.

• Saldo-Transaktionsart(en): adjustment, obligation_outbound, or obligation_reversal_inbound
• Abschnitt(e) im Monatsbericht: Other Adjustments

payment_network_reserve_hold

Funds that a payment network holds in reserve (e.g. to mitigate risk).

• Saldo-Transaktionsart(en): payment_network_reserve_hold
• Abschnitt(e) im Monatsbericht: Other Adjustments

payment_network_reserve_release

Funds that a payment network releases from a reserve.

• Saldo-Transaktionsart(en): payment_network_reserve_release
• Abschnitt(e) im Monatsbericht: Other Adjustments

payout

Payouts from your Stripe balance to your bank account.

• Saldo-Transaktionsart(en): payout
• Abschnitt(e) im Monatsbericht: Payouts and Transfers

payout_minimum_balance_hold

Minimum balance held from a payout.

• Saldo-Transaktionsart(en): payout_minimum_balance_hold
• Abschnitt(e) im Monatsbericht: Payout minimum balance hold

payout_minimum_balance_release

Minimum balance released after a payout.

• Saldo-Transaktionsart(en): payout_minimum_balance_release
• Abschnitt(e) im Monatsbericht: Payout minimum balance release

payout_reversal

Funds returned to your balance if a payout fails after it is initially created (e.g., due to an invalid account number or a cancellation). Learn more.

• Saldo-Transaktionsart(en): payout_cancelor payout_failure
• Abschnitt(e) im Monatsbericht: Payouts and Transfers: Failures and Refunds

risk_reserved_funds

When Stripe holds your funds in reserve to mitigate risk, two balance transactions are created: one to debit the funds from your balance, and a second to credit the funds back to your balance at the end of the reserve period.

• Saldo-Transaktionsart(en): reserved_funds
• Abschnitt(e) im Monatsbericht: Other Adjustments

stripe_balance_payment_debit

Created when a payment initiated by another Stripe account deducts funds from your account balance.

• Saldo-Transaktionsart(en): stripe_balance_payment_debit
• Abschnitt(e) im Monatsbericht: Other Adjustments

stripe_balance_payment_debit_reversal

Created when a payment initiated by another Stripe account is refunded to your account balance.

• Saldo-Transaktionsart(en): stripe_balance_payment_debit_reversal
• Abschnitt(e) im Monatsbericht: Other Adjustments

tax

Taxes collected by Stripe to be remitted to the appropriate local governments. Typically, this is a tax on Stripe fees.

• Saldo-Transaktionsart(en): tax_fee
• Abschnitt(e) im Monatsbericht: Other Adjustments

topup

Funds you transferred into your Stripe balance from your bank account. Learn more.

• Saldo-Transaktionsart(en): topup
• Abschnitt(e) im Monatsbericht: Other Adjustments

topup_reversal

If an initially successful top-up fails or is cancelled, the credit to your Stripe balance is reversed. Learn more.

• Saldo-Transaktionsart(en): topup_reversal
• Abschnitt(e) im Monatsbericht: Other Adjustments

unreconciled_customer_funds

When a customer has unreconciled funds within Stripe for more than ninety days, Stripe transfers those funds to your balance.

• Saldo-Transaktionsart(en): transferred_to_balance_transaction
• Abschnitt(e) im Monatsbericht: Other Adjustments

Issuing-related reporting categories

issuing_authorization_hold

When an issued card is used to make a purchase, an authorization is created. If the authorization is approved, a balance transaction is created with the type issuing_authorization_hold to hold the authorized amount in reserve from your account balance, until the authorization is either captured or voided. Some merchants can also update an authorization to request an additional amount (e.g., to extend a hotel booking or add a tip), and this is also represented as a balance transaction with the type issuing_authorization_hold.

• Saldo-Transaktionsart(en): issuing_authorization_hold
• Abschnitt(e) im Monatsbericht: Other Adjustments

issuing_authorization_release

When an authorized purchase, made with an issued card, is captured by the merchant, the funds previously held for the authorization (issuing_authorization_hold) are released with a issuing_authorization_release balance transaction. Simultaneously, an issuing transaction is created, and the purchase amount is deducted from your Stripe balance in another balance transaction with the type issuing_transaction.

