# Adds support for custom payment methods ## What’s new You can now create custom [Payment Methods](https://docs.stripe.com/api/payment_methods.md?api-version=2025-10-29.clover) and extend your payment integration to use payment methods that are processed outside of Stripe. For a list of payment method types that Stripe directly supports, see the [payment method overview page](https://docs.stripe.com/payments/payment-methods/overview.md). ## Impact You can now create custom Payment Methods in Stripe to represent payment methods processed by third-party payment processors. When you process custom payment method transactions outside of Stripe, you can record the transaction details to your Stripe account using a custom [Payment Method](https://docs.stripe.com/api/payment_methods.md?api-version=2025-10-29.clover) and [Payment Record](https://docs.stripe.com/api/payment-record.md?2025-10-29.clover=&api-version=2025-10-29.clover). To create a custom payment method type: 1. Open the [Custom payment methods page](https://dashboard.stripe.com/settings/custom_payment_methods) in your Dashboard. 1. Click **Create**. 1. Select an existing type to copy, or click **Provide a custom name and icon**. 1. If you’re providing a custom name and icon, enter a display name and upload a logo icon. 1. Read and agree to the terms, then click **Create**. In the list of types, note the ID of your custom payment method type, which starts with `cpmt_`. To create a payment method of your custom type, set its `type` to `custom` and its `custom.type` to the ID of your custom type. > Custom payment methods are not compatible with Payment Intents or Setup Intents. For more information about creating custom payment methods, see the [Create Payment Methods API](https://docs.stripe.com/api/payment_methods/create.md?api-version=2025-10-29.clover). To use third-party payment processors with custom payment methods, see [Integrate with third-party payment processors](https://docs.stripe.com/billing/subscriptions/third-party-payment-processing.md). To use [Payment Records](https://docs.stripe.com/api/payment-record.md?api-version=2025-10-29.clover) with custom payment methods, report payment attempts with [payment_method_details](https://docs.stripe.com/api/payment-record/report-payment-attempt/report.md?api-version=2025-10-29.clover#report_payment_records_report_payment_attempt-payment_method_details). ## Changes #### REST API | Parameter | Change | Resources or endpoints | | --------- | ------ | ------------------------------------------------------------------------------------------------------------------------------------------------------------- | | `custom` | Added | [PaymentMethod](/api/payment_methods/object?api-version=2025-10-29.clover), [PaymentMethod#create](/api/payment_methods/create?api-version=2025-10-29.clover) | | Values | Change | Enums | | -------- | ------ | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | `custom` | Added | [ConfirmationToken.payment_method_preview](/api/confirmation_tokens/object?api-version=2025-10-29.clover#confirmation_token_object-payment_method_preview-type), [PaymentMethod](/api/confirmation_tokens/object?api-version=2025-10-29.clover#confirmation_token_object-type) | | `custom` | Added | [Customer#list_payment_methods](/api/payment_methods/customer_list?api-version=2025-10-29.clover#list_payment_methods-type), [PaymentMethod#list](/api/payment_methods/customer_list?api-version=2025-10-29.clover#list_payment_methods-type), [PaymentMethod#create](/api/payment_methods/customer_list?api-version=2025-10-29.clover#list_payment_methods-type) | #### Ruby | Parameter | Change | Resources or methods | | --------- | ------ | ------------------------------------------------------------------------------------------------------------------------------------------------------------------ | | `custom` | Added | [PaymentMethod](/api/payment_methods/object?api-version=2025-10-29.clover), [PaymentMethodCreateParams](/api/payment_methods/create?api-version=2025-10-29.clover) | #### Python | Parameter | Change | Resources or methods | | --------- | ------ | ------------------------------------------------------------------------------------------------------------------------------------------------------------------ | | `custom` | Added | [PaymentMethod](/api/payment_methods/object?api-version=2025-10-29.clover), [PaymentMethodCreateParams](/api/payment_methods/create?api-version=2025-10-29.clover) | | Values | Change | Enums | | -------- | ------ | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ | | `custom` | Added | [ConfirmationToken.PaymentMethodPreview](/api/confirmation_tokens/object?api-version=2025-10-29.clover#confirmation_token_object-payment_method_preview-type), [PaymentMethod](/api/confirmation_tokens/object?api-version=2025-10-29.clover#confirmation_token_object-type) | | `custom` | Added | [CustomerListPaymentMethodsParams](/api/payment_methods/customer_list?api-version=2025-10-29.clover#list_payment_methods-type), [PaymentMethodListParams](/api/payment_methods/customer_list?api-version=2025-10-29.clover#list_payment_methods-type), [PaymentMethodCreateParams](/api/payment_methods/customer_list?api-version=2025-10-29.clover#list_payment_methods-type) | #### PHP | Parameter | Change | Resources or methods | | --------- | ------ | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | `custom` | Added | [PaymentMethod](/api/payment_methods/object?api-version=2025-10-29.clover), [PaymentMethod.create().