# Adds support for SEPA Direct Debit and Bacs Direct Debit mandate reference prefix

## What’s new

We added the `reference_prefix` parameter to payment method options for SEPA Direct Debit and Bacs Direct Debit. The parameter is available in [Payment Intents](https://docs.stripe.com/api/payment_intents.md?api-version=2024-12-18.acacia), [Setup Intents](https://docs.stripe.com/api/setup_intents.md?api-version=2024-12-18.acacia), and [Checkout Sessions](https://docs.stripe.com/api/checkout/sessions.md?api-version=2024-12-18.acacia) in Payment and Setup modes.

## Impact

This change lets you specify a reference prefix when creating a mandate with [SEPA Direct Debit](https://docs.stripe.com/api/payment_intents/object.md?api-version=2024-12-18.acacia#payment_intent_object-payment_method_options-sepa_debit-mandate_options-reference_prefix) or [Bacs Direct Debit](https://docs.stripe.com/api/payment_intents/object.md?api-version=2024-12-18.acacia#payment_intent_object-payment_method_options-bacs_debit-mandate_options-reference_prefix).

You can specify a prefix in the `mandate_options.reference_prefix` parameter to customize either the [SEPA Direct Debit Mandate reference](https://docs.stripe.com/api/mandates/object.md?api-version=2024-12-18.acacia#mandate_object-payment_method_details-sepa_debit-reference) or [Bacs Direct Debit Mandate reference](https://docs.stripe.com/api/mandates/object.md?api-version=2024-12-18.acacia#mandate_object-payment_method_details-bacs_debit-reference).

## Changes

#### REST API

| Parameter          | Change | Resources or endpoints                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           |
| ------------------ | ------ | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| `reference_prefix` | Added  | [Checkout.Session#create.payment_method_options.bacs_debit.mandate_options](/api/checkout/sessions/create?api-version=2024-12-18.acacia#create_checkout_session-payment_method_options-bacs_debit-mandate_options), [Checkout.Session#create.payment_method_options.sepa_debit.mandate_options](/api/checkout/sessions/create?api-version=2024-12-18.acacia#create_checkout_session-payment_method_options-sepa_debit-mandate_options), [Checkout.Session.payment_method_options.bacs_debit.mandate_options](/api/checkout/sessions/object?api-version=2024-12-18.acacia#checkout_session_object-payment_method_options-bacs_debit-mandate_options), [Checkout.Session.payment_method_options.sepa_debit.mandate_options](/api/checkout/sessions/object?api-version=2024-12-18.acacia#checkout_session_object-payment_method_options-sepa_debit-mandate_options), [PaymentIntent#confirm.payment_method_options.bacs_debit.mandate_options](/api/payment_intents/confirm?api-version=2024-12-18.acacia#confirm_payment_intent-payment_method_options-bacs_debit-mandate_options), [PaymentIntent#confirm.payment_method_options.sepa_debit.mandate_options](/api/payment_intents/confirm?api-version=2024-12-18.acacia#confirm_payment_intent-payment_method_options-sepa_debit-mandate_options), [PaymentIntent#create.payment_method_options.bacs_debit.mandate_options](/api/payment_intents/create?api-version=2024-12-18.acacia#create_payment_intent-payment_method_options-bacs_debit-mandate_options), [PaymentIntent#create.payment_method_options.sepa_debit.mandate_options](/api/payment_intents/create?api-version=2024-12-18.acacia#create_payment_intent-payment_method_options-sepa_debit-mandate_options), [PaymentIntent#update.payment_method_options.bacs_debit.mandate_options](/api/payment_intents/update?api-version=2024-12-18.acacia#update_payment_intent-payment_method_options-bacs_debit-mandate_options), [PaymentIntent#update.payment_method_options.sepa_debit.mandate_options](/api/payment_intents/update?api-version=2024-12-18.acacia#update_payment_intent-payment_method_options-sepa_debit-mandate_options), [PaymentIntent.payment_method_options.bacs_debit.mandate_options](/api/payment_intents/object?api-version=2024-12-18.acacia#payment_intent_object-payment_method_options-bacs_debit-mandate_options), [PaymentIntent.payment_method_options.sepa_debit.mandate_options](/api/payment_intents/object?api-version=2024-12-18.acacia#payment_intent_object-payment_method_options-sepa_debit-mandate_options), [SetupIntent#confirm.payment_method_options.bacs_debit.mandate_options](/api/setup_intents/confirm?api-version=2024-12-18.acacia#confirm_setup_intent-payment_method_options-bacs_debit-mandate_options), [SetupIntent#confirm.payment_method_options.sepa_debit.mandate_options](/api/setup_intents/confirm?api-version=2024-12-18.acacia#confirm_setup_intent-payment_method_options-sepa_debit-mandate_options), [SetupIntent#create.payment_method_options.bacs_debit.mandate_options](/api/setup_intents/create?api-version=2024-12-18.acacia#create_setup_intent-payment_method_options-bacs_debit-mandate_options), [SetupIntent#create.payment_method_options.sepa_debit.mandate_options](/api/setup_intents/create?api-version=2024-12-18.acacia#create_setup_intent-payment_method_options-sepa_debit-mandate_options), [SetupIntent#update.payment_method_options.bacs_debit.mandate_options](/api/setup_intents/update?api-version=2024-12-18.acacia#update_setup_intent-payment_method_options-bacs_debit-mandate_options), [SetupIntent#update.payment_method_options.sepa_debit.mandate_options](/api/setup_intents/update?api-version=2024-12-18.acacia#update_setup_intent-payment_method_options-sepa_debit-mandate_options), [SetupIntent.payment_method_options.bacs_debit.mandate_options](/api/setup_intents/object?api-version=2024-12-18.acacia#setup_intent_object-payment_method_options-bacs_debit-mandate_options), [SetupIntent.payment_method_options.sepa_debit.mandate_options](/api/setup_intents/object?api-version=2024-12-18.acacia#setup_intent_object-payment_method_options-sepa_debit-mandate_options) |

