Standalone 3DSPrivate preview
The Standalone 3DS API allows you to run EMV 3D Secure (3DS) authentication using Stripe while authorizing the payment with any PSP.
By decoupling authentication and authorization, Standalone 3DS provides flexibility for businesses using multiple payment processors or those that require specialized payment workflows.
In addition, enterprise businesses use Standalone 3DS to improve payments performance through:
API-level control over 3DS requests and the checkout flow
Observability into 3DS responses from issuers
Customized flows for each transaction based on business goals (fraud prevention, conversion, or cost)
The successful completion of a Standalone 3DS authentication results in a 3DS cryptogram, which might be submitted as part of a payment authorization request using any of the following methods:
Any payment services provider (PSP) of your choice
Standalone 3DS provides support on Visa, Mastercard, and American Express card payments. It’s available in all countries where Stripe supports card payments, with the exception of India, Malaysia, and Thailand.