$params](/api/payment_methods/create?api-version=2025-10-29.clover) | | Value | Change | Enums | | -------- | ------ | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ | | `custom` | Added | [ConfirmationToken.payment_method_preview](/api/confirmation_tokens/object?api-version=2025-10-29.clover#confirmation_token_object-payment_method_preview-type), [PaymentMethod](/api/confirmation_tokens/object?api-version=2025-10-29.clover#confirmation_token_object-type) | #### Java | Parameter | Change | Resources or methods | | --------- | ------ | ------------------------------------------------------------------------------------------------------------------------------------------------------------------ | | `custom` | Added | [PaymentMethod](/api/payment_methods/object?api-version=2025-10-29.clover), [PaymentMethodCreateParams](/api/payment_methods/create?api-version=2025-10-29.clover) | | Value | Change | Enums | | -------- | ------ | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ | | `custom` | Added | [CustomerListPaymentMethodsParams](/api/payment_methods/customer_list?api-version=2025-10-29.clover#list_payment_methods-type), [PaymentMethodListParams](/api/payment_methods/customer_list?api-version=2025-10-29.clover#list_payment_methods-type), [PaymentMethodCreateParams](/api/payment_methods/customer_list?api-version=2025-10-29.clover#list_payment_methods-type) | #### Node.js | Parameter | Change | Resources or methods | | --------- | ------ | ------------------------------------------------------------------------------------------------------------------------------------------------------------------ | | `custom` | Added | [PaymentMethod](/api/payment_methods/object?api-version=2025-10-29.clover), [PaymentMethodCreateParams](/api/payment_methods/create?api-version=2025-10-29.clover) | | Values | Change | Enums | | -------- | ------ | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ | | `custom` | Added | [ConfirmationToken.payment_method_preview](/api/confirmation_tokens/object?api-version=2025-10-29.clover#confirmation_token_object-payment_method_preview-type), [PaymentMethod](/api/confirmation_tokens/object?api-version=2025-10-29.clover#confirmation_token_object-type) | | `custom` | Added | [CustomerListPaymentMethodsParams](/api/payment_methods/customer_list?api-version=2025-10-29.clover#list_payment_methods-type), [PaymentMethodListParams](/api/payment_methods/customer_list?api-version=2025-10-29.clover#list_payment_methods-type), [PaymentMethodCreateParams](/api/payment_methods/customer_list?api-version=2025-10-29.clover#list_payment_methods-type) | #### Go | Parameter | Change | Resources or methods | | --------- | ------ | ------------------------------------------------------------------------------------------------------------------------------------------------------------ | | `Custom` | Added | [PaymentMethod](/api/payment_methods/object?api-version=2025-10-29.clover), [PaymentMethodParams](/api/payment_methods/create?api-version=2025-10-29.clover) | | Value | Change | Enums | | -------- | ------ | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | `custom` | Added | [ConfirmationTokenPaymentMethodPreview](/api/confirmation_tokens/object?api-version=2025-10-29.clover#confirmation_token_object-payment_method_preview-Type), [PaymentMethod](/api/confirmation_tokens/object?api-version=2025-10-29.clover#confirmation_token_object-Type) | #### .NET | Parameter | Change | Resources or methods | | --------- | ------ | ------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | `Custom` | Added | [PaymentMethod](/api/payment_methods/object?api-version=2025-10-29.clover), [PaymentMethodCreateOptions](/api/payment_methods/create?api-version=2025-10-29.clover) | ## Upgrade #### REST API 1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench. 1. If you use an SDK, upgrade to the corresponding SDK version for this API version. - If you don’t use an SDK, update your [API requests](https://docs.stripe.com/api/versioning.md) to include `Stripe-Version: 2025-10-29.clover` 1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md). 