#### Ruby

This change does not affect the Ruby SDK.

#### Python

| Parameter          | Change | Resources or methods                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   |
| ------------------ | ------ | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ |
| `reference_prefix` | Added  | [stripe.PaymentIntent.ConfirmParamsPaymentMethodOptionsBacsDebitMandateOptions](/api/payment_intents/confirm?api-version=2024-12-18.acacia#confirm_payment_intent-payment_method_options-bacs_debit-mandate_options), [stripe.PaymentIntent.ConfirmParamsPaymentMethodOptionsSepaDebitMandateOptions](/api/payment_intents/confirm?api-version=2024-12-18.acacia#confirm_payment_intent-payment_method_options-sepa_debit-mandate_options), [stripe.PaymentIntent.CreateParamsPaymentMethodOptionsBacsDebitMandateOptions](/api/payment_intents/create?api-version=2024-12-18.acacia#create_payment_intent-payment_method_options-bacs_debit-mandate_options), [stripe.PaymentIntent.CreateParamsPaymentMethodOptionsSepaDebitMandateOptions](/api/payment_intents/create?api-version=2024-12-18.acacia#create_payment_intent-payment_method_options-sepa_debit-mandate_options), [stripe.PaymentIntent.ModifyParamsPaymentMethodOptionsBacsDebitMandateOptions](/api/payment_intents/update?api-version=2024-12-18.acacia#update_payment_intent-payment_method_options-bacs_debit-mandate_options), [stripe.PaymentIntent.ModifyParamsPaymentMethodOptionsSepaDebitMandateOptions](/api/payment_intents/update?api-version=2024-12-18.acacia#update_payment_intent-payment_method_options-sepa_debit-mandate_options), [stripe.SetupIntent.ConfirmParamsPaymentMethodOptionsBacsDebitMandateOptions](/api/setup_intents/confirm?api-version=2024-12-18.acacia#confirm_setup_intent-payment_method_options-bacs_debit-mandate_options), [stripe.SetupIntent.ConfirmParamsPaymentMethodOptionsSepaDebitMandateOptions](/api/setup_intents/confirm?api-version=2024-12-18.acacia#confirm_setup_intent-payment_method_options-sepa_debit-mandate_options), [stripe.SetupIntent.CreateParamsPaymentMethodOptionsBacsDebitMandateOptions](/api/setup_intents/create?api-version=2024-12-18.acacia#create_setup_intent-payment_method_options-bacs_debit-mandate_options), [stripe.SetupIntent.CreateParamsPaymentMethodOptionsSepaDebitMandateOptions](/api/setup_intents/create?api-version=2024-12-18.acacia#create_setup_intent-payment_method_options-sepa_debit-mandate_options), [stripe.SetupIntent.ModifyParamsPaymentMethodOptionsBacsDebitMandateOptions](/api/setup_intents/update?api-version=2024-12-18.acacia#update_setup_intent-payment_method_options-bacs_debit-mandate_options), [stripe.SetupIntent.ModifyParamsPaymentMethodOptionsSepaDebitMandateOptions](/api/setup_intents/update?api-version=2024-12-18.acacia#update_setup_intent-payment_method_options-sepa_debit-mandate_options), [stripe.checkout.Session.CreateParamsPaymentMethodOptionsBacsDebitMandateOptions](/api/setup_intents/object?api-version=2024-12-18.acacia#setup_intent_object-payment_method_options-bacs_debit-mandate_options), [stripe.checkout.Session.CreateParamsPaymentMethodOptionsSepaDebitMandateOptions](/api/setup_intents/object?api-version=2024-12-18.acacia#setup_intent_object-payment_method_options-sepa_debit-mandate_options), [stripe.PaymentIntent.PaymentMethodOptions.BacsDebit.MandateOptions](/api/payment_intents/object?api-version=2024-12-18.acacia#payment_intent_object-payment_method_options-bacs_debit-mandate_options), [stripe.PaymentIntent.PaymentMethodOptions.SepaDebit.MandateOptions](/api/payment_intents/object?api-version=2024-12-18.acacia#payment_intent_object-payment_method_options-sepa_debit-mandate_options), [stripe.SetupIntent.PaymentMethodOptions.BacsDebit.MandateOptions](/api/setup_intents/object?api-version=2024-12-18.acacia#setup_intent_object-payment_method_options-bacs_debit-mandate_options), [stripe.SetupIntent.PaymentMethodOptions.SepaDebit.MandateOptions](/api/setup_intents/object?api-version=2024-12-18.acacia#setup_intent_object-payment_method_options-sepa_debit-mandate_options), [stripe.checkout.Session.PaymentMethodOptions.BacsDebit.MandateOptions](/api/checkout/sessions/object?api-version=2024-12-18.acacia#checkout_session_object-payment_method_options-bacs_debit-mandate_options), [stripe.checkout.Session.PaymentMethodOptions.SepaDebit.MandateOptions](/api/checkout/sessions/object?api-version=2024-12-18.acacia#checkout_session_object-payment_method_options-sepa_debit-mandate_options) |

