Stripe fiat-to-crypto onrampVersion bêta publique
Let your users securely purchase crypto directly from your platform or Dapp.
The Stripe fiat-to-crypto onramp lets users securely purchase and exchange cryptocurrencies directly from your platform or decentralized application (Dapp) at checkout. You can customize and integrate the onramp into your product or service. To access the onramp API, submit an onramp application.
Stripe serves as the merchant of record for these onramp transactions and assumes full liability for all fraud and disputes. We also handle all regulatory requirements, know your customer (KYC) verifications, and sanctions screening. Customers can save payment methods, KYC data, and wallet information with Stripe, which reduces the number of steps required when users return to onramp.
Use the Stripe-hosted onramp to redirect your customer to check out in the standalone page.
Use the Embedded onramp to let your customers check out directly in your website.
Use the Embedded components onramp (mobile SDK) to let your customers check out directly in your application. Join the waitlist for private preview.
Submit your application
To access the Onramp API, including testing environments, you must follow these steps to submit your application. We review most onramp applications within 48 hours.
Create or sign in to your Stripe account and submit the onramp application.
Complete your Stripe application.
After submitting the application, start development using testing environments.
We notify you when your application is approved or if we need more information. You can check your application status anytime by visiting the onboarding page.
Integration options
There are three ways to integrate with Stripe’s fiat-to-crypto onramp:
| Stripe-hosted | Embedded | Embedded components | |
|---|---|---|---|
| Availability | Public preview. For access, submit an onramp application. | Public preview. For access, submit an onramp application. | Private preview. For access, sign up. |
| Use case | If you want to use the onramp without writing code. Send customers to a standalone onramp at crypto.link.com | If you want to embed the onramp directly into your website or a mobile webview using the Onramp API. | If you want a native Android or iOS mobile integration with more UI customization options. Requires integration with mobile SDK and Stripe APIs. |
| Customization | Some customization, including the suggested source or destination amount, destination currency, and network | Brand customization and full parameter customization with the Onramp API | Full UI and parameter customization with the Onramp SDK and API |
| Hosting | Stripe-hosted | Embed in your website | Embed in your app |
1 The Stripe-hosted onramp provides two different integration options with different levels of customization available.
Features
Both the Embedded and Embedded components onramps come with the following built-in features:
| Merchant of record | When you use the onramp, Stripe acts as your merchant of record. A merchant of record is the legal entity responsible for facilitating the sale of products to a user. |
| Stripe’s checkout infrastructure |
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| Customization |
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| Disputes managment | No platform fraud liability, Stripe handles all disputes. |
| Payment methods | Credit, debit, Apple Pay, and ACH (US only). All of these payment methods are eligible for instant crypto delivery after KYC completion. |
Currencies | Available currencies are subject to change for integration options in private preview.
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| Geographic availability | US (excluding Hawaii) and EU countries |
1XLM, USDC (Stellar), USDC (Avalanche), and USDC (Polygon) aren’t available in New York. ETH (Base), MATIC, AVAX, USDC (Solana), USDC (Polygon), USDC (Avalanche), and USDC (Base) aren’t supported in the EU.