1. [Test your integration](https://docs.stripe.com/testing.md) against the new version. 1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md). 1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours. Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md). #### Ruby 1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench. 1. Upgrade your Ruby SDK to [v17.1.0](https://github.com/stripe/stripe-ruby/releases/tag/v17.1.0) 1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md). 1. [Test your integration](https://docs.stripe.com/testing.md) against the new version. 1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md). 1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours. Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md). #### Python 1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench. 1. Upgrade your Python SDK to [v13.1.0](https://github.com/stripe/stripe-python/releases/tag/v13.1.0) 1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md). 1. [Test your integration](https://docs.stripe.com/testing.md) against the new version. 1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md). 1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours. Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md). #### PHP 1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench. 1. Upgrade your PHP SDK to [v18.1.0](https://github.com/stripe/stripe-php/releases/tag/v18.1.0) 1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md). 1. [Test your integration](https://docs.stripe.com/testing.md) against the new version. 1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md). 1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours. Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md). #### Java 1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench. 1. Upgrade your Java SDK to [v30.1.0](https://github.com/stripe/stripe-java/releases/tag/v30.1.0) 1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md). 1. [Test your integration](https://docs.stripe.com/testing.md) against the new version. 1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md). 1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours. Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md). #### Node.js 1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench. 1. Upgrade your Node SDK to [v19.2.0](https://github.com/stripe/stripe-node/releases/tag/v19.2.0) 1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md). 1. [Test your integration](https://docs.stripe.com/testing.md) against the new version. 1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md). 1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours. Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md). #### Go 1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench. 1. Upgrade your Go SDK to [v83.1.0](https://github.com/stripe/stripe-go/releases/tag/v83.1.0) 1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md). 1. [Test your integration](https://docs.stripe.com/testing.md) against the new version. 1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md). 1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours. Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md). #### .NET 1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench. 1. Upgrade your .NET SDK to [v49.1.0](https://github.com/stripe/stripe-dotnet/releases/tag/v49.1.0) 1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md). 1. [Test your integration](https://docs.stripe.com/testing.md) against the new version. 1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md). 1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours. Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md). ## Related changes - [Adds MB WAY to payment method configurations](https://docs.stripe.com/changelog/clover/2025-10-29/mb-way-payment-method-configuration.md) - [Adds TWINT payment method options to Checkout Sessions](https://docs.stripe.com/changelog/clover/2025-10-29/twint-checkout-sessions.md) - [Adds support for specifying payment method configurations to the customer portal](https://docs.stripe.com/changelog/clover/2025-10-29/customer-portal-payment-method-configurations.md) - [Adds MB WAY payment method to Payment Links and Checkout Sessions](https://docs.stripe.com/changelog/clover/2025-10-29/mb-way-payment-link-checkout-sessions.md) - [Adds the ability to exclude payment methods when using Setup Intents](https://docs.stripe.com/changelog/clover/2025-10-29/exclude-payment-methods-setup-intents.md) - [Adds Klarna reference parameters for line items in Payment Intents](https://docs.stripe.com/changelog/clover/2025-10-29/klarna-line-item-reference.md) - [Adds a subscription reference to Klarna line items in Payment Intents](https://docs.stripe.com/changelog/clover/2025-10-29/klarna-items-payment-intents.md)