#### PHP

This change does not affect the PHP SDK.

#### Java

| Parameter          | Change | Resources or methods                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   |
| ------------------ | ------ | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| `reference_prefix` | Added  | [Checkout.Session.payment_method_options.bacs_debit.mandate_options](/api/checkout/sessions/object?api-version=2024-12-18.acacia#checkout_session_object-payment_method_options-bacs_debit-mandate_options), [Checkout.Session.payment_method_options.sepa_debit.mandate_options](/api/checkout/sessions/object?api-version=2024-12-18.acacia#checkout_session_object-payment_method_options-sepa_debit-mandate_options), [PaymentIntent.payment_method_options.bacs_debit.mandate_options](/api/payment_intents/object?api-version=2024-12-18.acacia#payment_intent_object-payment_method_options-bacs_debit-mandate_options), [PaymentIntent.payment_method_options.sepa_debit.mandate_options](/api/payment_intents/object?api-version=2024-12-18.acacia#payment_intent_object-payment_method_options-sepa_debit-mandate_options), [PaymentIntentConfirmParams.payment_method_options.bacs_debit.mandate_options](/api/payment_intents/confirm?api-version=2024-12-18.acacia#confirm_payment_intent-payment_method_options-bacs_debit-mandate_options), [PaymentIntentConfirmParams.payment_method_options.sepa_debit.mandate_options](/api/payment_intents/confirm?api-version=2024-12-18.acacia#confirm_payment_intent-payment_method_options-sepa_debit-mandate_options), [PaymentIntentCreateParams.payment_method_options.bacs_debit.mandate_options](/api/payment_intents/create?api-version=2024-12-18.acacia#create_payment_intent-payment_method_options-bacs_debit-mandate_options), [PaymentIntentCreateParams.payment_method_options.sepa_debit.mandate_options](/api/payment_intents/create?api-version=2024-12-18.acacia#create_payment_intent-payment_method_options-sepa_debit-mandate_options), [PaymentIntentUpdateParams.payment_method_options.bacs_debit.mandate_options](/api/payment_intents/update?api-version=2024-12-18.acacia#update_payment_intent-payment_method_options-bacs_debit-mandate_options), [PaymentIntentUpdateParams.payment_method_options.sepa_debit.mandate_options](/api/payment_intents/update?api-version=2024-12-18.acacia#update_payment_intent-payment_method_options-sepa_debit-mandate_options), [SetupIntent.payment_method_options.bacs_debit.mandate_options](/api/setup_intents/object?api-version=2024-12-18.acacia#setup_intent_object-payment_method_options-bacs_debit-mandate_options), [SetupIntent.payment_method_options.sepa_debit.mandate_options](/api/setup_intents/object?api-version=2024-12-18.acacia#setup_intent_object-payment_method_options-sepa_debit-mandate_options), [SetupIntentConfirmParams.payment_method_options.bacs_debit.mandate_options](/api/setup_intents/confirm?api-version=2024-12-18.acacia#confirm_setup_intent-payment_method_options-bacs_debit-mandate_options), [SetupIntentConfirmParams.payment_method_options.sepa_debit.mandate_options](/api/setup_intents/confirm?api-version=2024-12-18.acacia#confirm_setup_intent-payment_method_options-sepa_debit-mandate_options), [SetupIntentCreateParams.payment_method_options.bacs_debit.mandate_options](/api/setup_intents/create?api-version=2024-12-18.acacia#create_setup_intent-payment_method_options-bacs_debit-mandate_options), [SetupIntentCreateParams.payment_method_options.sepa_debit.mandate_options](/api/setup_intents/create?api-version=2024-12-18.acacia#create_setup_intent-payment_method_options-sepa_debit-mandate_options), [SetupIntentUpdateParams.payment_method_options.bacs_debit.mandate_options](/api/setup_intents/update?api-version=2024-12-18.acacia#update_setup_intent-payment_method_options-bacs_debit-mandate_options), [SetupIntentUpdateParams.payment_method_options.sepa_debit.mandate_options](/api/setup_intents/update?api-version=2024-12-18.acacia#update_setup_intent-payment_method_options-sepa_debit-mandate_options), [checkout.SessionCreateParams.payment_method_options.bacs_debit.mandate_options](/api/checkout/sessions/create?api-version=2024-12-18.acacia#create_checkout_session-payment_method_options-bacs_debit-mandate_options), [checkout.SessionCreateParams.payment_method_options.sepa_debit.mandate_options](/api/checkout/sessions/create?api-version=2024-12-18.acacia#create_checkout_session-payment_method_options-sepa_debit-mandate_options) |

