Adaptive Pricing
Let customers pay in their local currency with Adaptive Pricing.
Adaptive Pricing lets your customers pay in their local currency in more than 150 countries. With Adaptive Pricing, Stripe automatically calculates the localized price and handles all currency conversion. The presentment currency is inferred from the customer’s public IP address.
Use Adaptive Pricing to:
- Display pricing in local currencies based on location
- Calculate prices in real time using an exchange rate guaranteed for 24 hours
- Unlock payment methods that require local currency
- Facilitate compliance when presenting supported currencies

Integration effort
Fees
View information on fees and our FAQ.
Manage Adaptive PricingDashboard
Adaptive Pricing is always enabled for Payment Links. Manage Adaptive Pricing for Checkout in your payment settings in the Dashboard. You can enable Adaptive Pricing in a sandbox and live mode. Disabling Adaptive Pricing doesn’t affect Checkout Sessions that have already been converted.
Configure local payment methodsDashboard
Adaptive Pricing can increase the usage of local payment methods by ensuring customers have the option to pay in their local currency and with payment methods most relevant to them. As an example, 70% of all e-commerce transactions in the Netherlands use iDEAL, but it only works with EUR. You can configure which payment methods you accept in your [payment methods settings](https://dashboard.stripe.com/settings/payment_methods) if you use dynamic payment methods. Adaptive Pricing unlocks access to the following payment methods that require presenting in local currency:
- Bancontact
- EPS
- iDEAL
- Link
- P24
Event destinations and reportingServer-side
Adaptive Pricing can affect some parts of your integration, such as event destinations and reporting. Review your integration to make sure any event destinations can handle PaymentIntent objects with local currencies.
- Use the Checkout Session object’s currency and total amount to determine what your customer paid in your integration currency, which is the currency you specified for your prices.
- Use the
presentment_
hash on the Checkout Session object to determine what your customer paid in their local currency.details
The Checkout Session and the underlying PaymentIntent
objects reflect your integration currency and amount.
顧客が現地通貨で支払った場合、checkout.session.completed イベントには presentment_
と presentment_
を含む presentment_
ハッシュが含まれます。金額と通貨には、顧客の現地通貨での支払い情報が反映されます。
{ "id":
, "object": "event", "type": "checkout.session.completed", "data": { "object": { "id":'{{EVENT_ID}}', "object": "checkout.session", "currency": "usd", "amount_total": 1000, "amount_subtotal": 1000, "presentment_details": { "presentment_amount": 1370, "presentment_currency": "cad" } } } }'{{SESSION_ID}}'
Testing
To test local currency presentment for Checkout and Payment Links, pass in a location-formatted customer email that includes a suffix in a +location_
format in the local part of the email. XX
must be a valid two-letter ISO country code.
たとえば、フランスで顧客への通貨の表示をテストする場合は、test+location_
のようにしてメールアドレスを渡します。
When you visit the URL for a Checkout Session or Payment Link created with a location-formatted email, you see the same currency as a customer does in the specified country.
Checkout をテストする
特定の国から Checkout のシミュレーションを行うため、Checkout セッションの作成時に customer_email として地域に応じた形式でメールアドレスを渡します。
Customer (顧客) を作成して、+location_
サフィックスが含まれるメールアドレスを指定することもできます。Stripe テストカードは通常どおり動作します。
Payment Links をテストする
Payment Links の場合、prefilled_
URL パラメーターとして地域に応じた形式のメールアドレスを渡して、さまざまな国の顧客に対する通貨表示をテストします。
Restrictions
Adaptive Pricing isn’t available for businesses using Elements with the Payment Intents API.
Additionally, Adaptive Pricing requires the currency for your prices to be one of your settlement currencies. Prices automatically convert during checkout. This applies to prices you create and reference with a price ID and prices you create inline with price_data when you create a Checkout Session.
If you process payments through a platform, we require your platform’s integration currency to be the settlement currency of the merchant of record on the charge.
Adaptive Pricing は、次のような Checkout セッションには適用されません。
- Contain explicitly defined manual currency prices.
subscription
モードの場合。- capture_method は
manual
にして使用します。 - カスタムの金額を使用します。
Adaptive Pricing が対応していない Checkout セッションでは、料金を設定した元の通貨で料金が提示されます。
Supported currencies 
サポート対象地域の企業は、以下の市場の顧客の現地通貨に価格を自動的に換算できます。
北アメリカ
南米
ヨーロッパ
アジア
オセアニア
アフリカ
料金体系
- お客様の決済は 0%
- 購入者の負担: 2 ~ 4%
You don’t directly pay any additional Stripe fees for Adaptive Pricing, as all such fees are paid for by your customers. The Stripe-provided exchange rate you present to your customers includes a conversion fee of between 2-4%, increasing their purchase price by a corresponding amount. Stripe determines the fee, which varies for the purposes of increasing customer conversion. Your customer doesn’t pay this fee if they choose to pay in your integration currency, but their bank’s exchange rate and fees might apply. For detailed information about current Stripe fees, see our pricing page.
為替レート
Stripe uses the mid-market exchange rate and applies a fee to guarantee the rate through settlement. If the exchange rate changes by more than 5% in that time, Stripe might use the updated exchange rate to calculate your payout.
通貨換算と Adaptive Pricing 手数料の処理方法については、これらの記事をご確認ください。
返金
システムで使用している通貨のうち、で返金を行う場合、Stripe は顧客が支払いに使用した通貨に換算して返金処理します。返金には元の取引と同じ通貨換算レートが適用されるため、追加コストは発生せず、顧客は支払った金額と同額の返金を受け取ることができます。
Stripe が返金の管理をサポートする方法をご紹介します。