3D セキュア認証

3D Secure (3DS) is an authentication method that provides an additional layer of authentication for credit card transactions, to protect against fraudulent actors. 3DS asks your customers to verify their identity with the card issuer during payment. Most of the time, you direct them to a verification page on their bank’s site where they type in a password linked to the card, or a code sent to their phone. Customers might recognize this method through the card networks’ brand names, such as Visa Secure and Mastercard Identity Check.

ヨーロッパの PSD2 の一環としての強力な顧客認証 (SCA) 規制およびイギリス、インド、日本、オーストラリアの類似の規制では、カード支払いに 3DS の使用が義務付けられる場合があります。その他の地域での 3DS の使用は任意ですが、不正利用を減らすツールとして使用できます。