#### Node.js

| Parameter          | Change | Resources or methods                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           |
| ------------------ | ------ | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ |
| `reference_prefix` | Added  | [Checkout.Session.payment_method_options.bacs_debit.mandate_options](/api/checkout/sessions/object?api-version=2024-12-18.acacia#checkout_session_object-payment_method_options-bacs_debit-mandate_options), [Checkout.Session.payment_method_options.sepa_debit.mandate_options](/api/checkout/sessions/object?api-version=2024-12-18.acacia#checkout_session_object-payment_method_options-sepa_debit-mandate_options), [Checkout.SessionCreateParams.payment_method_options.bacs_debit.mandate_options](/api/checkout/sessions/create?api-version=2024-12-18.acacia#create_checkout_session-payment_method_options-bacs_debit-mandate_options), [Checkout.SessionCreateParams.payment_method_options.sepa_debit.mandate_options](/api/checkout/sessions/create?api-version=2024-12-18.acacia#create_checkout_session-payment_method_options-sepa_debit-mandate_options), [PaymentIntent.payment_method_options.bacs_debit.mandate_options](/api/setup_intents/object?api-version=2024-12-18.acacia#setup_intent_object-payment_method_options-bacs_debit-mandate_options), [PaymentIntent.payment_method_options.sepa_debit.mandate_options](/api/setup_intents/object?api-version=2024-12-18.acacia#setup_intent_object-payment_method_options-sepa_debit-mandate_options), [PaymentIntentConfirmParams.payment_method_options.bacs_debit.mandate_options](/api/payment_intents/confirm?api-version=2024-12-18.acacia#confirm_payment_intent-payment_method_options-bacs_debit-mandate_options), [PaymentIntentConfirmParams.payment_method_options.sepa_debit.mandate_options](/api/payment_intents/confirm?api-version=2024-12-18.acacia#confirm_payment_intent-payment_method_options-sepa_debit-mandate_options), [PaymentIntentCreateParams.payment_method_options.bacs_debit.mandate_options](/api/payment_intents/create?api-version=2024-12-18.acacia#create_payment_intent-payment_method_options-bacs_debit-mandate_options), [PaymentIntentCreateParams.payment_method_options.sepa_debit.mandate_options](/api/payment_intents/create?api-version=2024-12-18.acacia#create_payment_intent-payment_method_options-sepa_debit-mandate_options), [PaymentIntentUpdateParams.payment_method_options.bacs_debit.mandate_options](/api/payment_intents/update?api-version=2024-12-18.acacia#update_payment_intent-payment_method_options-bacs_debit-mandate_options), [PaymentIntentUpdateParams.payment_method_options.sepa_debit.mandate_options](/api/payment_intents/update?api-version=2024-12-18.acacia#update_payment_intent-payment_method_options-sepa_debit-mandate_options), [SetupIntent.payment_method_options.bacs_debit.mandate_options](/api/setup_intents/object?api-version=2024-12-18.acacia#setup_intent_object-payment_method_options-bacs_debit-mandate_options), [SetupIntent.payment_method_options.sepa_debit.mandate_options](/api/setup_intents/object?api-version=2024-12-18.acacia#setup_intent_object-payment_method_options-sepa_debit-mandate_options), [SetupIntentConfirmParams.payment_method_options.bacs_debit.mandate_options](/api/setup_intents/confirm?api-version=2024-12-18.acacia#confirm_setup_intent-payment_method_options-bacs_debit-mandate_options), [SetupIntentConfirmParams.payment_method_options.sepa_debit.mandate_options](/api/setup_intents/confirm?api-version=2024-12-18.acacia#confirm_setup_intent-payment_method_options-sepa_debit-mandate_options), [SetupIntentCreateParams.payment_method_options.bacs_debit.mandate_options](/api/setup_intents/create?api-version=2024-12-18.acacia#create_setup_intent-payment_method_options-bacs_debit-mandate_options), [SetupIntentCreateParams.payment_method_options.sepa_debit.mandate_options](/api/setup_intents/create?api-version=2024-12-18.acacia#create_setup_intent-payment_method_options-sepa_debit-mandate_options), [SetupIntentUpdateParams.payment_method_options.bacs_debit.mandate_options](/api/setup_intents/update?api-version=2024-12-18.acacia#update_setup_intent-payment_method_options-bacs_debit-mandate_options), [SetupIntentUpdateParams.payment_method_options.sepa_debit.mandate_options](/api/setup_intents/update?api-version=2024-12-18.acacia#update_setup_intent-payment_method_options-sepa_debit-mandate_options) |

