Localize prices

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You can present and charge customers in more than 135 currencies, increasing conversion rates and lowering processing costs.

Local presentment options

Adaptive Pricing Automatically convert prices to a customer’s local currency with minimal integration effort.	FX Quotes API Select which currencies to localize, lock in exchange rates, and decide whether to pass along fees to your customers.	Manual currency prices Manually set prices in different currencies to offer the same static pricing but with greater exchange risk.

Adaptive Pricing

Automatically convert prices to a customer’s local currency with minimal integration effort.

FX Quotes API

Select which currencies to localize, lock in exchange rates, and decide whether to pass along fees to your customers.

Manual currency prices

Manually set prices in different currencies to offer the same static pricing but with greater exchange risk.

Compare features and availability

	ADAPTIVE PRICING Recommended	FX QUOTES API	MANUAL CURRENCY PRICES
Integration complexity	No code	Some code Coding required to reduce FX risk	API Most hands-on and most FX uncertainty
Best when	Designed for most common use cases. Your goal is to optimize conversion rates in international markets as soon as possible. You’re comfortable automating currency conversion because you don’t want to worry about currencies, exchange rate risk, or FX fees at all.	You want more control over how prices are localized. Reducing the uncertainty from exchange rate fluctuations is a priority. You have technical resources to manage the integration.	You want static, consistent pricing and are willing to absorb fluctuations in a currency’s exchange rates. You’re willing to take on the additional effort required to stay informed about currency fluctuations.
Availability	Globally Automatically convert prices to 135+ currencies	Businesses in supported regions Automatically convert prices to 135+ currencies Use extended rate quotes for 114 local currencies	Globally
Integrations supported	Payment Links Checkout Elements with the Checkout Sessions API	Payment Intents Transfers Connect	All Stripe integrations
FX risk	Stripe manages exchange rate risk for you.	You can access Stripe’s real-time exchange rate and lock in that rate for 5 minutes, 1 hour, and 24 hour periods. If the exchange rate changes by more than 3.5%, the rate lock will expire. You can use the webhook to handle expired quotes.	Prices aren’t updated based on exchange rate fluctuations. You set static prices for each product.
Pricing¹	0% fee paid by Stripe users Stripe applies a conversion fee of between 2-4% to the exchange rate you present to your customers, increasing their purchase price by a corresponding amount.	Currency conversion fee depending on location and use case. Extended rate quotes incur an additional fee, which you can pass on to your customers if you’d like.	0% fee paid by Stripe users
Your customers’ experience	Your customers can see localized prices at the time of checkout.	Customers can see localized prices on your website and at checkout.	Your customers’ prices won’t change unless you monitor exchange rate fluctuations and update prices yourself.
Your business’s involvement	No changes required to your back office workflows. You’ll always receive all transactions in your preferred currency.	You can manage multiple currencies yourself by calling the FX Quotes API.	You’ll need to handle multiple currencies in your back office workflows.

¹ Stripe’s standard transaction fees apply. See the pricing page for more details about these fees.