External payment methods

Add external payment methods to the Payment Element.

Use the Stripe Payment Element to display payment methods you’re already integrated with. Adding external payment methods simplifies your user interface by displaying all the payment methods you offer in the Stripe Payment Element. Integrating external payment methods requires additional integration work because external payment method transactions are processed and finalized outside of Stripe.

External payment methods disclaimer

When customers choose an external payment method, they’re redirected to a URL you configured for the external payment method. Learn about what you’re responsible for and the ongoing availability of external payment methods.

This guide adds an external payment method, Divido, using the HTML/JS example from the Payment Element quickstart.

Before you begin

Create a Stripe account or sign in.
Follow the Payment Element quickstart to complete a payments integration.
For each external payment method you want to add, ensure you have completed the integration with each external payment method and confirmed that it is working in the region that you want to enable them in.

Add external payment method types

In your checkout.js file, where you initialize Stripe Elements, specify the external payment methods you want to add to the Payment Element. This example adds Divido:

checkout.js
elements = stripe.elements({
    clientSecret: clientSecret,
    externalPaymentMethodTypes: ['external_divido']
  });

Handle payment method selection listener

There are two ways to handle the redirect to the external payment method:

Replace the action of the Stripe Pay now button to redirect to the external payment method.
Replace the Stripe Pay now button with the external payment method provider’s button.

This listener replaces the action of the Stripe Pay now button to redirect the customer to the Divido checkout page where they can complete the transaction. In checkout.js, add the listener code after the paymentElement.mount call:

checkout.js
paymentElement.mount("#payment-element");

// Track selected payment method
let selectedPaymentMethod;
paymentElement.on('change', (event) => {
  selectedPaymentMethod = event?.value?.type;
});

Update the handleSubmit function to redirect to the Divido checkout page:

checkout.js
async function handleSubmit(e) {
  if (selectedPaymentMethod === 'external_divido') {
    // Redirect customer to the Divido checkout page to complete the transaction
    const dividoRedirectUrl = "<< fill the Divido redirect URL here >>";
    window.location.href = dividoRedirectUrl;
  } else {
    ...
  }

OptionalPosition external payment methods

Test your integration

Go through your checkout flow and verify that the Payment Element displays Divido. This example configures Divido in the second position after cards.
Payment Element with Divido
Choose the Divido payment method to verify messaging about the next step redirecting to Divido.
Click Pay now to test your existing Divido integration. Verify that you are redirected to Divido to complete the transaction and any post-payment actions (for example, display a confirmation page, success message, or failure message) still work with your Divido integration.

Dashboard considerations

PaymentIntents for transactions processed with an external payment method provider have an incomplete status in the Stripe Dashboard. Stripe isn’t involved in external payment method transactions and can’t determine the status of these transactions.

If you collect payment details before creating an Intent, you won’t see any incomplete transactions in the Stripe Dashboard for transactions that were processed with an external payment method provider.

External payment methods disclaimer

You can use the Stripe Payment Element to show some external payment methods that aren’t supported by Stripe but that you directly integrate with. When customers choose an external payment method, they’re redirected to a URL that you configure for the external payment method. You acknowledge that:

External payment methods aren’t offered nor supported by Stripe. The operation and support of external payment methods is provided by the external payment method provider.
You’re responsible for maintaining a direct integration with the external payment method provider.
You need to maintain an agreement with the external payment method provider and are responsible for complying with your agreements with each external payment method provider.
You’re responsible for obtaining all necessary rights to use the external payment method provider’s marks and logos within your checkout as described in these docs.
Stripe isn’t responsible for the processing of any transactions with any external payment method provider including, for example, any charges, refunds, disputes, settlements or funds flows.
You or the external payment method provider are responsible for the completion of the purchase flow after a customer has selected an external payment method, including, for example, the order confirmation and reconciliation of orders.
You’re responsible for properly configuring the redirect URL for the external payment method.
You must immediately remove any external payment methods in the event your agreements with any external payment method provider terminate or Stripe removes the availability of an external payment method.
You’re only permitted to integrate with and present in the Payment Element the external payment methods listed in this guide.
You’re solely responsible for making sure that buyers are redirected correctly to their chosen external payment method.

Ongoing availability of external payment methods

Stripe might at any time decide to remove the availability of any payment method as an external payment method. Stripe will notify you of any removal of an external payment method that you’re using, and you must immediately remove the external payment method in your code. Failure to do so will result in the external payment method not rendering to your customers.

Available external payment methods

You can display the following external payment methods. You must use the corresponding external payment method type in your code.

Region	Payment method	External payment method type

AMER	Interac	`external_interac`
APAC	au PAY	`external_au_pay`
APAC	atone	`external_atone`
APAC	Touch’n Go	`external_tng_ewallet`
APAC	ソフトバンクまとめて支払い (Softbank carrier payments)	`external_softbank_carrier_payment`
APAC	Toss Pay	`external_toss_pay`
APAC	Laybuy	`external_laybuy`
APAC	Bank Pay	`external_bank_pay`
APAC	auかんたん決済 (au easy payments)	`external_au_easy_payment`
APAC	BitCash	`external_bitcash`
APAC	Azupay	`external_azupay`
APAC	d払い (d-barai)	`external_dbarai`
APAC	FamiPay	`external_famipay`
APAC	GCash	`external_gcash`
APAC	GrabPay Later	`external_grabpay_later`
APAC	MoMo	`external_momo`
APAC	NET CASH	`external_net_cash`
APAC	Octopus	`external_octopus`
APAC	Paidy	`external_paidy`
APAC	PayPay	`external_paypay`
APAC	PlanPay	`external_planpay`
APAC	ペイジー (Pay-easy)	`external_pay_easy`
APAC	楽天ペイ (Rakuten Pay)	`external_rakuten_pay`
APAC	メルペイ (Merpay)	`external_merpay`
APAC	WebMoney	`external_webmoney`
APAC, Europe	Shopback Pay	`external_shopback_pay`
Europe	Aplazame	`external_aplazame`
Europe	Bizum	`external_bizum`
Europe	Divido	`external_divido`
Europe	Fonix	`external_fonix`
Europe	Iwocapay	`external_iwocapay`
Europe	KBC	`external_kbc`
Europe	Nexi Pay	`external_nexi_pay`
Europe	Oney	`external_oney`
Europe	Payconiq	`external_payconiq`
Europe	PayPo	`external_paypo`
Europe	Sofinco	`external_sofinco`
Europe	Postepay	`external_postepay`
Europe	PostFinance	`external_postfinance`
Europe	Scalapay	`external_scalapay`
Europe	TrueLayer	`external_truelayer`
Europe	Walley	`external_walley`
Europe	YounitedPay	`external_younited_pay`
Global	LINE Pay	`external_line_pay`
Global	paysafecard	`external_paysafecard`
Global	Samsung Pay	`external_samsung_pay`
Global	Sezzle	`external_sezzle`
LATAM	Dapp	`external_dapp`
LATAM	PicPay	`external_picpay`
MEA	Tabby	`external_tabby`
MEA	Benefit	`external_benefit`
MEA	Fawry	`external_fawry`