#### Go

| Parameter         | Change | Resources or methods                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               |
| ----------------- | ------ | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ |
| `ReferencePrefix` | Added  | [CheckoutSessionPaymentMethodOptionsBacsDebitMandateOptionsParams](/api/checkout/sessions/object?api-version=2024-12-18.acacia#checkout_session_object-payment_method_options-bacs_debit-mandate_options), [CheckoutSessionPaymentMethodOptionsBacsDebitMandateOptions](/api/checkout/sessions/object?api-version=2024-12-18.acacia#checkout_session_object-payment_method_options-bacs_debit-mandate_options), [CheckoutSessionPaymentMethodOptionsSepaDebitMandateOptionsParams](/api/checkout/sessions/object?api-version=2024-12-18.acacia#checkout_session_object-payment_method_options-sepa_debit-mandate_options), [CheckoutSessionPaymentMethodOptionsSepaDebitMandateOptions](/api/checkout/sessions/object?api-version=2024-12-18.acacia#checkout_session_object-payment_method_options-sepa_debit-mandate_options), [PaymentIntentConfirmPaymentMethodOptionsBacsDebitMandateOptionsParams](/api/payment_intents/confirm?api-version=2024-12-18.acacia#confirm_payment_intent-payment_method_options-bacs_debit-mandate_options), [PaymentIntentConfirmPaymentMethodOptionsSepaDebitMandateOptionsParams](/api/payment_intents/confirm?api-version=2024-12-18.acacia#confirm_payment_intent-payment_method_options-sepa_debit-mandate_options), [PaymentIntentPaymentMethodOptionsBacsDebitMandateOptionsParams](/api/payment_intents/update?api-version=2024-12-18.acacia#update_payment_intent-payment_method_options-bacs_debit-mandate_options), [PaymentIntentPaymentMethodOptionsBacsDebitMandateOptions](/api/payment_intents/update?api-version=2024-12-18.acacia#update_payment_intent-payment_method_options-bacs_debit-mandate_options), [PaymentIntentPaymentMethodOptionsSepaDebitMandateOptionsParams](/api/payment_intents/update?api-version=2024-12-18.acacia#update_payment_intent-payment_method_options-sepa_debit-mandate_options), [PaymentIntentPaymentMethodOptionsSepaDebitMandateOptions](/api/payment_intents/update?api-version=2024-12-18.acacia#update_payment_intent-payment_method_options-sepa_debit-mandate_options), [SetupIntentConfirmPaymentMethodOptionsBacsDebitMandateOptionsParams](/api/setup_intents/confirm?api-version=2024-12-18.acacia#confirm_setup_intent-payment_method_options-bacs_debit-mandate_options), [SetupIntentConfirmPaymentMethodOptionsSepaDebitMandateOptionsParams](/api/setup_intents/confirm?api-version=2024-12-18.acacia#confirm_setup_intent-payment_method_options-sepa_debit-mandate_options), [SetupIntentPaymentMethodOptionsBacsDebitMandateOptionsParams](/api/setup_intents/object?api-version=2024-12-18.acacia#setup_intent_object-payment_method_options-bacs_debit-mandate_options), [SetupIntentPaymentMethodOptionsBacsDebitMandateOptions](/api/setup_intents/object?api-version=2024-12-18.acacia#setup_intent_object-payment_method_options-bacs_debit-mandate_options), [SetupIntentPaymentMethodOptionsSepaDebitMandateOptionsParams](/api/setup_intents/object?api-version=2024-12-18.acacia#setup_intent_object-payment_method_options-sepa_debit-mandate_options), [SetupIntentPaymentMethodOptionsSepaDebitMandateOptions](/api/setup_intents/object?api-version=2024-12-18.acacia#setup_intent_object-payment_method_options-sepa_debit-mandate_options) |