• Saldo-Transaktionsart(en): issuing_authorization_release
• Abschnitt(e) im Monatsbericht: Other Adjustments

issuing_disbursement

Credits to your balance for rewards, discounts, and other miscellaneous adjustments.

• Saldo-Transaktionsart(en): issuing_disbursement
• Abschnitt(e) im Monatsbericht: Other Adjustments

issuing_dispute

When you dispute an Issuing transaction and funds return to your Stripe balance.

• Saldo-Transaktionsart(en): issuing_dispute
• Abschnitt(e) im Monatsbericht: Other Adjustments

issuing_dispute_fraud_liability_debit

Funds deducted from your account to cover fraud loss liability

• Saldo-Transaktionsart(en): issuing_dispute_fraud_liability_debit
• Abschnitt(e) im Monatsbericht: Other Adjustments

issuing_dispute_provisional_credit

Provisional Credit granted to Issuing balance

• Saldo-Transaktionsart(en): issuing_dispute_provisional_credit
• Abschnitt(e) im Monatsbericht: Other Adjustments

issuing_dispute_provisional_credit_reversal

Previous Provisional Credit being reversed from Issuing balance

• Saldo-Transaktionsart(en): issuing_dispute_provisional_credit_reversal
• Abschnitt(e) im Monatsbericht: Other Adjustments

issuing_transaction

When an authorized purchase, made with an issued card, has been authorized and captured by the merchant, an issuing transaction is created, and the purchase amount is deducted from your Stripe balance with a issuing_transaction balance transaction.

• Saldo-Transaktionsart(en): issuing_transaction
• Abschnitt(e) im Monatsbericht: Other Adjustments

Connect-related reporting categories

advance

Incrementing funds as part of an advance operation to change the date that funds settle to your balance. For example, this can occur when you create an instant payout and the requested payout amount is greater than your available balance. Funds are credited to a new available_on date and debited from the original available_on date to cover the difference.

• Saldo-Transaktionsart(en): advance
• Abschnitt(e) im Monatsbericht: Other Adjustments

advance_funding

Decrementing funds as part of an advance operation to change the date that funds settle to your balance. For example, this can occur when you create an instant payout and the requested payout amount is greater than your available balance. Funds are credited to a new available_on date and debited from the original available_on date to cover the difference.

• Saldo-Transaktionsart(en): advance_funding
• Abschnitt(e) im Monatsbericht: Other Adjustments

connect_collection_transfer

If one of your connected accounts has a negative balance for 180 days, Stripe transfers a portion of your balance, to zero out that account’s balance. Learn more.

• Saldo-Transaktionsart(en): connect_collection_transfer
• Abschnitt(e) im Monatsbericht: Reflected in "Reserve" section

connect_reserved_funds

If one of your connected accounts’ balances becomes negative, Stripe temporarily reserves a portion of your balance to ensure that funds can be covered.

If one of your connected accounts’ previously negative balance becomes less negative due to activity on account, another reserve_transaction is created to release a corresponding portion of the funds held in reserve. Learn more.

• Saldo-Transaktionsart(en): reserve_transaction
• Abschnitt(e) im Monatsbericht: Reflected in "Reserve" section

platform_earning

Earnings you’ve generated by collecting platform fees via Stripe Connect charges.

• Saldo-Transaktionsart(en): application_fee
• Abschnitt(e) im Monatsbericht: Application Revenue

platform_earning_refund

Platform fees that you have returned to your connected accounts.

• Saldo-Transaktionsart(en): application_fee_refund
• Abschnitt(e) im Monatsbericht: Application Revenue Returned

transfer

Funds sent from your balance to the balance of your connected accounts.

• Saldo-Transaktionsart(en): transferor recipient_transfer
• Abschnitt(e) im Monatsbericht: Payouts and Transfers

transfer_reversal

Transfers to your connected accounts that have been cancelled.

• Saldo-Transaktionsart(en): transfer_cancel, transfer_refund, recipient_transfer_cancel, or recipient_transfer_failure
• Abschnitt(e) im Monatsbericht: Payouts and Transfers: Failures and Refunds