Link in different payment integrations

Learn about using Link with dynamic payment methods and other integrations.

When Link is enabled in the Wallets section of your payment method settings, Stripe automatically presents Link for eligible transactions. All Link transactions confirm immediately, and successful payments settle to your Stripe balance on the same timeline as card payments, regardless of the payment method that funds the payment.

While Stripe recommends using dynamic payment methods, all payment integrations support Link and allow your customers to pay with any eligible saved payment method. If you require card details, such as the brand or last 4 digits, the Link as a card integration allows you to accept Link payments without any code changes.

In a default Stripe integration using dynamic payment methods, or when you pass link in the payment_method_types parameter, Link works like other payment methods, with a similar API model. All Link transactions have a PaymentMethod object with a type of link. The objects associated with Link transactions don’t expose any details about the customer’s saved payment method. If you require access to card details, such as the brand or last 4 digits, integrate with Link as described in the Link as a card tab.

This integration increases Link authorization rates by offering backup payment methods. At checkout, if the customer’s Link account contains multiple eligible saved payment methods, Link suggests a backup. If the customer approves the backup, and the initial payment attempt fails, Link automatically retries the payment using the backup.

Note

Link as a payment method doesn’t support Interchange+ (IC+) pricing. Stripe bills all Link transactions at a single blended rate. If you’re on IC+ pricing, integrate with Link as described in the Link as a card tab.