#### .NET

| Parameter         | Change | Resources or methods                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         |
| ----------------- | ------ | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| `ReferencePrefix` | Added  | [CheckoutSessionPaymentMethodOptionsBacsDebitMandateOptionsOptions](/api/checkout/sessions/object?api-version=2024-12-18.acacia#checkout_session_object-payment_method_options-bacs_debit-mandate_options), [CheckoutSessionPaymentMethodOptionsBacsDebitMandateOptions](/api/checkout/sessions/object?api-version=2024-12-18.acacia#checkout_session_object-payment_method_options-sepa_debit-mandate_options), [CheckoutSessionPaymentMethodOptionsSepaDebitMandateOptionsOptions](/api/checkout/sessions/object?api-version=2024-12-18.acacia#checkout_session_object-payment_method_options-sepa_debit-mandate_options), [CheckoutSessionPaymentMethodOptionsSepaDebitMandateOptions](/api/checkout/sessions/object?api-version=2024-12-18.acacia#checkout_session_object-payment_method_options-sepa_debit-mandate_options), [PaymentIntentPaymentMethodOptionsBacsDebitMandateOptionsOptions](/api/payment_intents/update?api-version=2024-12-18.acacia#update_payment_intent-payment_method_options-bacs_debit-mandate_options), [PaymentIntentPaymentMethodOptionsBacsDebitMandateOptions](/api/payment_intents/update?api-version=2024-12-18.acacia#update_payment_intent-payment_method_options-bacs_debit-mandate_options), [PaymentIntentPaymentMethodOptionsSepaDebitMandateOptionsOptions](/api/payment_intents/update?api-version=2024-12-18.acacia#update_payment_intent-payment_method_options-sepa_debit-mandate_options), [PaymentIntentPaymentMethodOptionsSepaDebitMandateOptions](/api/payment_intents/update?api-version=2024-12-18.acacia#update_payment_intent-payment_method_options-sepa_debit-mandate_options), [SetupIntentPaymentMethodOptionsBacsDebitMandateOptionsOptions](/api/setup_intents/object?api-version=2024-12-18.acacia#setup_intent_object-payment_method_options-bacs_debit-mandate_options), [SetupIntentPaymentMethodOptionsBacsDebitMandateOptions](/api/setup_intents/object?api-version=2024-12-18.acacia#setup_intent_object-payment_method_options-bacs_debit-mandate_options), [SetupIntentPaymentMethodOptionsSepaDebitMandateOptionsOptions](/api/setup_intents/object?api-version=2024-12-18.acacia#setup_intent_object-payment_method_options-sepa_debit-mandate_options), [SetupIntentPaymentMethodOptionsSepaDebitMandateOptions](/api/setup_intents/object?api-version=2024-12-18.acacia#setup_intent_object-payment_method_options-sepa_debit-mandate_options) |

