Pay with CryptoPublic preview

Pay with Crypto lets you accept stablecoin payments that settle as fiat in your Stripe balance. You can accept USDC payments on Ethereum, Solana, and Polygon without the complexity of holding or converting crypto to fiat yourself. We charge 1.5% of the transaction amount (in USD).

Pay with Crypto works with Checkout, Elements, or can be directly integrated through the Payment Intents API. When integrated, the option to pay with Crypto appears that redirects your customers to a page hosted by crypto.link.com to complete their payment. There, they can connect their wallet and save and reuse their account using Link. Before you get started, see our demo showcasing Pay with Crypto in action.

Overview

The following example assumes you’ve added Pay with Crypto to the Payment Element:

1. After you set up Pay with Crypto, the option to select Crypto as a payment method appears in your checkout form.

2. When your customer clicks this option, they’re redirected to a page hosted by crypto.link.com, where they can:

   • Confirm the amount they need to pay.
   • Connect the wallet they want to pay with.
   • Confirm the payment by signing the transaction that transfers the USDC from their wallet.

3. After Stripe confirms the payment, the customer sees that the transaction is complete. And just like any other Stripe transaction, you see an update to your Stripe balance.

Add crypto as a payment option to your checkout page

Feature set

The following table contains the feature snapshot for Pay with Crypto:

Onboarding

Before you can enable Pay with Crypto:

1. Activate a Stripe account, if you haven’t already, ensuring that we’ve approved you to process payments.

2. Go to your payment methods settings, and request the Crypto payment method.

3. Fill out your business’s information and accept the terms on the page.

4. After we review your information and approve you, the Crypto payment method becomes active in the Dashboard. If the payment method appears as pending, we’re still reviewing your candidacy and might reach out to you for more details.

Consider the following before integrating Pay with Crypto:

• Refunds: To issue a refund, follow the refund flow. For crypto payments, the refund goes back as stablecoins in the customer’s original wallet.

• Holding crypto: Transactions settle in USD to your Stripe balance.

• Settlement currencies: We currently only support USD settlement.

Billing

Use Stripe Billing to create Crypto supported invoices and subscriptions. Crypto invoices and subscriptions only support the send_invoice collection method.

Connect support

The following Connect charge types, typically used by Connect platforms, are available to businesses using Pay with Crypto. Connected accounts must directly enable Crypto in their payment method settings before they can accept crypto payments. You can’t enable crypto payments through the Accounts API or Capabilities API.