## Upgrade

#### REST API

1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench.
1. If you use an SDK, upgrade to the corresponding SDK version for this API version.
   - If you don’t use an SDK, update your [API requests](https://docs.stripe.com/api/versioning.md) to include `Stripe-Version: 2024-12-18.acacia`
1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md).
1. [Test your integration](https://docs.stripe.com/testing.md) against the new version.
1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md).
1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours.

Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md).

#### Ruby

1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench.
1. Upgrade your Ruby SDK to [v13.3.0](https://github.com/stripe/stripe-ruby/releases/tag/v13.3.0)
1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md).
1. [Test your integration](https://docs.stripe.com/testing.md) against the new version.
1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md).
1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours.

Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md).

#### Python

1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench.
1. Upgrade your Python SDK to [v11.4.0](https://github.com/stripe/stripe-python/releases/tag/v11.4.0)
1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md).
1. [Test your integration](https://docs.stripe.com/testing.md) against the new version.
1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md).
1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours.

Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md).

#### PHP

1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench.
1. Upgrade your PHP SDK to [v16.4.0](https://github.com/stripe/stripe-php/releases/tag/v16.4.0)
1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md).
1. [Test your integration](https://docs.stripe.com/testing.md) against the new version.
1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md).
1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours.

Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md).

#### Java

1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench.
1. Upgrade your Java SDK to [v28.2.0](https://github.com/stripe/stripe-java/releases/tag/v28.2.0)
1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md).
1. [Test your integration](https://docs.stripe.com/testing.md) against the new version.
1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md).
1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours.

Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md).

#### Node.js

1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench.
1. Upgrade your Node SDK to [v17.5.0](https://github.com/stripe/stripe-node/releases/tag/v17.5.0)
1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md).
1. [Test your integration](https://docs.stripe.com/testing.md) against the new version.
1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md).
1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours.

Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md).

#### Go

1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench.
1. Upgrade your Go SDK to [v81.2.0](https://github.com/stripe/stripe-go/releases/tag/v81.2.0)
1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md).
1. [Test your integration](https://docs.stripe.com/testing.md) against the new version.
1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md).
1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours.

Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md).

#### .NET

1. [View your current API version](https://docs.stripe.com/upgrades.md#view-your-api-version-and-the-latest-available-upgrade-in-workbench) in Workbench.
1. Upgrade your .NET SDK to [v47.2.0](https://github.com/stripe/stripe-dotnet/releases/tag/v47.2.0)
1. Upgrade the API version used for [webhook endpoints](https://docs.stripe.com/webhooks/versioning.md).
1. [Test your integration](https://docs.stripe.com/testing.md) against the new version.
1. If you use Connect, [test your Connect integration](https://docs.stripe.com/connect/testing.md).
1. In Workbench, [perform the upgrade](https://docs.stripe.com/upgrades.md#perform-the-upgrade). You can [roll back the version](https://docs.stripe.com/upgrades.md#roll-back-your-api-version) for 72 hours.

Learn more about [Stripe API upgrades](https://docs.stripe.com/upgrades.md).

## Related changes

- [Adds additional beneficiary information for bank transfer payments](https://docs.stripe.com/changelog/acacia/2024-12-18/new-bank-transfer-beneficiary-information.md)
- [Adds funding details to Amazon Pay and Revolut Pay charges](https://docs.stripe.com/changelog/acacia/2024-12-18/charge-pm-details.md)
